• The salaried individuals, self-employed individuals/professionals and businessmen are eligible for the card.
• The age stipulation for the HDFC Credit Card is 21 years to 65 years.
• The minimum monthly income required ranges from Rs. 10,000 to Rs. 1.75 lakhs for the salaried individuals and for the self-employed the minimum annual income required ranges from Rs. 6 lakhs to Rs. 21 lakhs depending on the category of the card applied for.
• Some categories of cards are by invitation only for premium customers of the bank.
• For professionals applying for the Professional Card, the age stipulation is between 21 years to 60 years for the ones who are salaried and 21 years to 65 years for the ones who have own practice.
• Only customers of Best Price Membership will be eligible for Commercial Cards.
• The credit score should be satisfactory and preferably 750 and above.

Also Check: HDFC Credit Card Net Banking.

The following are the documents required for HDFC Bank Credit Card:

Additional Info: Check benefit of HDFC Credit Card Lounge Access & apply.

• Credit score: The credit score is a tool to gauge your creditworthiness. It is very essential to keep the score at an optimum level by following certain norms that can gear up your score. The credit score mainly depends on the frequency at which you have applied for loans, the number of loans you have, the type of loans, your repayment history, etc. 
• Multiple applications: Keep a gap of at least 6 months between each loan application. Apply for a credit card with one bank and wait for the response. Refrain from applying for the card with different banks at the same time. Each bank will do a credit score check and your credit history will have a record of the same. Every time an inquiry is made your credit score will come down. Especially if the application is rejected for some reason. 
• Credit limit usage: If you already have credit cards, limit the usage of the card to a maximum of 30%. Credit utilised judiciously will help you to maintain a good score. 
• Repayment of existing debts: Prompt repayments of the existing loans & credit card dues will also help you in improving your credit card eligibility. 

Additional Reading: Checkout HDFC Credit Card Offers & Choose the Best one.

• Age: The age stipulated to be eligible for HDFC Credit Card is between 21 years to 65 years. For professionals who are salaried, the age stipulation is between 21 years to 60 years and for the professionals who have a self-practice, the age stipulation is between 21 years to 65 years. To be eligible for the card you must fall in this age criterion.
• Relationship with the bank: If you are a long-standing customer of the bank with satisfactory dealings, the credit card will be issued without a hitch. If you are a premium customer of the bank, some categories of cards are issued by invitation alone and there will be no other criteria to be met with.
• Income: HDFC stipulates a minimum monthly income of Rs. 10,000 to Rs. 1.75 lakhs to the salaried individuals and an annual income of at least Rs. 6 lakhs to Rs. 21 lakhs for the self-employed, depending on the category of the card applied for. If the income is higher the purchasing power will be higher, so also the repayment capacity. Elite category of cards is issued to applicants with a considerably good income to suit their lifestyle. The indulgence of each applicant will be facilitated as per the income by setting proportionate credit limits.

Also Check about the HDFC Credit Card Statement.