
HDFC Pixel Play Credit Card

Key Highlights of HDFC PIXEL Play Credit Card
Joining/Renewal Fee | Rs 500 |
Joining Fee Waiver | HDFC Pixel Play credit card also has the option of joining fee waiver if a card member manages to spend Rs 20,000 in the first 90 days of credit card issuance. |
Renewal Fee Waiver | In order to avail renewal fee waiver for the next year, you have to spend at least Rs 1 lakh in the preceding 12 months. |
Fuel Surcharge Waiver | Card members can enjoy a 1% fuel surcharge waiver at all refuelling stations across India for transactions between Rs 400 & Rs 5,000. The maximum waiver has been capped at Rs 250 per statement cycle. |
Cashback | 5% cashback on any 2 packs from Zomato & BookMyShow, MakeMyTrip & Uber, Blinkit & Smart Bazaar, Myntra & Nykaa and Croma & Reliance Digital. 3% cashback on any one e-commerce merchant from Amazon, Flipkart and PayZapp. |
Forex Markup Fee | 3.50% |
Features & Benefits of HDFC PIXEL Play Credit Card
HDFC PIXEL Play Cards’ Digital Benefits
- PIXEL Play cards can be digitally managed through HDFC Bank’s PayZapp.
- HDFC PIXEL Play credit card allows a card member to customise the benefits according to the lifestyle needs and spend patterns.
- Customers can obtain a digital HDFC PIXEL Play credit card instantly after a seamless digital onboarding via HDFC Bank’s PayZapp mobile application.
- After receiving the digital PIXEL Play credit card, you can customise it with the merchants of your choice to maximise the cashback.
- Not only this, you can choose your own credit card design for PIXEL Play cards and a preferred billing generation date.
- PayZapp also allows access to PIXEL Play features including credit card controls, statements, recent transactions, rewards, repayments, and the ongoing EMIs through the EMI dashboard.
- Furthermore, PIXEL Play credit card members can raise disputes, check for notifications, access HDFC Bank’s help centre, hotlisting, etc through PayZapp.
- With the ease of PayZapp, card members can repay PIXEL Play credit card bills through the PIXEL home page using various payment methods such as UPI, a debit card and net banking.
Cashback on PIXEL Play Cards
HDFC PIXEL Play cards have two cashback categories through which you can select a total of three merchants of your choice to enjoy a cashback of 5% with 2 merchants and 3% with 1 merchant, respectively.
HDFC PIXEL Play Credit Card Cashback Merchants | ||
Categories | 5% Cashback (Select Any 2) | 3% Cashback on E-commerce (Select Any 1) |
Dining & Entertainment | BookMyShow & Zomato | Amazon |
Travel | MakeMyTrip & Uber | Flipkart |
Grocery | Blinkit & Reliance Smart Bazaar | PayZapp |
Electronics | Croma & Reliance Digital | |
Fashion | Nykaa & Myntra |
- All other retail spends other than the listed merchants qualify for 1% cashback.
- The cashback for eligible transactions will be credited in the form of PIXEL cashpoints which can be seen under the rewards section of PIXEL credit cards in the PayZapp application.
- Card members can redeem cashpoints only after accumulating a minimum of 1,000 PIXEL cashpoints through the PayZapp wallet.
- The PIXEL cashpoints can be utilised to purchase brand vouchers of your choice within the PayZapp application digitally.
- All PIXEL cashpoints accrued will remain valid for a maximum period of 2 years from the date of accumulation.
EMI Dashboard for PIXEL Play Cards:
- With a dedicated EMI Dashboard, PIXEL Play credit card customers can enjoy the facility of one-click EMI conversion of PIXEL Play credit card outstanding balance instantly through the PayZapp mobile application.
- The EMI conversion is 100% digital through PayZapp and it can be done without any documentation, email or calling any HDFC Bank representative.
- You can choose a low-cost EMI structure that suits your earnings and spend patterns. As a card member, you can choose the entire credit card outstanding or a select few transactions for EMI conversion.
Dining Benefits:
- With the Good Food Trail program of HDFC Bank, card members can enjoy discounts on dining up to 25%.
- The discount is available on all your restaurant bill payments via Swiggy Dineout on more than 20,000 listed restaurants.
- The discounts on dining can be only availed through payments done via Swiggy application.
