|PNB Global Platinum Credit Card||Nil||Travel|
|PNB Global Gold Card||Nil||Shopping & Lifestyle|
|PNB Global Classic Credit Card.||Nil||Lifestyle|
|PNB Rupay Platinum Card||Nil||Travel & Cashback|
|PNB Rupay Select Card||Nil if the card is used once in a quarter, otherwise Rs. 500||Travel & Lifestyle|
|PNB Wave and Pay Contactless Card||Nil||Lifestyle|
The detailed features of PNB Credit Cards are as mentioned in the table below:
|Name of the Card||Features|
|PNB Global Platinum Credit Card|
|PNB Global Gold Credit Card|
|PNB Global Classic Card|
|PNB Rupay Platinum Card|
|PNB Rupay Select Card|
|PNB Wave and Pay Credit Card|
Following are the PNB Credit Card eligibility criteria that the applicant has to satisfy:
The following documents are required to apply for PNB Credit Card.
The details of PNB Credit Card Charges are as given below:
|Name of the Charge||Amount|
|Interest||2.45% p.m. of the outstanding amount and for cards against fixed deposit 1.50% p.m. (Interest-Free period 20 to 50 days).|
|Bounce charges||Rs. 100 per instance|
The balance transfer facility enables the transfer of outstanding balance on other banks card to PNB credit card at a lower rate interest and can be paid in easy instalments.
The processing charges PNB credit card balance transfer facility is 1% of the total balance amount to be transferred or Rs. 199, whichever is higher. The minimum transfer amount should be Rs. 2,000 and the maximum should be 90% of the credit card limit.
To avail of this facility, Punjab National Bank credit cardholders can download the balance transfer application form from the website of PNB cards. Also, the primary cardholder has to submit their latest statements of the other card for which the balance transfer is required.
The details of PNB Credit Card Rewards are explained in the table below:
|Name of the Card||Reward Points|
|PNB Global Platinum Credit Card||2 reward points on every Rs. 150 spend on retail purchases.|
|PNB Global Gold Credit Card||You earn 1 reward point for every Rs. 100 spent on the card for all purchases.|
|PNB Global Classic Credit Card||You earn 1 reward point for every Rs. 100 spent on the card for all purchases.|
|PNB Rupay Platinum Card||Over 300 bonus points on the first usage of the card|
|PNB Rupay Select Card|
You can make the PNB Credit Card Payment by various methods.
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Normally the processing time taken for the Credit Card application is 21 working days.
You can register for PNB Credit Card net banking by accessing the bank’s official website. You will get a user ID and a password with which you can access your credit card account 24 x 7 to get to know the details of your transactions.
You can withdraw cash up to 30% of your credit limit. A fee of Rs. 50 to Rs. 100 will be charged per transaction apart from the cash advance charges of 2.5% of the transaction amount.
A maximum of 2 add-on cards will be provided for your family members.
You can register for PNB Credit Card net banking facility and have access to your credit card details round-the-clock. You can also call the customer care helpline and get the required information. PNB also provides SMS alerts facility for every transaction on the card wherein you will get the real-time outstanding balance on your card.