Earn HSBC credit card reward points with every swipe, offering a gateway to a range of vouchers and products. Different card variants boast distinct rewards programs, each with its unique redemption value. Utilize HSBC credit card bonus points to maximize your benefits, ensuring your spending is as rewarding as possible.
HSBC provides a variety of credit cards tailored to every preference, be it cashback or accumulating reward points. Detailed below is a selection of HSBC’s notable credit cards, illustrating their annual fee and reward benefits:
|Credit Card||Annual Fee||Reward Perks|
|HSBC Smart Value Credit Card||Zero||Earn triple reward points on all expenditures related to online shopping, dining, and telecom; gain one point per Rs. 100 spent elsewhere.|
|HSBC Visa Platinum Credit Card||Zero||Collect two points per Rs. 150 spent; enjoy five times the points on purchases after annual spending exceeds Rs. 4 lakh.|
Choose wisely to optimize your reward earnings.
Every time you shop with an HSBC credit card, you start earning some reward points. Let's see how different HSBC cardholders earn reward points -
You can redeem these points for an exciting range of redemption options including garments, home appliances, cosmetics, gift vouchers, airline miles, and donations to charities.
HSBC Credit Card Reward Points offer cardholders an opportunity to maximize benefits through a variety of redemption options. However, there are specific parameters and restrictions to consider:
Understanding these features ensures effective utilization of your HSBC credit card bonus points.
Checking your HSBC credit card reward points is straightforward and can be done either online or offline. Below are the steps to access this information:
Keeping track of your HSBC reward points is simplified with these easy-to-follow steps, ensuring you’re always updated on your accumulated benefits.
Redeeming HSBC Credit Card Bonus Points is a straightforward process, available through online platforms or direct contact with HSBC credit card customer service. These points can be exchanged for gift vouchers, cards, or products featured in the reward catalogue.
Items are dispatched to the provided address, while e-vouchers are delivered via email and SMS.
HSBC offers alternatives for those preferring offline redemption.
Airline miles and exclusive hotel rewards, including Taj InnerCircle Points, can also be redeemed, though currently, this option isn't available online.
Utilize your earned points optimally by understanding the varied redemption methods, ensuring you exploit the extensive array of gifts, vouchers, and exclusive offers tailored to enhance your HSBC Credit Card experience. Stay updated, track your points regularly, and explore the eclectic mix of redemption options to maximize your benefits.
Keep these steps at your fingertips for a rewarding experience with every swipe of your HSBC credit card.
The rewards catalog is mainly divided into two categories - HSBC Premier Card and HSBC Platinum / Classic / Gold / Smart Value and other credit card variants
|Card Name||Redeemable Vouchers|
|HSBC Premier Card|
|HSBC Platinum / Classic / Gold / Smart Value and other credit card variants|
You earn reward points every time you make a purchase using your HSBC credit card. The number of points earned per transaction may vary depending on the type of HSBC credit card and the nature of the purchase.
HSBC credit card bonus points can be redeemed for a variety of items, including paying annual fees, gift vouchers, products from the rewards catalog, and donations to selected charities.
You can check your points balance by logging into the HSBC net banking portal and navigating to the “Reward Points” section, or by reviewing your monthly credit card statement.
Points cannot be transferred to another credit card or exchanged for cash. However, you can consolidate points from multiple HSBC credit cards at the time of redemption.
Visit the HSBC rewards catalog website, select your card type, choose your preferred redemption option, log in using your internet banking credentials, and follow the steps to redeem your points.
Only the primary cardholder is authorized to redeem the reward points, not the additional cardholders.
The minimum number of points required for redemption can vary. Please refer to the latest HSBC credit card rewards catalog or contact HSBC customer care for detailed information.
Points cannot be directly used to pay off credit card bills but can be redeemed to offset annual fees or for gift vouchers and other items.
The catalog is updated periodically to provide a wide array of options. Always check the latest catalog on HSBC's official website for current offerings.