Rupee Raftaar Loan

Get an instant Rupee Raftaar Loan up to ₹5 Lakhs in an end-to-end digital process from application to disbursement. Repay in a flexible tenure of 3 to 24 months with a competitive interest rate of 12% to 24% p.a. The loan is approved within 24 hours of application with minimal documentation.

  • Loan Details
  • Features & Benefits
  • Interest Rates & Charges
  • Comparison
  • Eligibility Criteria
  • Documents Required
  • Steps to Apply
  • Customer Care Details

Rupee Raftaar Loan Personal Loan Details

The key details of the Rupee Raftaar personal loan are as follows:

Loan Amount₹5,000 to ₹5,00,000
Interest Rate12.00% to 24.00% p.a.
Processing Fee2% to 3% of the loan amount
Repayment Tenure3 to 24 months
Min Credit Score650+
Min Income ₹18,000/month

Features & Benefits of Rupee Raftaar Loan

  • Flexible loan amounts ranging from ₹5,000 to ₹5,00,000 to meet your specific requirements.
  • Flexible repayment periods of 3 to 24 months to suit your financial situation.
  • Transparent fee structure with no hidden charges.
  • Simple documentation with basic KYC requirements.
  • Quick approval within 24 hours of application.
  • Unsecured loan with no need for collateral or security.
  • Quick access to funds for personal needs, including medical emergencies, education expenses, travel plans, or home renovations. 
  • Multiple repayment options, including UPI, net banking, and auto-debit. 
  • Facility to pre-close your loan after 3 months with minimal charges.
  • End-to-end digital process from application to disbursement. 

Rupee Raftaar Loan Interest Rates & Charges

The interest rate and other charges involved in getting a Rupee Raftaar loan are as follows:

  • Interest rates: 12% to 24% p.a. based on your profile.
  • Processing fee: 2% to 3% on the sanctioned loan limit.
  • Pre-closure fee: 2% to 3% of the outstanding principal amount.

Compare Rupee Raftaar Loan App with Other Loan Apps

Below is the comparison table for the Rupee Raftaar Loan app with other loan apps:

LenderInterest RateLoan AmountTenure
Rupee Raftaar12.00% - 24.00% p.a.₹5,000 - ₹5 Lakhs3 to 24 months
Rupee11235.00% p.a. APR₹20,000 - ₹5 Lakhs61 to 365 Days
SalaryOnTime0.25% per day onwards₹10,000 - ₹1,20,000Up to 12 Months
Zype18.00% p.a. onwards₹3,000 - ₹5 Lakhs6 to 36 Months
Loanwalle2.91% p.m. onwards₹10,000 - ₹3 Lakh12 to 36 Months
Squid Loan0.9% per day onwards₹5,000 - ₹1 Lakh7 to 365 Days
LoanPey2.00% p.m. onwards₹5,000 - ₹1 Lakh3 to 12 Months
Creditt+0.3% - 0.6% per day₹8,000 - ₹35,000Up to 3 Months
Click My Loan12.00% p.a. onwards₹6,000 - ₹10 Lakh6 to 60 Months
TrustPaisa18.25% p.a. onwards₹2,500 to ₹45,0003 to 6 Months

Rupee Raftaar Loan Eligibility Criteria

Below are the eligibility criteria required to apply for the Rupee Raftaar loan: 

  • Age: 21 to 58 years.
  • Income: Minimum ₹18,000 per month for salaried individuals.
  • Minimum employment: At least 6 months in the current job for salaried individuals
  • Credit score: Preferably 650+ (lower scores may be considered case by case).

Documents Required for Rupee Raftaar Loan

The list of documents required to apply for the Rupee Raftaar loan is mentioned below:

  • KYC documents: PAN Card and Aadhaar Card (both are mandatory)
  • Address proof: Aadhaar Card/ PAN Card/ Voter ID/ Driving License/ Passport
  • Income proof: Last 3 months' Salary Slips, Bank Statements for the last 3 months, and Form 16 (if available).

Steps to Apply for Rupee Raftaar Loan Online

Here are the 3 simple steps to apply for a Rupee Raftaar loan:

  • Fill out the application: Complete a simple online application form in just 2 minutes.
  • Upload required documents: Submit your KYC and income documents digitally
  • Get funds: Receive funds directly in your bank account after approval.

Rupee Raftaar Customer Care Details

Reach out to Rupee Raftaar for any loan queries using the details below.

  • Rupee Raftaar Email Support : info@rupeeraftaar.com
  • Rupee Raftaar Customer Care Number: +91 7303138664
  • Support Hours: Monday to Saturday, 10:00 AM – 6:30 PM

FAQs

Rupee Raftaar operates as a digital lending platform backed by an RBI-registered NBFC, Naman Finlease Pvt. Ltd.

The interest rate of Rupee Raftaar Loan ranges from 12% to 24% p.a. based on your profile.

The maximum loan amount offered by the Rupee Raftaar app is up to ₹5,00,000.

No. Currently, only salaried employees can apply for the Rupee Raftaar Loan.

Rupee Raftaar transfers the loan amount to your bank account usually within 24 hours of approval.

Updated On Nov 2, 2026
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Written By
Reshma Rawat - Assistant Content Manager @ MyMoneyMantra
Written By Reshma RawatAssistant Content ManagerCredit Cards, Credit Score, Personal Loan, Home Loan, etc.

Reshma Rawat is a passionate writer with a decade of experience in writing for a variety of domains (finance, technology, lifestyle, e-commerce, real estate, etc.). Currently, she is working as Assistant Manager - Content @MyMoneyMantra and writes blogs & webpages on financial products (loans, credit cards, insurance, government financial policies, mutual funds, etc.).

Assistant Content Manager
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Aparna Sharma
Written By Aparna SharmaDirector of MyMoneyMantraCredit Cards, Credit Score, Personal Loan, Home Loan, etc.

Director- MyMoneyMantra FinTech| A senior retail and commercial banking professional, adept at handling Business Development, Sales Planning & Growth, Product Strategy, Marketing Operations and Client advisory services phygitally.

Director of MyMoneyMantra