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HDFC Infinia Credit Card

Best for : Dining & Rewards
Card Type :VISA Card Logo
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HDFC Infinia Credit Card Metal Edition offers numerous benefits like unlimited airport lounge access for primary as well as add-on cardholders, welcome and renewal benefits of 12500 reward points each, Club Mariott membership for 1 year, attractive reward points, fuel surcharge waiver, and so on. HDFC Infinia card is truly a gateway to a premium lifestyle that is enriched with exclusive benefits.

  • Key Highlights
  • Features & Benefits
  • Fees & Charges
  • Eligibility
  • Document Required
  • How to Apply
  • Reward Points

Key Highlights of HDFC Infinia Credit Card

Following are the HDFC Infinia Credit Card benefits & features:

Joining FeeRs. 12,500 + applicable taxes
Annual FeeRs. 12,500 + applicable taxes
Welcome BenefitsComplimentary Club Marriott membership for a year and 12,500 reward points on fee realisation & card activation
Lounge AccessUnlimited airport lounge access across the globe for primary & add-on member
Reward Points5 reward points on spending every Rs. 150 on retail and up to 10X reward points on travel & shopping spends on Smartbuy
Foreign Currency Transaction Fee2% on all foreign currency transactions

Features & Benefits of HDFC Infinia Credit Card

Following are the key highlights of HDFC Infinia credit card:

  • It is a contactless Metallic Card.
  • Get complimentary nights and a weekend buffet at participating ITC hotels.
  • Get a complimentary Club Marriott membership for the first year.
  • Get unlimited airport lounge access globally for Primary as well as Add-on card members.
  • 24 X 7 global personal concierge.
  • HDFC Infinia card comes with the lowest markup fee of 2% on all foreign currency transactions.
  • In the unfortunate event of HDFC Bank Infinia Credit Card loss, you have zero liability on any fraudulent transactions done via your card on reporting it immediately to the bank’s 24-hour call centre. 
  • Get up to 50 days of interest-free period from the date of purchase.
  • Get the revolving credit benefit on your card at a nominal interest rate. 
  • Convert your transactions into EMIs ranging from 6 to 24 months.

HDFC Infinia Credit Card Fees & Charges

  • Joining fee: Rs. 12,500 + applicable taxes.
  • Renewal fee: Rs. 12,500 + applicable taxes. Waived off on spending Rs. 10 Lakhs or more in the preceding 12 months.
  • Priority pass membership: Guest visits will be charged at USD 27 + GST per visit per guest and a transaction fee of Rs. 2 will be charged for complimentary lounge access per visit for Visa cardholders. 
  • Revolving credit charges: 1.99% per month (23.88% annually).
  • Auto EMI conversion charges: 20% rate of interest & Rs. 99 processing fee. 
  • Late payment charges: Up to Rs. 1,300.
  • Payment return charges: 2% of the payment amount, minimum Rs. 450.
  • Balance transfer processing charges: 1% of the transfer amount or Rs. 250, whichever is higher.
  • Railway ticket purchase fee: 1% of the transaction amount + GST.
  • Reissuance of lost/ stolen/ damaged card: Rs. 100.
  • Outstation cheque processing charges: Rs. 25 to Rs. 50. 
  • Foreign currency markup fee: 2% on all foreign currency transactions.
  • GST: Goods and Services Tax (GST) will be charged wherever applicable.
  • TDS: 2% on total cash withdrawals above Rs. 1 Crore.

HDFC Infinia Credit Card Eligibility

You have to meet the following HDFC Infinia credit card eligibility to be eligible for the card:

  • HDFC Bank Infinia Credit Card membership is By Invite Only.
  • The primary cardholder can either be a resident or a non-resident Indian.
  • The applicant should be aged between 18 and 70 years.

