Gone are the days when you have to visit the respective bank to make the Credit Card Bill Payment. Now there are various online and offline modes for credit card bill payment. Axis Bank also has provided various Axis Bank Credit Card Bill Payments online as well as offline. Read on to understand the various methods of Axis credit card bill payment.

The various modes of Axis Bank Credit Card Bill Payment online are:

• Axis Netbanking
• NEFT/IMPS/RTGS
• Axis Bank Credit Card Billdesk
• NACH
• Axis Bank Mobile App
• UPI

Axis Net Banking

To make the payment through Axis Bank Net Banking, you should have an Axis Bank Savings Account and should have registered for Net Banking services. After the registration is done, follow the procedure given below to make the credit card payment.

• Log in to Axis Net Banking using the net banking credentials.
• Click on the Credit Card Section
• Choose the Credit Card for which the payment has to be made
• Click on Pay Now
• Select the account to be debited
• Enter the amount to be paid
• Click on proceed to make the payment.
• The amount will be debited to your savings bank account and credited to the Credit Card instantly.

Axis Bank Mobile Banking

• You can get the Axis Bank Mobile App download link by sending SMS MBANK to 5676782
• Once you register for Mobile Banking by using net banking credentials or debit card details, you can pay the bills.
• Log in to Axis Bank Mobile App
• Go to Credit Cards Section
• Choose the credit card for which the bill has to be paid.
• Enter the amount to be paid
• Click on Pay Now to proceed with payment.

Auto-Debit

If you find it difficult to make the payment on due date month on month, the best mode of Axis Bank Credit Card Bill Payment is by setting up Auto-Debit to either the Savings Bank Account or Current Account at Axis Bank. You can set up Auto-debit either through the Axis Bank Mobile App or through Net Banking. The Auto-debit can be either for the minimum amount due or the total amount due.

Setting up Auto Debit through the Axis Mobile App

• Log in to the Axis Bank Mobile Application
• Go to Services
• Under Services, choose Credit Card and the Auto Debit option
• Choose the credit card for which the Auto Debit has to be set up
• You should then enable Auto Debit

Setting up Auto Debit through Net Banking

• Log in to Net Banking with the login credentials
• Go to Services
• Under Services choose credit card services
• Select the credit card for which the Auto-Debit has to be set up.
• Under More, Services select the Auto-Debit option
• You can then activate the Auto-Debit service.

The minimum amount due or the total amount due as the case may be will be debited to either the savings bank Account or the current account towards the credit card payment on the due date automatically.

Additional Info: Check Axis ACE Credit Card & apply for it.

Axis Bank Credit Card Payment through UPI

To make use of UPI for Axis Bank Credit Card Bill Payment Online, you should register for the services. Follow the procedure given below for UPI Registration.

• Log on to Axis Bank Mobile App
• Under Account Click on UPI
• Send the system-generated SMS for verification of your mobile
• Create UPI ID. UPI ID for Axis Bank Credit Card Bill Payment will be CC.91<10 digits mobile number<last four digits of your credit card@axis bank
• Select the account number to be linked to the UPI ID

After the registration process is complete, the payment can be made as given below

• Log on to the Axis Mobile Banking App
• Click on Pay
• Then Click on UPI
• Click on Send Money
• Enter Axis Bank Credit Card bill payment UPI ID
• Verify the name and enter the bill amount
• With the UPI PIN, you complete the transaction.

NEFT/VMT

Axis Bank credit card bill payment by debit card can be made using Visa Money Transfer. If you have to make the payment through another bank account, then NEFT is the best option.

Making Axis Bank Credit Card Payment through NEFT/RTGS/IMPS

• Log in to the net banking facility of the Bank of your choice.
• Choose NEFT under Funds Transfer
• You have to add the Credit Card for which the payment has to be made to the beneficiary list.
• To add the Credit Card to the beneficiary list, you will have to give the following information correctly.
  • Beneficiary Bank Name: Axis Bank
  • Beneficiary Branch Name: Mumbai
  • Beneficiary Account Number: Your 16-digit card number
  • IFSC Code: UTIB0000400

• The procedure for payment will be to log in to the net banking of the preferred Bank.
• Click on Funds Transfer
• Choose either NEFT, RTGS, or IMPS (RTGS if the amount is above Rs. 2.00 lakhs)
• Choose the credit card from the beneficiary list.
• Enter the amount
• Confirm and proceed with payment

Through Visa Money Transfer

You can make the Axis Bank Credit Card bill payment through Visa Money Transfer either by using the Net Banking services of the preferred Bank or Visa Debit Card. Take the assistance of the Customer Care of the preferred Bank to understand how to use the VMT services.

Axis Bank Credit Card Payment through SMS

To use the SMS services for Axis Credit Card bill Payment, you will have to register your mobile with the Bank, and you should be holding either a Savings Bank Account or a Current Account with the Bank. The steps for payment through SMS are

• Type CCP lasts six digits of the Savings Bank or Current Account, the amount, and the last four digits of the credit card. You should give a space between the details, i.e. six digits of Account space amount space and last four digits of the credit card.
• Send the SMS to 5676782.
• The payment will happen in real-time.

Axis Bank Credit Card Payment through Bill Desk

This is yet another Axis Bank credit card bill payment online option if you are making payments through other bank accounts. The procedure for Axis Bank Credit Card payment billdesk is given below:

• Access the Axis Bank Credit Card Bill Desk portal
• Enter the 16-digit card number
• Enter the 16-digit card number once again for confirmation
• Enter the Email ID and the Mobile Number
• Enter the payment amount
• Choose the payment option.
• It can be either Netbanking or Rupay Debit Card.
• Click on Pay Now to proceed.

Additional Info: Check Axis Bank Vistara Infinite Credit Card & apply

Pay at ATMs

Axis Bank Credit Card bill Payment by Debit Card is possible if you make the payment at ATMs. Follow the steps given below for credit card payment at ATMs

• Insert Axis Bank ATM/Debit Card at any Axis Bank ATM
• Choose the other Services option.
• Choose Bill Payment under the Other Services Option
• Enter your credit card number twice for validation
• Once the card is validated, the total amount due and the minimum amount due will be displayed.
• Enter the amount you wish to pay.
• The account linked to the debit card will be debited and credited to the Credit Card account.

Pay through NACH

You will have to fill up an online NACH Mandate giving the details of the bank account to be debited and the amount to be debited. You should specifically mention if it is the total amount due or the minimum amount due that has to be paid. There will be charges for NACH registration. The amount will be automatically debited to your account on the due date.

Additional Info: Also check Axis ACE Credit Card & apply.

For individuals who are not comfortable with Axis Credit Card Bill Payment online, there are payment options offline as well. The options are

By Cash

You can make the Axis Credit Card bill payment at any branch of Axis Bank. Cash handling charges of Rs.100 will be collected.

By Cheque

To make payment by cheque, you should draw the cheque/draft in favour of Axis Bank and 16 digit card number for the amount you desire to pay. You can drop the cheque at any of the branches of Axis Bank. In Mumbai, the cheque can be dropped at the MINC dropbox.

Additional Info: Check Axis Bank Credit Card Login in detail.

Make sure

•  to drop off the cheque at least five days before the due date.
• The cheque is drawn from a local bank
• The cheque is not post-dated.

Processing time for Axis Bank Credit Card Bill Payment

There are various modes for 1The processing time for each mode is different. The details of the processing time for each mode is given below so that you can choose the mode at your convenience.

Additional Info: Check How to Activate Flipkart Axis Bank Credit Card.