HDFC Infinia Credit Card (Metal Edition)

Key Highlights of HDFC Infinia Credit Card

Following are the key highlights of HDFC Infinia credit card:

• It is a contactless Metallic Card.
• Get complimentary nights and weekend buffet at participating ITC hotels.
• Get complimentary Club Marriott membership for the first year.
• Get unlimited airport lounge access globally for Primary as well as Add-on card member.
• 24 X 7 global personal concierge.
• HDFC Infinia card comes with the lowest markup fee of 2% on all foreign currency transactions.
• In the unfortunate event of HDFC Bank Infinia Credit Card loss, you have zero liability on any fraudulent transactions done via your card on reporting it immediately to the bank’s 24-hour call centre. 
• Get up to 50 days of interest free period from the date of purchase.
• Get the revolving credit benefit on your card at a nominal interest rate. 
• Convert your transactions into EMIs ranging from 6 to 24 months.

Features & Benefits of HDFC Infinia Credit Card

Following are the HDFC Infinia credit card benefits in detail:

Welcome Benefits

• HDFC Infinia Card benefits include welcome benefit of 12500 reward points on fee realisation and card activation
• Complimentary Club Marriott membership for a year offering up to 20% discounts for Dining and Stay across Asia Pacific region.

Renewal Benefits

• Spend Rs. 10 Lakhs or above in the preceding 12 months on your HDFC Bank Infinia credit card and get the renewal membership fee waived off for the next year.
• Renewal benefit of 12500 Reward Points on fee realisation and card activation.

Lounge Access

• Unlimited complimentary lounge access at 1,000+ airport lounges in and outside India using Priority Pass.
• This benefit is also available for add-on Priority Pass holders.

Reward Points

• Earn 5 reward points on spending every Rs. 150 on retail including insurance, utilities, education, and rent payment.
• Earn up to 10X reward points on travel and shopping spends on Smartbuy. 

Club Marriott Membership

• Get complimentary Club Marriott membership for the first year on your Infinia card. 
• Up to 20% discount on the food and beverage bill at restaurants for up to a maximum of 10 guests. 15% off in select hotels, up to a maximum of ten 10 guests. 
• Up to 20% off on the best available rates on rooms at all participating Marriott hotels in India as well as on weekend rates in Asia Pacific. 
• 20% off on Spa services at participating Marriott hotels in India, anytime between Monday to Friday. Visit www.clubmarriott.in for the list of participating hotels in Asia Pacific & Spas in India.

Hotel & Dining Benefits

• Book stay for 3-nights with your Infinia credit card HDFC and pay only for 2 at participating ITC hotels. 
• Get 1+1 complimentary weekend buffet (only on Saturdays & Sundays) at participating ITC hotels.
• Offer is applicable only on advance booking done through Concierge desk and booking should be placed latest on Thursday for Saturday or Sunday dining.
• Maximum 1 complimentary buffet per booking and 1 booking per month per card is allowed.
• Call HDFC INFINIA 24x7 concierge at 1800 118 887 / 022 42320226 to avail the offer.

Golf Privileges

• Get unlimited complimentary golf games at leading golf courses across India and select golf courses across the world. 
• Get unlimited complimentary golf coaching at select courses across India. 
• Get a green fee waiver for the primary card holder.
• Call the concierge at 1800 118 887/ 022 42320226 to book.

Good Food Trail Program

• Complimentary Dineout passport membership for a year.
• Flat 25% off at 2000+ premium restaurants.
• Get 1+1 on buffet across 200+ restaurants.
• Get 1+1 on Food and Drinks on select restaurants.
• Early access to events & festivals like GIRF
• Zero convenience fee.
• Additional 15% off on your bill payments via Dineout Pay at 10000+ restaurants.

Fuel Surcharge Waiver

• Get 1% fuel surcharge waiver across all fuel stations in India. 
• The transaction value should be between Rs. 400 and Rs. 1,00,000.
• Maximum waiver available is Rs. 1,000 per statement cycle. 
• No reward points will be earned on fuel transactions.

Insurance

• Accidental Air Death cover valued Rs. 3 Crores.
• Emergency overseas hospitalisation of up to Rs. 50 Lakhs in case of emergency
• Get a Credit Shield Cover for up to Rs. 9 Lakhs.

