SBI Credit Card Statement

SBI credit card statement is the overall summary of your SBI credit card use. It keeps a record of all expenses incurred in a billing cycle, last payment made, interest (if any) levied on revolving credit, details on Total Amount Due and Minimum Amount Due along with the due date. A regular review of the SBI credit card statement thus becomes important to use the credit card prudently. 

Here’s information about SBI credit card statement download through online and offline channels:

Additional Info: Also check SBI Balance Check Number

SBI offers three modes through which online SBI credit card statement download is possible. These are:

SBI credit card statement download via SBI Card Account 

• Login into the official SBI credit card online portal www.sbicard.com
• Navigate to the Login link
• Use User ID and Password to login into your account
• Move to the ‘My Accounts’ option
• Choose the ‘Card Statements’ option from the drop-down menu
• The SBI Credit Card Statement will now be available on the screen.

The cardholder has the option to view or print an SBI credit card statement. SBI Credit Card Statement download option is also available. The duration for which the SBI credit card statement can be downloaded for the last 24 months and/or from the date of card registration, whichever is recent.

SBI credit card statement download via Mobile Application

• Download and install the SBI Card app from the Google Play Store or Apple App Store
• Login into your account using your User ID and Password or MPIN or Touch ID
• Move to the ‘My Account’ option in the main menu
• Click on the ‘Account Details’ option and then select the ‘Card Statement’ option
• Click on the ‘View Statement’ option
• Enter the time duration for which you wish to view the SBI credit card statement.

SBI credit card statement download or print option will be available. 

SBI credit card statement download via Chatbot ILA

• Visit the official website of SBI credit card www.sbicard.com
• Click on the ‘Ask ILA’ option available on the bottom right corner of the screen
• Log in using your account login user ID and SBI credit card statement password
• Enter your query in the chatbox.
• Live Assistant will guide you to view your SBI credit card statement.
• You can also seek assistance related to any other card-related detail.
• How to Avail SBI Bank Credit Card Statement Online?

SBI offers numerous modes through which offline SBI credit card statement download is possible. These are:

SBI credit card statement via SMS

The SBI credit card statement can be sought simply by sending an SMS to the company. The SMS has to be sent in a pre-defined format; DSTMT XXXX MM to 5676791. The cardholder has to send the aforementioned SMS through the registered mobile number. 

In the format XXXX MM, XXXX represents the last four digits of the credit card and MM denotes the month for which the SBI credit card statement is being sought. 

SBI credit card statement via Customer Care Helpline

The SBI credit card statement can also be obtained by calling the customer care number. The call can be made to 1860 180 1290, 1860 500 1290, 1800 180 1290, 39 02 02 02 (prefixed with local STD code) for this purpose. 

The customer care executive will seek certain information to confirm the authenticity of the credit card customer. Once the authentication process is complete, the SBI credit card statement will be issued to the customer. 

SBI credit card statement via Post

The hard copy (print copy) through the post (courier/registered letter) is one of the traditional ways of receiving the SBI credit card statement. The statement is sent to the mailing address of the customer as mentioned in the bank's records. Typically, the SBI credit card statement is dispatched within 10 days of the statement date. 

SBI credit card statement via Visit bank branch

The customer can visit the nearest State Bank of India branch at their convenience and request the SBI credit card statement. The customer will be required to carry the credit card along.

The step-by-step procedure to check your SBI credit card statement is:

• Visit the official SBI card website www.sbicard.com
• Login into your SBI account using Registered Login ID and Password.
• Move to the ‘My Account’ option.
• From the drop-down menu select ‘Card Statement’.

The statement for the last bill cycle will appear on the careen. The cardholder has the option to view the SBI credit card statement for an earlier period. Enter the timeline for which you wish to view the SBI credit card statement.

Also Check: SBI Credit Card Cibil Score

SBI Bank offers several ways in which the cardholder can register for an e-statement. These include:

• Through Email – Cardholders can send the e-statement registration request via email. 
• Customer Care Helpline - Subscribe for monthly SBI credit card statements by calling the bank’s customer care number @1860 180 1290, 1860 500 1290, and 1800 180 1290, you may also call at 39 02 02 02 prefixed with a local STD code.
• SMS - To register for SBI credit card statement through SMS type ESR and send to 5676791 or type ESTMT XXXX and send to 5676791. XXXX is the last four digits of the card number.
• Live Assistant Chatbot ILA – E-statement requests can be given through Live Assistant ILA. For this visit the official SBI card website and login into your account using the registered User ID and password. Subscribe to e-statement from the available options.

Also Check: SBI Credit Card Customer Care Number

The numerous benefits that an SBI credit card statement confers are:

• Keeping track of spending and payouts helps in monthly budgeting and financial management.
• Free of cost mechanism to help remain posted on all financial transactions.
• Provides a comprehensive summary of all cashback and rewards earned on SBI credit cards. 
• Keep you posted on the Total Amount Due and the due date.
• Provides detailed information on the interest charged on revolving credit.
• Provides information on the Minimum Amount Due.

The SBI credit card statement comprises various terms. For a prudent use of a credit card, a comprehensive understanding of these terms is important. Listed below are the few most common terms mentioned in the SBI credit card statement along with their definition.

• Minimum Amount Due – The minimum amount that is to be paid every month to avoid late payment charges. It usually varied between 2-3% of the total amount due. The balance amount (TAD – MAD) is treated as revolving credit and credit card interest is charged thereon.
• Total Amount Due – Total expenditure incurred on the credit card along with any interest charged on revolving credit.
• Payment Due Date – the deadline date by which the Total Amount Due or Minimum Amount Due should be paid to avoid any late payment charges.
• Credit Limit – The total credit that can be availed on the credit card.
• Credit Used – The total amount of the total credit limit that has been used.

Transaction Summary – It provides a summary of the transactions made during the billing cycle