SBI NetBanking

State Bank of India or SBI net banking facility lets you perform multiple tasks from anywhere and anytime. Some of the many facilities provided by SBI online banking include transferring money to other accounts, making bill payments, opening a deposit account or PPF account, requesting for a cheque book, issuing a demand draft, and so on.

Benefits & Features of SBI Net Banking

The key features and benefits of SBI Netbanking are given below:

  • Transfer funds to your own or third party accounts.
  • A variety of online deposit products including Fixed, Recurring, Flexi, Tax Saving, etc.
  • Booking airline, rail, bus and hotel tickets. IMPS funds transfer
  • Western Union Service
  • Online shopping and instant recharge.
  • RTGS/NEFT feature
  • Account statements generation and download.
  • Configure profile settings
  • Set up Standing Instructions and scheduling payments.
  • E-Tax for online tax payment and E-Pay for automatic bill payments.
  • DEMAT and IPO services
  • Payment of Visa Credit Card bill issued by any bank.
  • SBI corporate net banking facility.

SBI NetBanking Registration Process Online

The steps to register for SBI internet banking are mentioned below: 

  • Visit the official website of SBI, i.e. www.onlinesbi.com. 
  • Click on ‘New User Registration’ and then click on ‘OK’.
  • Choose the ‘New User Registration’ option from the dropdown menu and click on ‘Next’.
  • Enter the required details such as your bank account number, CIF number, country, branch code, mobile number, facility required, and captcha code. 
  • Click on the ‘Submit’ button.
  • Enter the OTP (One Time Password) sent on your registered mobile number and then click on ‘Confirm’.
  • Now select ‘I have my ATM card (online registration without branch visit)’ before clicking the ‘Submit’ button.
  • Next, validate your ATM credentials and then click on ‘Proceed’.
  • You will be requested to create a permanent username and login password.
  • After creating the credentials, enter the login password again and then click on the ‘Submit’ button. 
  • The registration process for your SBI personal banking is done.

SBI NetBanking Login

Follow the steps mentioned below to login to sbi netbanking:

  • Visit the official website of SBI, i.e. www.onlinesbi.com and click on ‘Login’.
  • Now click on the ‘Continue to Login’ tab.
  • Enter your username, password, and captcha.
  • Then click on ‘Login’ for SBI net banking login.

Reset Password of SBI Netbanking

You can reset your SBI online net banking password through any of the following options:

  • Visiting the SBI branch.
  • Using your profile password.
  • Using the details of your ATM card.

Follow the steps given below to reset the SBI netbanking login password through the ‘Forgot Login Password’ option:

  • Visit the SBI website www.onlinesbi.com and click on ‘Login’.
  • Then click on ‘Continue to Login’ and then ‘Forgot Login Password’.
  • Now select the ‘Forgot My Login Password’ option from the dropdown menu before clicking ‘Next’.
  • You will be required to enter some details like the username, account number, mobile number, country, date of birth, and captcha. 
  • After entering the required information, click on ‘Submit’.
  • Then enter the OTP and click on ‘Submit’.
  • Now you will be able to reset your SBIonline banking login password.

How to Transfer Funds in SBI Netbanking?

You have to follow the steps mentioned below to transfer funds through State Bank of India net banking:

  • Login to your SBI online personal banking using the username and password.
  • Then click on the ‘Payments/Transfers’ option and select ‘Other Bank Transfer’ given under the ‘Outside SBI’ tab.
  • Now select the appropriate transaction type before clicking on ‘Proceed’.
  • Enter the amount you wish to transfer and the purpose of transfer.
  • Then select the beneficiary to whom you want to transfer the amount.
  • Accept the terms and conditions and click on ‘Submit’.
  • Now verify the details entered and click on ‘Confirm’ to proceed with the transfer. 
  • You will receive a high security password on your mobile number, enter it and click on ‘Confirm’ to complete the transfer process.