HDFC Infinia Credit Card Fees & Charges

• Joining fee: Rs. 12,500 + applicable taxes.
• Renewal fee: Rs. 12,500 + applicable taxes. Waived off on spending Rs. 10 Lakhs or more in the preceding 12 months.
• Priority pass membership: Guest visits will be charged at USD 27 + GST per visit per guest and a transaction fee of Rs. 2 will be charged for complimentary lounge access per visit for Visa cardholders. 
• Revolving credit charges: 1.99% per month (23.88% annually).
• Auto EMI conversion charges: 20% rate of interest & Rs. 99 processing fee. 
• Late payment charges: Up to Rs. 1,300.
• Payment return charges: 2% of the payment amount, minimum Rs. 450.
• Balance transfer processing charges: 1% of the transfer amount or Rs. 250, whichever is higher.
• Railway ticket purchase fee: 1% of the transaction amount + GST.
• Reissuance of lost/ stolen/ damaged card: Rs. 100.
• Outstation cheque processing charges: Rs. 25 to Rs. 50. 
• Foreign currency markup fee: 2% on all foreign currency transactions.
• GST: Goods and Services Tax (GST) will be charged wherever applicable.
• TDS: 2% on total cash withdrawals above Rs. 1 Crore.

HDFC Infinia Credit Card Eligibility

You have to meet the following HDFC Infinia credit card eligibility to be eligible for the card:

• HDFC Bank Infinia Credit Card membership is By Invite Only.
• The primary cardholder can either be a resident or a non-resident Indian.
• The applicant should be aged between 18 and 70 years.

HDFC Infinia Credit Card Document Required

You will be required to submit the following documents to meet the HDFC Infinia credit card eligibility:

• Duly filled and signed application form.
• A copy of PAN Card or Form 60.
• Identity proof like Aadhaar Card, Passport or Driving License.
• Income proof such as a copy of latest ITR, latest Salary Slips, and Form 16.
• Address proof like Aadhaar Card, Passport, etc.
• 2 coloured passport size photographs.

How to Apply for an HDFC Infinia Credit Card?

You can apply for the HDFC Infinia Metal credit card online through our website by following the steps mentioned below:

• Click on the ‘Credit Cards’ tab on the homepage of our website.
• From the dropdown menu, choose ‘HDFC’ and click on the ‘Apply Now’ button.
• Enter all the required details such as your name, mobile number, email address, employment information, income details, and so on.
• Verify your mobile number with an OTP.
• You will get a call from our credit cards expert soon to let you know about your HDFC Infinia card eligibility and help you complete the credit card application process.

HDFC Infinia Card Reward Points

• Earn 5 HDFC Infinia rewards points on spending every Rs. 150 on retail including insurance, utilities, education, and rent payment.
• Earn up to 10X HDFC Infinia reward points on travel and shopping spends on Smartbuy. 
• You can redeem your Infinia card reward points on Smartbuy or HDFC Netbanking for flights/hotels booking, Apple products, Tanishq vouchers, airmiles, and so on.
• The value of HDFC Infinia credit card reward points value in rupees are as follows:
  • Flight & hotel bookings through Smartbuy 1 RP = Rs. 1.
  • Apple products & Tanishq vouchers via Smartbuy 1RP = Rs. 1.
  • Airmiles conversion via Netbanking 1RP = 1 airmile.
  • Products & vouchers via Netbanking or SmartBuy 1 RP = up to Rs. 0.50.
  • Cashback 1 RP = Rs. 0.30.

Some Other HDFC Bank Credit Card

Apart from Infinia HDFC card, HDFC Bank offers the following credit cards:

• IndianOil HDFC Bank Credit Card
• Millennia Credit Card
• HDFC Freedom Credit Card
• Diners Club Black Credit Card
• Paytm HDFC Bank Credit Card
• Paytm HDFC Bank Select Credit Card
• Paytm HDFC Bank Mobile Credit Card
• Regalia Credit Card
• Diners Club Privilege Credit Card
• MoneyBack+ Credit Card
• MoneyBack Credit Card
• Regalia First Credit Card
• Diners ClubMiles Credit Card
• Platinum Times Card
• Titanium Times Card
• Paytm HDFC Bank Business Credit Card
• Paytm HDFC Bank SELECT Business Credit Card
• Best Price Save Max HDFC Bank Credit Card
• Best Price Save Smart HDFC Bank Credit Card
• CSC Small Business MoneyBack
• All Miles Credit Card
• 6E Rewards - IndiGo HDFC Bank Credit Card
• 6E Rewards XL- IndiGo HDFC Bank Credit Card
• InterMiles HDFC Bank Diners Club Credit card
• InterMiles HDFC Bank Signature Credit card
• InterMiles HDFC Bank Platinum Credit card
• Bharat Credit Card
• Business Bharat Credit Card
• Business Freedom Credit Card
• Business Gold Credit Card
• Business Platinum Credit Card
• Business Regalia First Credit Card
• Diners Club Premium Credit Card
• Business Regalia
• Business MoneyBack
• Diners Club Rewardz Credit Card
• Doctor's Regalia Credit Card
• Doctors Superia Credit Card
• JetPrivilege HDFC Bank Select / Titanium
• Platinum Edge Credit Card
• Platinum Plus Credit Card
• Solitaire Credit Card
• Superia Credit Card
• Teachers Platinum Credit Card
• Titanium Edge Credit Card
• Visa Signature Credit Card
• World MasterCard Credit Card