Also Read: HDFC Bank Virtual Credit Card

HDFC Infinia Credit Card Document Required

You will be required to submit the following documents to meet the HDFC Infinia credit card eligibility:

  • Duly filled and signed application form.
  • A copy of PAN Card or Form 60.
  • Identity proof like an Aadhaar Card, Passport or Driving License.
  • Income proof such as a copy of the latest ITR, latest Salary Slips, and Form 16.
  • Address proof like an Aadhaar Card, Passport, etc.
  • 2 coloured passport-size photographs.

How to Apply for an HDFC Infinia Credit Card?

You can apply for the HDFC Infinia Metal credit card online through our website by following the steps mentioned below:

  • Click on the ‘Credit Cards’ tab on the homepage of our website.
  • From the dropdown menu, choose ‘HDFC’ and click on the ‘Apply Now’ button.
  • Enter all the required details such as your name, mobile number, email address, employment information, income details, and so on.
  • Verify your mobile number with an OTP.
  • You will get a call from our credit cards expert soon to let you know about your HDFC Infinia card eligibility and help you complete the credit card application process.

HDFC Infinia Card Reward Points

  • Earn 5 HDFC Infinia rewards points on spending every Rs. 150 on retail including insurance, utilities, education, and rent payment.
  • Earn up to 10X HDFC Infinia reward points on travel and shopping spends on Smartbuy. 
  • You can redeem your Infinia card reward points on Smartbuy or HDFC Netbanking for flights/hotels booking, Apple products, Tanishq vouchers, airmiles, and so on.
  • The value of HDFC Infinia credit card reward points value in rupees are as follows:
    • Flight & hotel bookings through Smartbuy 1 RP = Rs. 1.
    • Apple products & Tanishq vouchers via Smartbuy 1RP = Rs. 1.
    • Airmiles conversion via Netbanking 1RP = 1 airmile.
    • Products & vouchers via Netbanking or SmartBuy 1 RP = up to Rs. 0.50.
    • Cashback 1 RP = Rs. 0.30.

HDFC Infinia Credit Card FAQs

Yes, you get the following rewards with an Infinia HDFC credit card:

  • Earn 5 reward points on spending every Rs. 150 on retail including insurance, utilities, education, and rent payment.
  • Earn up to 10X reward points on travel and shopping spends on Smartbuy.

HDFC Infinia credit card falls under “Visa INFINITE” or “Master Card World” and comes with a minimum Rs. 8 to Rs. 10 Lakhs credit limit depending on the customer’s HDFC Infinia eligibility.

  • Go to the Application Tracker page on the HDFC Credit Card website.
  • Enter your mobile number.
  • Enter the 16-digit Application Reference Number or Application Form Number or your Date of Birth.
  • Enter the displayed Captcha code.
  • Click on the ‘Submit’ button to see the status of your HDFC Infinia Metal card.
  • Request for an increased limit on your HDFC Infinia metal card. 
  • Provide more information like a hike in your pay, annual bonus, or additional income source.
  • Many banks offer an annual increase in credit card limit if customers pay the balance on time. 
  • Improve your credit score by paying your EMIs and credit card dues on time. 
  • You can redeem your HDFC Infinia reward points on Smartbuy or to redeem HDFC Infinia rewards log in to HDFC Netbanking. 
  • Redemption can be done for flights/hotels booking, Apple products, Tanishq vouchers, airmiles, and so on.
  • The value of Infinia rewards points will be as follows:
    • Flight & hotel bookings through Smartbuy 1 RP = Rs. 1.
    • Apple products & Tanishq vouchers via Smartbuy 1RP = Rs. 1.
    • Airmiles conversion via Netbanking 1RP = 1 airmile.
    • Products & vouchers via Netbanking or SmartBuy 1 RP = up to Rs. 0.50.
    • Cashback 1 RP = Rs. 0.30.

The billing cycle of Infinia card HDFC is the 30-day period for which the statement is generated. It is the period between 2 consecutive statement dates. The HDFC credit card Infinia bill is a reflection of your transactions made during the billing cycle, apart from the interest levy and late payment fee (if any).

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