Transaction Limits of SBI

Type of Transaction Limit Per Day Overall Daily LimitOverall Category Limit for EasyPIN Individual Overall Daily Limit for EasyPIN Charges
IMPSRs. 2 Lakhs per transactionRs. 2 LakhsRs. 1 LakhRs. 1 LakhNil
Quick TransferRs. 10,000 per transaction, Rs. 25,000 per day, and Rs. 2 Lakhs overall daily limitRs. 10 LakhsRs. 10,000 per transaction and Rs. 25,000 per day limitNil
NEFTRs. 10 LakhsNo limitRs. 1 Lakh
  • Up to Rs. 50,000: Nil
  • Rs. 50,000 to Rs. 1 Lakh: Rs. 0.20 per Rs. 1,000 for the excess OF Rs. 50,000.
  • Rs. 1 Lakh to Rs. 1,29,000: Rs. 10 + Rs. 0.50 per Rs. 1,000 in excess of Rs. 1 Lakh
  • Rs. 1,29,000 & above: Rs. 25 per transaction irrespective of the transfer amount
RTGSRs. 10 LakhsNo limitN/ARs. 25 per transaction for any amount
UPIRs. 1 LakhRs. 1 LakhRs. 1 LakhNil
Transfer Within Self AccountsRs. 2 LakhsRs. 2 LakhsRs. 1 LakhNil
Transaction Limit for a New Beneficiary (First 4 Days)Rs. 1 LakhRs. 1 LakhRs. 1 LakhNil
Third-party Transfer within SBIRs. 10 LakhsRs. 10 LakhsRs. 10 LakhsNil

Bill Payment of SBI Credit Card Net Banking Portal Online

You can pay your SBI credit card bill through ‘Online SBI’ facility available on SBI net banking portal online. SBI Online enables you to pay your SBI credit card dues on time directly from your SBI account.

Here are the steps to pay SBI credit card bill using Online SBI:

  • Opt for SBI internet banking login on onlinesbi.com using your net banking user ID and password to register for the facility.
  • Click on the ‘Bill Payments’ option and then go to the ‘Manage Biller’ section.
  • Now select the ‘Add’ option available in the ‘Manage Biller’ section. 
  • Opt for ‘All India billers’ and select ‘SBI Cards and Payment Services Ltd.’ as the biller.
  • Now register the biller details by entering your name and credit card number. 
  • Click the ‘Submit’ button to receive an SMS on your registered mobile number carrying an OTP.
  • Enter the received OTP and approve your biller details to successfully register your credit card on the website.
  • Now click on ‘view/pay bills’ section and then click on ‘Without Bills’.
  • Select SBI Card as the biller and then click on ‘Pay’.
  • Select the SBI account number from which you wish to make the payment.
  • Enter the payment amount and then click on ‘Pay Now’. 
  • Click on ‘submit’ to confirm your transaction and then follow the instructions. 
  • Your payment is now done and will be reflected instantly on your SBI Credit Card account.

SBI NetBanking FAQs

How can I register for NetBanking in SBI?

You can register for SBI online banking by visiting your home branch and filling the netbanking application form. After submitting your form and the required documents, you will be given a netbanking kit containing your SBI personal banking login User ID and Password. Alternatively, you can register online for SBI netbanking by following the steps mentioned below:

  • Visit the SBI official netbanking website and click on ‘New User Registration/Activation’.
  • Then enter all the required details.
  • Now enter the OTP you will receive on your registered mobile number.
  • Submit and Activate.

Who all customers are eligible for net banking?

Customers have to meet the following norms to be eligible for SBI Netbanking:

  • They must hold a savings account with SBI.
  • They must have linked their mobile number with their bank account.
  • They must have a valid ATM card.
  • They should not apply for the facility at the branch to register online.

Can SBI NetBanking be activated online?

Yes. You will have to visit the ‘Online SBI’ home page by clicking the link http://www.onlinesbi.com and then click the ‘New User Registration/Activation link’ under the Personal Banking section for activating SBI netbanking online.

Which is the SBI Net Banking App?

Yono Lite is the retail internet banking based application of SBI for smartphones.

Where can I find my customer ID in SBI Bank?

  • You can check your SBI savings account passbook for your customer ID. 
  • You can visit the nearby SBI branch with your passbook and ask for the SBI customer ID. 
  • You can also find the customer ID on the E-statement.
  • If you forget your customer ID, you can retrieve it by using the 'Forgot Username' link given on the login page of Online SBI. 

How can I activate international usage in SBI Netbanking?

  • Download the SBI YONO app on your mobile and log into the app using 6-digit PIN.
  • Now tap on the ‘menu’ icon given on the top left side.
  • Then tap on the ‘Service Request’ option from the menu and choose ‘service request’.
  • Now tap on the ‘ATM/Debit Card’ option and select ‘debit card’.
  • Then enter your SBI profile password.
  • Click on the ‘Submit’ button.
  • Tap on the ‘Manage Card’ option.
  • Select account number from the dropdown list, then select the card number and click on the ‘Manage Usage’ option.
  • Enable international usage by tapping on the Toggle button. 
  • Click on the ‘Next’ button to submit your request.
  • Enter the OTP received on your registered mobile number on the new screen and tap on the ‘Submit’ button.