HDFC Bank Credit Card Statement 

Yes, according to RBI (Reserve Bank of India) guidelines, a period of 3 days after the payment due date is given as a grace period. If the outstanding dues are not paid by the due date and the 3-day grace period, finance charges will become applicable. However, they will be calculated from the due date of payment.

Minimum Amount Due is 5% of the total outstanding due, subject to a minimum of Rs. 200.

HDFC Bank credit card statements can be checked online.

Steps to check through HDFC Net Banking:

• Visit the official website of HDFC Bank
• Login to your personal banking account using User ID and Password
• Go to ‘Cards’
• Select ‘Enquire’
• Click on ‘View Statement’
• In case you have more than one HDFC Bank credit card, choose the credit card number you wish to proceed with
• Select the period of the statement 
• Click on ‘View Statement’

Steps to check through Mobile App:

• Download the app on your Smartphone
• The complete app registration process
• Log in to your account using a mobile app PIN number
• Move to the ‘Credit Card’ section
• Choose ‘Download Billed Statement’
• Select the time period/month for which you want the statement

To register for HDFC Bank Credit Card e-Statement through phone banking, the steps involved are:

Via Phone Banking

• Call 61606161 (prefix local city STD code)
• Complete customer verification by validating your 4-digit TIN (Telephone Identification Number) provided by HDFC Bank for Phone Banking Service
• Enter the e-statement request

To register for HDFC Bank Credit Card e-Statement offline, visit the nearest HDFC bank branch. The steps involved are:

• Download the e-statement application form
• Fill up the form
• Submit the form to the bank representative

Step by step procedure to register for HDFC Bank Credit Card e-Statement through net banking is:

• Login to your net banking account using customer user ID and Password
• Move to the ‘Accounts’ tab
• Go to the ‘Request’ section
• Select ‘Email Statement’
• Follow instructions
• Submit request

Once you get the HDFC Bank credit card statement online, either through Net Banking or through Mobile App, click on the download button available alongside the credit card statement. The statement, once downloaded, will be available in the phone memory or computer memory.

In case you have registered for HDFC Bank credit card e-statement and wish to stop receiving the hard copy of the monthly credit card statement, download the ‘Discontinuation of Physical Statement Request’ form from the link https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Footer/Resource/Forms%20Centre/Content/Detail%20Page/Forms%20Center%20-personal/Credit%20Card%20links/Form%20-%20Physical%20Statement%20Suppression.pdf

Mail the duly filled up and signed form to the correspondence address mentioned in the form.

Transactions done on credit cards between two billing dates are unbilled transactions. These transactions will be billed on the statement date when the credit card statement is generated. To view your unbilled transaction:

• Visit bank website
• Log in to personal banking using Net Banking customer ID and Password
• Click on ‘View unbilled Transactions’
• Select the card number for which you wish to view transactions
• Select the type of transactions – Credits/Debits
• Click on the ‘View’ button

All unbilled transactions after the previous billing date will appear on the screen.

HDFC Bank credit card e-statement is free of cost service offered by HDFC Bank. There is no monthly or annual charge levied for availing of monthly HDFC Bank credit card statements through email.

Cardholders can check their credit card statement by logging in to their HDFC net banking account, through the mobile app or by contacting the HDFC bank executives.

HDFC Netbanking:

• Login to your HDFC Netbanking account
• Click on the ‘Cards’ tab at the top of the bar
• Click on the 'Enquire' tab on the left sidebar and then click on 'View Statement'.
• Select the ‘Card No.’ and the ‘Period’ you want to view your statement 
• Click on View/Download, and you will be able to view your selected monthly statement

HDFC Mobile App:

• Login to the HDFC mobile app using your credentials
• In the Menu bar, click on 'Pay' and then click on 'Cards'.
• Select your credit card
• Click on 'Download Billed Statement' and then select the duration for which you want your statement.

If you wish to check your HDFC credit card statement without the internet, then you need to contact the bank executives for the same.

HDFC Bank sends a notification to the cardholder when the credit card bill is due. The bank sends a detailed email along with the monthly statement and the due date for the payment.

Missing or delayed credit card payments can have some serious consequences. You may be charged a hefty late payment fee that will be added to your next credit card billing cycle. This can also have a negative impact on your credit score as well. Therefore, it is advisable to pay all your credit card bills on time to avoid late payment charges.

When you register online for credit card statements, a physical copy of the same is no longer sent to the cardholder. 

To register for e-statements, you need to visit the HDFC net banking and create a net banking account with all details of your credit card. Registering for e-statements usually does not take time and is done instantly. Alternatively, you can also register by visiting the HDFC bank branch.