HDFC Credit Card PIN (Personal Identification Number) is a unique 4-digit number that helps authenticate transactions and also prevents fraud with your HDFC credit card or debit card. If you are an HDFC Bank customer and want to generate a PIN for your credit card, below are the details of the HDFC credit card PIN generation process and various ways to do the same.
When you apply for an HDFC Credit Card, you will receive a PIN from the bank. The credit card and its PIN are sent in two separate mails. To make sure that the PIN is secure, you will receive it in an envelope that is completely tamper-proof. However, with so many passwords and PINs that you need to remember, you may find it hard to remember the PIN that the bank issues. To solve this dilemma, HDFC gives customers the option to generate their own PIN through convenient online and offline methods.
If you want to know how to generate HDFC credit card PIN, here are the three common methods:
HDFC has several ATMs in India from where you can generate your credit card PIN. Look for your nearby HDFC ATM and follow the steps mentioned below to create a new PIN.
If you are registered for HDFC NetBanking and want to know how to generate PIN for HDFC credit card, follow these steps to have your HDFC credit card PIN re-issued:
You can also call the HDFC IVR toll number from your registered mobile number for HDFC new credit card pin generation. Follow the steps below to do the same:
If you think your HDFC Credit Card PIN is no longer secure, you can change it easily to make sure it is safe. HDFC gives you three simple options for HDFC credit card PIN change:
The trick to keeping your credit card free from fraudulent transactions is to create a PIN that is hard to guess. Normally, we tend to use easy numbers like birth dates as our PIN. This is not the best idea as it can be guessed easily by someone who wishes to misuse it.
Here are some tips that you can make use of to generate a PIN that is strong and secure:
Here are some tips that will ensure that your PIN is always safe:
In case you forget your PIN, you can generate a new one on your net banking account or in any HDFC ATM near you. However, in order to use this option, you need to have a number that is registered with your credit card. If not, you can visit the branch or call customer care to register your number. An OTP that is sent to this number is required to change or reset your password securely. It is used as the verification method when the PIN is not available for a card.
If you receive a PIN change SMS when you have made no attempt to change your PIN, make sure that you contact HDFC customer care immediately. It is a good idea to block your card until this issue is resolved. You can also change your PIN using one of the options mentioned above.
No. When the add-on card is issued, you will receive a new PIN along with it. The registered number for your add-on card will also be different. So, if you wish to change the PIN or set a new one, you will need the registered mobile number of the add-on card holder.
If you have reported a lost card and asked for a replacement, you will also be sent a new PIN number via post. You can then change the PIN to one that you prefer through an HDFC ATM or via net banking.
To change your registered mobile number, you will have to visit the nearest HDFC Bank branch and submit a number change form. The number will be changed in 7 working days. You also have the option of using net banking or calling customer care to change your number.
No, the facility of HDFC credit card PIN generation through SMS is not available. However, you can change your PIN through SMS.