Enjoy hassle-free home loan processing with simplified HDFC home loan document requirements. Minimal documentation for existing bank customers and paperless processing through the online loan applications, make HDFC home loan process simple. Requirement for HDFC home loan documents includes identity and address proof (KYC documents), income proof, photographs along a duly filled and signed home loan application form.
Here is a detailed list for HDFC home loan documents. You are required to submit only documents specific to your profile and the chosen home loan product.
Proof of Identity & Address:
Mandatory document- PAN
Provide copy of any one of the following:
The application process for HDFC Ltd Home Loans is paperless. You can apply online and upload the required documents. The lender offers doorstep delivery for any further correspondence required. You may also choose to visit the nearest branch alternatively.
Salaried employees are required to submit following income documents along with common identity, address & property documents. (As shared above)
Each co-applicant needs to provide the income documents.
A business person including professionals as well as non-professionals are required to submit following income documents along with Identity, Address & Property documents (listed above):
An NRI/ PIO/ OCI is required to submit following documents for HDFC Home Loan.
Mandatory Document for NRIs- Valid Passport
KYC- Identity & Address Proof:
Copy of any one: PAN/ Valid Driving License/ Voter ID Card
The list is indicative. Other legal KYC documents are also accepted.
Also note that NRIs are also required to self-attest the KYC documents. KYC documents for the Power of Attorney holder is also required which will be verified with the originals. In case of absence of presence of NRI applicant following documents will be additionally obtained:
1. Identity & Address Proof of place of residence of NRI should be duly notarised by the Notary Public (overseas).
2. The identity and address proof should be duly attested by Indian Embassy at the place of NRI applicant.
** In case of the language on documents is other than English, a translation in English by an authorised translator is also required.
Income Proof :
Copy of any one:
|For New Homes||Copy of Allotment Letter |
|For Resale Homes|
Title deeds including previous chain
Receipt of initial payment made to the seller
Copy of the agreement to sell (if already executed)
Title Deeds of the plot
Proof of no encumbrances on the property
Copy of the plans, approved by the local authorities
Construction estimate by an Architect/ Civil Engineer
Mandatory: PAN Card
Any one: Passport/Voter ID/ Driver License
Last 3 months’ Salary Slips
Last 6 months’ Bank Statement, indicating salary credit
Latest Form 16 & IT returns
A letter by the existing lender on the letter head stating the list of property documents held by
Lender’s Letter on the letter head stating latest loan outstanding balance
Photo copy of the property documents and own contribution proof.
Employment Contract/ Appointment Letter (in case current job is less than 1 year old)
Last 6 month’s bank statement indicating repayment of existing loans
Passport size photographs of all co-applicants
Cheque for processing fee in favour of HDFC Ltd.
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HDFC Ltd require you to upload/ submit PAN, proof of identity, address, income & property documents along with duly filled application form, signed across pictures and cheque for processing fee.
You can apply for HDFC Ltd Home Loan online or offline as per your choice. By making your profile on MyMoneyMantra website or app, you can apply for HDFC Home Loan with just a few clicks.
Property documents required for HDFC Ltd Home Loan are: Title deeds and past chain (If any), receipts of payments made to seller or developer for ready property and proof for no encumbrances on the plot, approved plan copy by local authorities and estimate of construction by an Architect or Civil engineer for construction loan.
HDFC Ltd offers different types of home loans for meeting distinctive housing loan requirements. You can avail of pre sanction on home loan for six months even before finalising the property for purchase. After you have finalised property or plot, you can get the sanction letter approved. The loan application can be processed online by uploading the required documents along with the duly filled application form. The lender will verify the details and process the loan within 2-3 days.
Yes, HDFC Ltd Home Loan can be applied and processed 100% digitally without any hassle. The lender provides complete security and customer support for online loans. The online home loans are faster and more convenient for customers.