HDFC NetBanking

HDFC Bank provides the HDFC netbanking facility to all of its customers, through which the customers can access various details of their account online. The existing customers of HDFC Bank just need to login to their netbanking accounts to access a huge range of features offered by the bank.

Benefits & Features of HDFC Net Banking

HDFC netbanking offers various features and benefits to the customers, making it a lot easier for them to manage their savings account and make transactions. Here are some key features provided by HDFC net banking:

  • With HDFC online banking, in just a few clicks, you can easily check your account balance and download the account statements for the last 5 years in various formats.
  • Now applying for a loan or opening a saving account become hassel free with the Video KYC facility.
  • Hassle free transfer of funds online via NEFT and RTGS in a secure manner. You can also opt for Third Party Transfer or transfer funds between HDFC or to non-HDFC bank accounts.
  • Open a Fixed and/or Recurring Deposit with the bank using hdfcbank net banking.
  • Make instant payments of electricity bills, water bills, postpaid bills, landline bills, etc.
  • Pay credit card bills and check credit card details.
  • Do instant DTH connection or prepaid mobile bill recharge.
  • Invest in Mutual Funds of your choice.
  • Book air or train tickets with the net banking HDFC.
  • Make payments to online merchants for buying Gift Cards for friends and family.
  • Pay tax and view Tax Credit Statement (Form 26AS).
  • Update your PAN Card details.
  • Request for a new cheque book or Demand Draft, hotlist your debit card or credit card, or make stop payment instructions for a cheque.
  • View your loan details opened with the same bank account.
  • Place a request to regenerate your Debit Card PIN.
  • Apply for an IPO through HDFC internet banking.

HDFC NetBanking Registration Process Online

HDFC Savings Account customers can easily register for the bank’s online banking service. The  net banking facility is available to only resident and non-resident individuals with an active mobile number. Customers can register for netbanking online, through an ATM, Phone Banking, or by downloading the form for the same. 

Here are the steps involved in the online HDFC netbanking registration process:

  • Visit the net banking page of HDFC online.
  • Click on the ‘Register’ link given at the bottom of the page.
  • A page will open, enter your Customer ID and then click on the ‘Go’ button.
  • Confirm your mobile number registered to your account.
  • Now enter the OTP received by you on your registered mobile number.
  • You have to select the Debit Card and fill up the relevant details.
  • You can now set the IPIN on the next page.
  • Now, after successful HDFC net banking register, you will be able to use your Customer ID and the newly generated IPIN to access your net banking account anytime.

HDFC NetBanking Login

Below are the steps to login to HDFC NetBanking:

  • Visit the login page of HDFC net banking at https://netbanking.hdfcbank.com/netbanking/.
  • Enter your customer ID and click on the ‘Continue’ button.
  • Now enter the IPIN for HDFC netbanking login.

Reset Password of HDFC Netbanking

Here are the steps to reset your HDFC netbanking password:

  • Visit the net banking website of HDFC Bank.
  • Now, on the HDFC netbanking login page, click on the ‘Forgot IPIN (Password)?’ button.
  • Now enter your User ID/ Customer ID and then click on ‘Go’.
  • Select any one of the two options given below:
    • Authentication with One Time Password (OTP) sent to your registered Mobile Number and your Debit Card details.
    • Authentication with One Time Passwords (OTPs) sent to your registered Mobile Number and Email ID.
  • After completing the above step, enter the relevant details.
  • Now, you can set the new IPIN for HDFC net banking login with the User ID and new IPIN.

