HDFC Pixel Play Credit Card

HDFC Pixel Play Credit Card

Card Type :VISA Card Logo
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HDFC PIXEL Play credit card is an all-digital cashback credit card wherein a card member can customise the benefits and quantum of cashback on various spend categories such as dining & entertainment, travel, groceries, electronics, fashion, etc. PIXEL Play credit card has a joining fee of Rs 500.

  • Key Highlights
  • Features & Benefits
  • Fees & Charges
  • Eligibility
  • Document Required
  • How to Apply

Key Highlights of HDFC PIXEL Play Credit Card

Joining/Renewal FeeRs 500
Joining Fee WaiverHDFC Pixel Play credit card also has the option of joining fee waiver if a card member manages to spend Rs 20,000 in the first 90 days of credit card issuance.
Renewal Fee WaiverIn order to avail renewal fee waiver for the next year, you have to spend at least Rs 1 lakh in the preceding 12 months.
Fuel Surcharge WaiverCard members can enjoy a 1% fuel surcharge waiver at all refuelling stations across India for transactions between Rs 400 & Rs 5,000. The maximum waiver has been capped at Rs 250 per statement cycle.
Cashback

5% cashback on any 2 packs from Zomato & BookMyShow, MakeMyTrip & Uber, Blinkit & Smart Bazaar, Myntra & Nykaa and Croma & Reliance Digital.

3% cashback on any one e-commerce merchant from Amazon, Flipkart and PayZapp.

Forex Markup Fee3.50%

Features & Benefits of HDFC PIXEL Play Credit Card

HDFC PIXEL Play Cards’ Digital Benefits

  • PIXEL Play cards can be digitally managed through HDFC Bank’s PayZapp. 
  • HDFC PIXEL Play credit card allows a card member to customise the benefits according to the lifestyle needs and spend patterns. 
  • Customers can obtain a digital HDFC PIXEL Play credit card instantly after a seamless digital onboarding via HDFC Bank’s PayZapp mobile application. 
  • After receiving the digital PIXEL Play credit card, you can customise it with the merchants of your choice to maximise the cashback. 
  • Not only this, you can choose your own credit card design for PIXEL Play cards and a preferred billing generation date. 
  • PayZapp also allows access to PIXEL Play features including credit card controls, statements, recent transactions, rewards, repayments, and the ongoing EMIs through the EMI dashboard. 
  • Furthermore, PIXEL Play credit card members can raise disputes, check for notifications, access HDFC Bank’s help centre, hotlisting, etc through PayZapp. 
  • With the ease of PayZapp, card members can repay PIXEL Play credit card bills through the PIXEL home page using various payment methods such as UPI, a debit card and net banking. 

Cashback on PIXEL Play Cards

HDFC PIXEL Play cards have two cashback categories through which you can select a total of three merchants of your choice to enjoy a cashback of 5% with 2 merchants and 3% with 1 merchant, respectively. 

HDFC PIXEL Play Credit Card Cashback Merchants

Categories5% Cashback (Select Any 2)3% Cashback on E-commerce (Select Any 1)
Dining & EntertainmentBookMyShow & ZomatoAmazon
TravelMakeMyTrip & UberFlipkart
GroceryBlinkit & Reliance Smart BazaarPayZapp
ElectronicsCroma & Reliance Digital 
FashionNykaa & Myntra 
  • All other retail spends other than the listed merchants qualify for 1% cashback. 
  • The cashback for eligible transactions will be credited in the form of PIXEL cashpoints which can be seen under the rewards section of PIXEL credit cards in the PayZapp application. 
  • Card members can redeem cashpoints only after accumulating a minimum of 1,000 PIXEL cashpoints through the PayZapp wallet. 
  • The PIXEL cashpoints can be utilised to purchase brand vouchers of your choice within the PayZapp application digitally. 
  • All PIXEL cashpoints accrued will remain valid for a maximum period of 2 years from the date of accumulation. 

EMI Dashboard for PIXEL Play Cards:

  • With a dedicated EMI Dashboard, PIXEL Play credit card customers can enjoy the facility of one-click EMI conversion of PIXEL Play credit card outstanding balance instantly through the PayZapp mobile application. 
  • The EMI conversion is 100% digital through PayZapp and it can be done without any documentation, email or calling any HDFC Bank representative. 
  • You can choose a low-cost EMI structure that suits your earnings and spend patterns. As a card member, you can choose the entire credit card outstanding or a select few transactions for EMI conversion. 

