Axis bank credit cardholders will receive a statement every month as per the billing cycle. The Axis Bank Credit Card Bill Payment due date will be mentioned in the statement. You can either make the Axis Bank Credit Card Payment online or offline at your convenience. This article is all about different modes of Axis Bank Credit Card bill payment.
Gone are the days when you have to visit the respective Bank to make the Credit Card Bill Payment. Now there are various online and offline modes for credit card bill payment. Axis Bank also has provided various Axis Bank Credit Card Bill Payments online as well as offline. Read on to understand the various methods of Axis Bank Credit Card Bill Payment.
The various modes of Axis Bank Credit Card Bill payment online are
To make the payment through Axis Bank Net Banking, you should have an Axis Bank Savings Account and should have registered for Net Banking services. After the registration is done, follow the procedure given below to make the credit card payment.
Additional Info: Check Credit Card Type & Apply.
If you find it difficult to make the payment on due date month on month, the best mode of Axis Bank Credit Card Bill Payment is by setting up Auto-Debit to either the Savings Bank Account or Current Account at Axis Bank. You can set up Auto-debit either through the Axis Bank Mobile App or through Net Banking. The Auto-debit can be either for the minimum amount due or the total amount due.
Setting up Auto Debit through Axis Mobile App
Setting up Auto Debit through Net Banking
The minimum amount due or the total amount due as the case may be will be debited to either the Savings Bank Account or the Current Account towards the credit card payment on the due date automatically.
To make use of UPI for Axis Bank Credit Card Bill Payment Online, you should register for the services. Follow the procedure given below for UPI Registration.
After the registration process is complete, the payment can be made as given below
Axis bank credit card bill payment by debit card can be made using Visa Money Transfer. If you have to make the payment through another bank account, then NEFT is the best option.
Making Axis Bank Credit Card Payment through NEFT/RTGS/IMPS
You can make the Axis Bank Credit Card bill payment through Visa Money Transfer either by using the Net Banking services of the preferred Bank or Visa Debit Card. Take the assistance of the Customer Care of the preferred Bank to understand how to use the VMT services.
To use the SMS services for Axis Credit Card bill Payment, you will have to register your mobile with the Bank, and you should be holding either a Savings Bank Account or a Current Account with the Bank. Steps for payment through SMS are
This is yet another Axis Bank Credit Card bill Payment Online option if you are making payments through other bank accounts. The procedure for Axis Bank Credit Card payment billdesk is given below:
Axis Bank Credit Card bill Payment by Debit Card is possible if you make the payment at ATMs. Follow the steps given below for the credit card payment at ATMs
You will have to fill up an online NACH Mandate giving the details of the bank account to be debited and the amount to be debited. You should specifically mention if it is the total amount due or the minimum amount due that has to be paid. There will be charges for NACH registration. The amount will be automatically debited to your account on the due date.
Additional Info: Know how to check Axis Bank Credit Card Application Status easily.
For individuals who are not comfortable with Axis Credit Card Bill Payment online, there are payment options offline as well. The options are
You can make the Axis Credit Card bill payment at any branch of Axis Bank. Cash handling charges of Rs.100 will be collected.
To make payment by cheque, you should draw the cheque/draft in favour of Axis Bank and 16 digit card number for the amount you desire to pay. You can drop the cheque at any of the branches of Axis Bank. In Mumbai, the cheque can be dropped at the MINC dropbox.
There are various modes for 1The processing time for each mode is different. The details of the processing time for each mode is given below so that you can choose the mode at your convenience.
|Payment Mode||Turnaround Time|
|Axis Net Banking||Same Day|
|Axis Mobile App||Same Day|
|Auto Debit||Same Day|
|NEFT||1 working day|
|VMT||2 working days|
|Axis Bank Bill Desk||2 to 3 days|
|Axis Bank ATM||Real-time|
Axis Bank Cheque: Same day
Other Bank Cheque: 3 to 5 working days
Additional Info: Latest update by RBI on Credit Card Bill Payment Due Date.
Paying your Axis credit card bill has been made very simple with multiple options available both online and offline. You can choose any of the above-mentioned pointers for your payment.
To check your outstanding balance, visit the official Axis Bank online portal and follow these steps:
Currently, there is no direct way or option of clearing the dues of one credit card using another. However, you can do that indirectly using the facility of E-wallet or cash.
The repayment duration for your Axis credit card lies between 40 to 50 days.
To convert the credit card payment into an EMI facility, visit the Axis Bank website and follow these steps:
Here is a detailed and revised list of charges of late fees drafted by the bank - https://www.axisbank.com/retail/cards/credit-card/axis-bank-select-credit-card/fees-charges
Even though it is possible to continue the service of your credit card while staying on the closer outstanding limit, it directly affects your CIBIL score or your creditworthiness which plays a major role in getting future loans.
No, there are various modes of payment for cardholders who do not have an account with Axis Bank. They can make the Axis Bank Credit Card payment through NEFT/RTGS/IMPS, Visa Money Transfer, Axis Bank Bill Desk, by Cash or by Cheque.
Yes, you can make Axis Bank Credit Card Payment using Debit Card at Axis Bank ATMs.
Auto debit, NACH and ECS are the best modes of Axis Bank Credit Card Bill Payment for individuals who cannot remember to pay the bills on time. The amount will be automatically debited to either the savings bank account or the current account on the due date.
If you choose, options wherein the credit to the Credit Card Account happens the same day or in Real-time, then it is okay to make the payment on the due date. But if you choose to pay through NEFT or cheque, then it is recommended to make the payment at least five days in advance.