Below are the key highlights of the American Express Reward Card:
Joining fee | Rs. 1,000 + applicable taxes |
Annual fee | Rs. 4,500 + applicable taxes |
Reward points | 1 membership reward point for spending every Rs. 50 |
Welcome gift | 4,000 bonus membership reward points |
Annual income | Rs. 6 Lakhs or above |
Age | Minimum 18 years |
Welcome Gift :
Reward Points:
Milestone Spend Benefits:
American Express EMI:
Rewards Programme:
Other Benefits:
Fees:
Following are the fees and charges associated with getting an American Express Rewards Credit Card:
Also Check: American Express Credit Card Payment
You will have to meet the following criteria to be eligible for Amex Rewards Credit Card:
Note: Earn 5X Bonus points with Reward Multiplier at 50+ brands like Apple, Tanishq. Apply for American Express Platinum Card Now.
To apply for an American Express Membership Rewards Credit Card, you would be asked to submit the following documents:
Also Check: American Express Credit Card Customer Care
You can apply for an Amex membership rewards credit card directly through the American Express website and via MyMoneyMantra.
American Express Credit Card Application Through Amex Online
Step 1: Go to American Express website, select the desired credit card that suits best according to your income levels, nature of expenses and the benefits offered.
Step 2: Provide your personal details including name, date of birth, email address, mobile number and complete residential address.
Step 3: Quote your PAN, alongside the employment status.
Step 4: Read the Terms & Conditions and tick the check box for agreeing the same.
Step 5: Click on ‘Agree & Continue’.
American Express Credit Card Application Through MyMoneyMantra
Step 1: Go to MyMoneyMantra’s American Express credit card page,
Step 2: Click on ‘Apply Now’. You’ll be redirected to the American Express Membership rewards credit card page.
Step 3: Now you can fill in your personal credentials including your name, date of birth, phone number, email address and residential address.
Step 3: After this, you will be required to share the PAN and employment status.
Step 4: Tick the check box after reading the Terms & Conditions
Step 5: Click on ‘Agree & Continue’.
For American Express cards, an individual can select between an Amex credit card and Amex charge card. Also, you can check the latest credit score beforehand to make sure that your credit profile is in good shape.
Credit Card | Joining & Annual Fees | Best Features |
---|---|---|
American Express Membership Rewards Credit Card | Rs. 1,000 + applicable taxes & Rs. 4,500 + applicable taxes |
|
Axis Rewards Credit Card | Rs. 1,000 |
|
Axis Bank Select Credit Card | Rs. 3000+GST |
|
SBI Card PRIME | Rs. 2,999 + taxes |
|
IDFC FIRST Bank Classic Credit Card | Nil |
|
AU Bank Zenith Credit Card | Rs. 7,999 + applicable taxes |
|
HDFC Bank Freedom Credit Card | Rs. 500 |
|
HDFC Bank Regalia Credit Card | Rs. 2,500 + applicable taxes |
|
Yes Bank ACE Credit Card | Rs. 399 + GST |
|
YES SELECT Credit Card | Rs. 399 + applicable GST |
|
Kotak League Platinum Credit Card | Rs. 500 + GST & Rs. 499 + GST |
|
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To earn max rewards & redeem cashback, value back offers, discounts & exclusive deals. Select the best Credit Card as per need.
No, you can apply for an American Express® Membership Rewards Credit Card through the official website of American Express.
Yes, you can withdraw cash using American Express® Membership Rewards® Credit Card. However, 3.5% will be charged as a cash advance fee for withdrawing cash. In addition, finance charges will start accruing until you entirely pay the withdrawn amount.
The renewal fee on the American Express® Membership Rewards Credit Card is Rs. 4,500 + applicable taxes.
No, a 100% annual fee waiver on the card can only be availed of on total spends of Rs. 1,50,000 or more in the preceding membership year. The annual fee of Rs. 4,500 is 50% waived off if total spending in the preceding membership year is Rs. 90,000 to Rs. 1,49,999.
No, membership reward points cannot be earned on spends on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at the Point of Sale.
You have to report the card loss/damage to the customer care of American Express® as quickly as you notice it. You can do so by calling the 24-hour cardmember helpline number. You can also send a request for a replacement card by logging in to your American Express account.
You can pay your American Express® Membership Rewards Credit Card bill online through NEFT or UPI. To pay your bills offline, you can send a cheque or draft to the head office of American Express at Gurugram.