HDFC Bank Credit Card Status

To know your HDFC Bank credit card application status, click https://leads.hdfcbank.com/applications/webforms/apply/cc_track_revamp/index.aspx

• Enter your mobile number (mandatory). This should be the same as mentioned in the credit card application form.
• Enter any one of the following
  • Application Reference Number
  • Application Form Number
  • Date of Birth (DDMMYYYY)
• Enter the Captcha Code as visible on the screen

On submitting your request, you’ll be able to view the HDFC Bank credit card application status on the screen instantly.

Once approved, HDFC credit cards are usually delivered within 21 working days. Your credit card dispatch details are shared with you through SMS on the registered mobile number as mentioned in the credit card application form. You can track the status of the dispatched credit card using the Airway Bill Number issued by the courier company transiting your credit card. Visit the official website of the courier company and track shipment using the Airway Bill Number.

HDFC Bank rejects a credit card application if the eligibility conditions are not met. Also, if the bank is not convinced of the applicant’s financial behaviour, the credit card application is rejected. The possible reasons could be:

• Low credit score
• Incomplete documentation process
• Unsatisfactory documentation
• Loan defaults
• Frequent credit report enquiries
• Income less than the eligibility limit
• No credit history
• Poor banking history
• Age ineligibility
• Unstable job profile
• High debt-income ratio
• Multiple credit card applications were submitted simultaneously

The possible outcomes HDFC credit card application status check can be:

• In process
• Approved
• Dispatched
• On-Hold
• Rejected
• No Record Found

HDFC Bank credit card application is put on hold if the documentation process is incomplete. The bank representative will call you. They will update you regarding the additional documents required to complete the credit card application process.

To check HDFC Bank credit card application status you’ll require:

• Mobile number as mentioned in the application form
• Any one of the following
  • Application Reference Number
  • Application Form Number
  • Date of Birth (DDMMYYYY)

Once you submit your HDFC Bank credit card application, you’ll be issued an application reference number. It is a 16 digit number. You’ll get this number in the confirmation message in your registered email ID or in the SMS received on the registered mobile number.

Yes. You can check your HDFC Bank credit card application status offline. The available channels are:

• Visit the nearest bank branch
• Through SMS
• Call customer care helpline number

Existing HDFC Bank customers can check credit card application status through the bank’s mobile banking app. The steps involved are:

• Login to your HDFC mobile banking app
• Move to the cards section
• Click on Track Application
• Submit request

Airway Bill Number, also known as the shipment number of the courier company transiting the credit card, will be shared with you once the credit card is dispatched. You will receive the Airway Bill Number via SMS on your mobile number, as mentioned in the credit card application. You can use this number to track your HDFC Bank credit card. The steps involved are:

• Visit the courier company website
• Go to the ‘Track shipment’ link
• Enter the Airway Bill Number
• Submit request

Provided there is no discrepancy in the credit card application and supporting documents, HDFC credit card is approved, printed and dispatched within 21 days of submission of credit card application.

Once you receive your new HDFC Bank credit card, you’ll have to activate your card either through net banking, mobile banking app, customer care helpline or through ATM machine. Once it is activated, it can be used online and at merchant outlets.

You can check if your card is active through net banking. The steps involved are:

• Login to HDFC net banking account using the customer ID and PIN
• Go to the ‘Cards’ section
• Go to ‘Active Cards’

Your Active Cards section will display your credit card number along with the credit limit and statement balance,