Creditt+ Loan
Creditt+ offers hassle-free instant personal loans up to ₹35,000 to salaried persons with minimal documents. The borrowed money can be repaid within 90 days. Creditt+ charges an interest rate of 0.3% to 0.6% on a daily basis, depending on the borrower’s profile. The loan amount can be used for all legitimate personal purposes, including travel, wedding, gadget purchase, etc.
Creditt Plus Loan Details
Here are the key details of the Creditt Plus loan:
| Feature | Details |
|---|---|
| Loan Amount | ₹8,000 – ₹35,000 |
| Repayment Tenure | Up to 90 days |
| Interest Rate | 0.3% – 0.6% per day |
| Min. Monthly Salary | ₹20,000 |
| Age Criteria | 18 – 55 years |
| Min. Credit Score | 680+ |
Features & Benefits of Credit+ Loan
- Instant personal loans of ₹8,000 to ₹35,000 with minimal documents.
- 100% online application and quick approval.
- Safe, transparent and secure app.
- Loan disbursement in less than 15 minutes.
- Zero hidden charges.
- Pay interest only for the period that you borrow.
- No early repayment charges are applied.
- Loans are also available to those people who do not have any credit history.
- Flexible repayment period of up to 90 days.
Creditt Plus Loan Interest Rates & Charges
- Interest rate: 0.3% to 0.6% per day based on the borrower’s credit profile with Creditt+.
- Processing fee: Deducted from the loan amount before disbursement.
- Pre-payment/ foreclosure charges: Nil.
Compare Creditt+ Loan App with Other Loan Apps
Below is a comparison of the Creditt+ loan app with other loan apps:
| Lender | Interest Rate | Loan Amount | Tenure |
|---|---|---|---|
| Creditt+ | 0.3% - 0.6% Per Day | ₹8,000 - ₹35,000 | Up to 3 Months |
| Click My Loan | 12.00% - 28.5% p.a. | ₹6,000 - ₹10 Lakh | 6 to 60 Months |
| TrustPaisa | 18.25% p.a. onwards | ₹2,500 to ₹45,000 | 3 to 6 Months |
| RING | 3.8% p.m. onwards | ₹5,000 - ₹5 Lakh | 3 to 36 Months |
| Upwards | 16.00% – 36.00% p.a. | ₹25,000 – ₹5 Lakh | 6 to 36 Months |
| FLot Loan | 2% p.m. onwards | ₹1,000 – ₹99,000 | 3 to 12 Months |
| Jupiter Money | 1.33% p.m. onwards | Up to ₹5 Lakh | 3 to 24 Months |
| Airtel Finance | 12.75% p.a. onwards | ₹10,000 – ₹9 Lakh | 3 to 60 Months |
| Branch Loan | 2% – 4% p.m. | ₹500 – ₹5 Lakh | 3 to 12 Months |
| TrueBalance | 2.4% p.m. onwards | ₹5,000 – ₹2 Lakh | 6 to 12 Months |
Eligibility Criteria for Creditt+ Loan
Below are the eligibility criteria to be met for a Creditt+ personal loan:
- Nationality: Must be an Indian resident
- Age: Between 18 and 55 years old.
- Profession: Must be a full-time salaried professional.
- Income: Minimum monthly salary of ₹20,000.
- Bank account: Applicants must receive a salary in an active bank account in their name.
- Minimum credit score: 680 or above. New to credit, persons without any credit history can also apply.
Documents Required for Creditt+ Loan
The following documents are required to avail a Creditt+ loan:
- Aadhaar Card
- PAN Card
- Salary Slip
- Bank Statement of the previous 3 months
Steps to Apply for a Credit Plus Loan Online
You can apply for the Creditt+ loan online in the following easy steps:
- Download the Creditt+ app.
- Create your account for registration using your mobile number.
- Enter the required details and check your eligibility.
- Choose from the offered loan amount.
- Once your request is approved, the loan amount will be directly transferred to your e-KYC-verified bank account.
Creditt+ Customer Care Details
You can reach out to the Creditt+ customer care team anytime between 10 AM and 7 PM from Monday to Sunday (except national holidays) regarding any queries.
- Contact Number: +91 22 45811515
- Email: customer.support@creditt.in
FAQs
Creditt+ is operated by SAMPATI SECURITIES LTD, which is an RBI-registered non-banking financial company (NBFC).
Creditt+ loan app is generally considered safe as it is an RBI-compliant loan app in India, partnering with registered NBFCs to provide loans.
The loan limit of the Credit+ loan ranges from ₹8,000 to ₹35,000.
Creditt+ charges an interest rate between 0.3% to 0.6% on a daily basis based on the borrower’s credit profile with Creditt+.
The maximum loan amount offered by Creditt+ is ₹35,000.
Yes, the Creditt+ Instant Personal Loan App is available for download on the Apple App Store, Galaxy Store, and Indus Appstore.
Reshma Rawat is a passionate writer with a decade of experience in writing for a variety of domains (finance, technology, lifestyle, e-commerce, real estate, etc.). Currently, she is working as Assistant Manager - Content @MyMoneyMantra and writes blogs & webpages on financial products (loans, credit cards, insurance, government financial policies, mutual funds, etc.).
Director- MyMoneyMantra FinTech| A senior retail and commercial banking professional, adept at handling Business Development, Sales Planning & Growth, Product Strategy, Marketing Operations and Client advisory services phygitally.