ICICI 
Home Loan Interest Rates

Currently, ICICI bank is considered one of the most leading and competitive financial players in the economy. As of MAY 2022, these are the rates related to ICICI Bank home loans:

Interest Rate: It is 7.10% Onwards 

Loan Tenure: It is up to 30 years

Loan Amount: Depends on the applicant’s credit profile

Processing Fee: 0.35% – 2% of loan amount (Min. Rs. 1,500) + GST

The ICICI bank itself services ICICI home loans. Being one of the top players in the current market, the bank provides optimum facilities at lower rates. ICICI has established itself as a trustable bank and is now backed by most of the population for their financial needs and gains. ICICI is your go-to bank, with ICICI for home loans being one of its critical facilities regarded for various features and benefits.

ICICI Home Loan Interest Calculation

ICICI Home Loan Processing Fee and Charges

ICICI Instant Home Loan Processing Fees

• Processing fees are 0.25% of the loan amount plus applicable taxes.
• Maximum loan amount up to INR 1 crore/-
• Maximum tenure up to 30 years.

ICICI 30 Year Home Loan Processing Fees

• Processing fees range from 0.50% to 1% of the loan amount up to INR 1,500/-. For applicants from Delhi, Mumbai and Bangalore, the higher range goes up to INR 2,000/-
• Primarily made available to women borrowers and individuals working for a selected lot of companies.
• Longer repayment tenure made available for easy repayments of EMI

ICICI Balance Transfer and Top-Up Home Loan Processing Fees

• Processing fees range from 0.50% to 1% of the loan amount up to INR 1,500/-. For applicants from Delhi, Mumbai and Bangalore, the higher range goes up to INR 2,000/-
• The loan amount ranges between INR8 lakh and INR 5 crore for both salaried and self-employed individuals.
• Maximum tenure ranges up to 30 years.

ICICI Extra Home Loan Processing Fees

• Processing fees range from 0.50% to 1% of the loan amount up to INR 1,500/-. For applicants from Delhi, Mumbai and Bangalore, the higher range goes up to INR 2,000/-
• The facility provided to increase the loan amount by up to 20%.
• Repayment tenure ranges up to the age of 67 years.

ICICI Insta Top-Up Loan Processing Fees

• Processing fees range from 0.50% to 1% of the loan amount up to INR 1,500/-. For applicants from Delhi, Mumbai and Bangalore, the higher range goes up to INR 2,000/-
• The loan tenure ranges up to 10 years.
• The loan amount ranges up to INR 20 lakh.

ICICI Pragati Home Loan Processing Fees

• Processing fees range from 0.50% to 1% of the loan amount up to INR 1,500/-. For applicants from Delhi, Mumbai and Bangalore, the higher range goes up to INR 2,000/-
• The loan amount ranges between INR 5 lakh/- to INR 50 lakh/-

ICICI Home Improvement Loan Processing Fees

• Processing fees range from 0.50% to 1% of the loan amount up to INR 1,500/-. For applicants from Delhi, Mumbai and Bangalore, the higher range goes up to INR 2,000/-

ICICI Saral Housing Loan Processing Fees

• Processing fees range from 0.50% to 1% of the loan amount up to INR 1,500/-. For applicants from Delhi, Mumbai and Bangalore, the higher range goes up to INR 2,000/-
• Loan amount goes up to 90% of the property value (between INR 5 lakh/- to INR 50 lakh/-)
• The loan tenure ranges between 3 to 20 years.

ICICI 24 Hours Top-Up Loan Processing Fees

• Processing fees range from 0.50% to 1% of the loan amount up to INR 1,500/-. For applicants from Delhi, Mumbai and Bangalore, the higher range goes up to INR 2,000/-
• The loan is processed within 24 hours.
• The loan amount ranges up to INR 25 lakh.
• Loan tenure goes up to 10 years.

To calculate the impact of Moratorium on your EMI, you need to enter the following details about your existing loan:

• Current outstanding loan amount
• Existing EMI amount
• Current interest rate
• Moratorium period you are opting for