Dining Benefits:

  • With the Good Food Trail program of HDFC Bank, card members can enjoy discounts on dining up to 25%. 
  • The discount is available on all your restaurant bill payments via Swiggy Dineout on more than 20,000 listed restaurants. 
  • The discounts on dining can be only availed through payments done via Swiggy application. 

Fees & Charges of HDFC PIXEL Play Credit Card

Following are the annual fee, joining fee and other HDFC Play Credit Card charges:

Joining/Renewal FeeRs 500 + GST
Cash Advance Fee2.5% or Rs 500, whichever is higher
Finance Charges3.60% p.m. or 43.20% p.a.
Smart EMI ChargesRs 199 + GST, 3% of principal outstanding is charged as a fee for preclosure. 
Dynamic Currency Conversion Mark-Up1%
Overlimit Charges2.5%, subject to a minimum of Rs 550 + GST
Bill Payment via CashRs 100
Cash Withdrawal Limit40% of the free credit limit
Penalty For Default or Delayed PaymentNil for balances less than Rs 100
Rs 100 for balances between Rs 100 & Rs 500
Rs 500 for balances between Rs 501 & Rs 5,000
Rs 600 for balances between Rs 5,001 & Rs 10,000
Rs 800 for balances between Rs 10,001 & 25,000
Rs 1,100 for balances between Rs 25,001 & Rs 50,000
Rs 1,300 for balances above Rs 50,000
Payment Return Charges2%, subject to a minimum of Rs 450 + GST
Reward Redemption FeeRs 99 + GST
Railway Ticket Booking Charge1% + GST
Balance Transfer Processing Charge1% or Rs 250 + GST
Processing Fee (Insta Loan, Jumbo Loan, Smart EMI)Up to Rs 999 + GST
Easy EMI Processing FeeUp to Rs 299 + GST
Loan Pre-Closure Charges3% of principal outstanding
Outstation Cheque Processing ChargesRs 25 for cheque value up to Rs 5,000 and Rs 50 for cheques above Rs 5,000.
Rent Pay Transaction Charge1% + GST
Credit Card Re-issuance ChargeRs 100
Duplicate Physical StatementRs 10

HDFC Pixel Play Credit Card Eligibility

Following are the Pixel Play Credit Card eligibility criteria in detail:

Eligibility for Salaried:

  • The applicant should be an Indian citizen.
  • The minimum age of the applicant should be 21 years and the maximum up to 60 years.
  • The net monthly income of the applicant should be above Rs. 25,000.

Eligibility for Self-employed:

  • The applicant should be an Indian citizen.
  • The minimum age of the applicant should be 21 years and the maximum up to 65 years.
  • The Income Tax Return (ITR) of the applicant should be above Rs. 6 Lakhs per annum.

Also Read: HDFC Bank Virtual Credit Card

Documents Required for HDFC PIXEL Play Credit Card

If you want HDFC Pixel Play Credit Card apply online with the following documents:

  • Passport size photographs. 
  • A user is mandatorily required to submit a copy of PAN. Those who don’t possess a PAN can provide a copy of Form 60. 
  • For verifying the identity, credit card applicants can submit a passport, or a Voter’s ID card, or an Aadhaar card, or a copy of driving licence. 
  • For verifying the address, users can submit a passport, or a Voter’s ID card, or an Aadhaar card. 
  • Additionally, the bank may ask for latest salary slips and bank statements, or Form 16 to verify the earnings and source of income. 

How to Apply for HDFC PIXEL Play Credit Card

If you want to get a Pixel Play Card apply online through our website by following the steps given below:

  • Click on the ‘Credit Cards’ on the homepage of our website.
  • From the dropdown menu, choose ‘HDFC’ and then click on the ‘Apply Now’ button.
  • Enter all the required details including your name, mobile number, email address, employment information, income details, and so on
  • Verify your mobile number with an OTP.
  • You will get a call from our credit cards expert soon to help you complete the credit card application process.

HDFC Pixel Play Credit Card FAQs

HDFC PIXEL Play is the new credit card launched by HDFC Bank. HDFC PIXEL Play credit card allows you to choose between different merchants to avail maximum cashback to the tune of 5% and 3%, respectively. 

PIXEL credit card is a new series launched by HDFC Bank under which the bank offers two credit cards by the name of HDFC PIXEL Play credit card and HDFC PIXEL Go credit card. 

A virtual credit card is nothing but a digital version of a physical credit card. All the credit card details such as card number, expiry date, CVV code, name of the card member are mentioned on the digital credit card. Virtual credit cards can also be used for ‘tap and pay’ using Near Field Communication (NFC) technology. 

The primary benefit for PIXEL users is the flexibility as card members can select the merchants according to their requirements and spend patterns to earn maximum cashback. 

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