How to Transfer Fund in HDFC Netbanking

HDFC Bank customers can transfer funds to their own accounts and also make third-party transfers through the net banking portal. For third-party transfers, you have to complete the netbanking HDFC login process and click on ‘Funds Transfer’. On the next page, choose the relevant option for completing the transfer. Transfers can be done via any of the following modes: 

  • National Electronic Funds Transfer (NEFT): NEFT enables users to transfer funds to other banks except HDFC. You can transfer an amount ranging from Rs. 1 Lakh to Rs. 10 Lakhs. However, you must add the account to which the funds will have to be transferred as a beneficiary.
  • Real Time Gross Settlement (RTGS): With RTGS, funds are paid to the beneficiary’s bank within the time stipulated by RBI. The account where the money is being transferred to must be added as a beneficiary. RTGS enables you to transfer an amount ranging from Rs. 2 Lakhs to Rs. 10 Lakhs.
  • Immediate Payment Service (IMPS): You can transfer funds immediately via IMPS even on bank holidays. With this mode, funds can be transferred to HDFC accounts as well as to other banks. 
  • Visa CardPay: Under this mode, you can transfer funds from your HDFC account to any Visa Credit Card in India. However, before making the transfer, the credit card account has to be added as a beneficiary. The amount is transferred within 2 working days.
  • Online Merchant Payment: This option can be used for transferring funds to online merchant accounts except mutual fund payments, tax payments, and payments to stock brokers.
  • Other: You can also transfer funds from your HDFC account to another HDFC account immediately via using different Customer IDs. 

Transaction Limits of HDFC

Below are the transaction limits of HDFC Bank’s net banking portal for different modes:

Transfer ModeLimitCharges
NEFTUp to Rs. 50 LakhsRs. 2 + GST for amount up to Rs. 1 Lakh and Rs. 10 + GST for amount above Rs. 1 Lakh
IMPSUp to Rs. 2 LakhsRs. 5 + GST for Rs. 1 Lakh and Rs. 15 + GST for Rs. 1 Lakh to Rs. 2 Lakhs
RTGS

Minimum Rs. 2 Lakhs and

maximum Rs. 50 Lakhs via net banking. No upper limit via branch.

Nil

Bill Payment of HDFC Credit Card Net Banking Portal Online

Below is the process to make bill pay payment of HDFC credit card on the net banking portal:

  • Complete the hdfcbank com login using your Customer ID/User ID and password/IPIN.
  • Link your credit card to your net banking account using your credit card ATM PIN.
  • You will find the option to transfer the money to the credit card under the ‘Funds Transfer’ section and the ‘Credit Card’ section.
  • You can easily make bill payment using this option.

Kotak Personal Loan Festival Offer 

Ahead of festival season, Kotak Mahindra Bank has announced Rs 999 flat processing fee offer on Personal Loans. Customers can avail of instant approvals on personal loan applications up to Rs. 20 Lakhs at lowest interest rate starting at 10.25% p.a for maximum of 5 years. 

HDFC NetBanking FAQs

How can I register for NetBanking in HDFC?

  • Visit HDFC personal net banking page. 
  • Click on the ‘Register’ button.
  • Enter your Customer ID and click ‘Go’.
  • Confirm your mobile number registered to your account.
  • Enter the OTP received on your registered mobile number.
  • Select and fill in the relevant Debit Card details.
  • Set the IPIN.
  • After HDFC netbanking register, use the Customer ID and new IPIN to access net banking.

Who all customers are eligible for net banking?

All customers who have a Savings Account or Current Account with the HDFC Bank are eligible for HDFC’s Net Banking services.

Can HDFC NetBanking be activated online?

Yes. Indian residents as well as NRIs with an active mobile number can activate HDFC netbanking online for instant HDFC bank login.

Which is HDFC Net Banking App?

You can download the HDFC Bank MobileBanking App to get access to the HDFC’s net banking services for all your banking needs.

Where can I find my customer ID in HDFC Bank?

Your HDFC Bank Customer ID is printed on your bank passbook’s first page, just below your bank account number. You can also find your Customer ID in your bank account statement.

How can I activate international usage in HDFC Netbanking?

Here are the steps to activate international usage on your HDFC netbanking or Debit Card:

  • Complete the HDFC netbanking online login with your credentials.
  • Click on the ‘Cards’ tab. 
  • Go to the ‘Debit Cards’ menu and click on ‘Request’.
  • Select 'Set International/ Domestic Usage'.
  • Choose the 'Card to be enabled for International and Domestic Use' option.