Fees & Charges of HDFC PIXEL Play Credit Card
Following are the annual fee, joining fee and other HDFC Play Credit Card charges:
Joining/Renewal Fee | Rs 500 + GST |
Cash Advance Fee | 2.5% or Rs 500, whichever is higher |
Finance Charges | 3.60% p.m. or 43.20% p.a. |
Smart EMI Charges | Rs 199 + GST, 3% of principal outstanding is charged as a fee for preclosure. |
Dynamic Currency Conversion Mark-Up | 1% |
Overlimit Charges | 2.5%, subject to a minimum of Rs 550 + GST |
Bill Payment via Cash | Rs 100 |
Cash Withdrawal Limit | 40% of the free credit limit |
Penalty For Default or Delayed Payment | Nil for balances less than Rs 100 |
Rs 100 for balances between Rs 100 & Rs 500 | |
Rs 500 for balances between Rs 501 & Rs 5,000 | |
Rs 600 for balances between Rs 5,001 & Rs 10,000 | |
Rs 800 for balances between Rs 10,001 & 25,000 | |
Rs 1,100 for balances between Rs 25,001 & Rs 50,000 | |
Rs 1,300 for balances above Rs 50,000 | |
Payment Return Charges | 2%, subject to a minimum of Rs 450 + GST |
Reward Redemption Fee | Rs 99 + GST |
Railway Ticket Booking Charge | 1% + GST |
Balance Transfer Processing Charge | 1% or Rs 250 + GST |
Processing Fee (Insta Loan, Jumbo Loan, Smart EMI) | Up to Rs 999 + GST |
Easy EMI Processing Fee | Up to Rs 299 + GST |
Loan Pre-Closure Charges | 3% of principal outstanding |
Outstation Cheque Processing Charges | Rs 25 for cheque value up to Rs 5,000 and Rs 50 for cheques above Rs 5,000. |
Rent Pay Transaction Charge | 1% + GST |
Credit Card Re-issuance Charge | Rs 100 |
Duplicate Physical Statement | Rs 10 |
HDFC Pixel Play Credit Card Eligibility
Following are the Pixel Play Credit Card eligibility criteria in detail:
Eligibility for Salaried:
- The applicant should be an Indian citizen.
- The minimum age of the applicant should be 21 years and the maximum up to 60 years.
- The net monthly income of the applicant should be above Rs. 25,000.
Eligibility for Self-employed:
- The applicant should be an Indian citizen.
- The minimum age of the applicant should be 21 years and the maximum up to 65 years.
- The Income Tax Return (ITR) of the applicant should be above Rs. 6 Lakhs per annum.
Also Read: HDFC Bank Virtual Credit Card
Documents Required for HDFC PIXEL Play Credit Card
If you want HDFC Pixel Play Credit Card apply online with the following documents:
- Passport size photographs.
- A user is mandatorily required to submit a copy of PAN. Those who don’t possess a PAN can provide a copy of Form 60.
- For verifying the identity, credit card applicants can submit a passport, or a Voter’s ID card, or an Aadhaar card, or a copy of driving licence.
- For verifying the address, users can submit a passport, or a Voter’s ID card, or an Aadhaar card.
- Additionally, the bank may ask for latest salary slips and bank statements, or Form 16 to verify the earnings and source of income.
How to Apply for HDFC PIXEL Play Credit Card
If you want to get a Pixel Play Card apply online through our website by following the steps given below:
- Click on the ‘Credit Cards’ on the homepage of our website.
- From the dropdown menu, choose ‘HDFC’ and then click on the ‘Apply Now’ button.
- Enter all the required details including your name, mobile number, email address, employment information, income details, and so on
- Verify your mobile number with an OTP.
- You will get a call from our credit cards expert soon to help you complete the credit card application process.
HDFC Pixel Play Credit Card FAQs
HDFC PIXEL Play is the new credit card launched by HDFC Bank. HDFC PIXEL Play credit card allows you to choose between different merchants to avail maximum cashback to the tune of 5% and 3%, respectively.
PIXEL credit card is a new series launched by HDFC Bank under which the bank offers two credit cards by the name of HDFC PIXEL Play credit card and HDFC PIXEL Go credit card.
A virtual credit card is nothing but a digital version of a physical credit card. All the credit card details such as card number, expiry date, CVV code, name of the card member are mentioned on the digital credit card. Virtual credit cards can also be used for ‘tap and pay’ using Near Field Communication (NFC) technology.
The primary benefit for PIXEL users is the flexibility as card members can select the merchants according to their requirements and spend patterns to earn maximum cashback.
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