HDFC Credit Card Net Banking

If you are an HDFC Bank customer, you are automatically registered for the HDFC Bank credit card net banking facility. In case you are not registered for this facility, your can register in any of the following 4 ways without any cost.

Online Registration through HDFC Bank’s Website

• Visit the online banking page of HDFC on its official website by clicking the https://www.hdfcbank.com/personal/ways-to-bank/online-banking link. 
• You will find the ‘Credit Card NetBanking’ option in the middle of the webpage. Click on it and then click on the ‘Register Online’ tab.
• You will be navigated to a new page where you will be required to fill all the details for HDFC netbanking credit card registration. 
• After filling in all the required details, click on the ‘Accept terms & conditions’ button and then click on the ‘Submit’ button.
• Click on the box for mobile number confirmation on which the One Time Password (OTP) will be shared by the bank. 
• Click on the ‘Continue’ button and enter the OTP received on your registered mobile number.
• Then enter your credit card details and set your unique IPIN.
• Now you can opt for HDFC credit card net banking login with your Customer ID or User ID and IPIN.

Registration through PhoneBanking

• Call the PhoneBanking number of HDFC in your city. You can get the contact details from https://www.hdfcbank.com/personal/find-your-nearest/find-phone-banking link.
• Provide your Customer ID with TIN or credit card number and PIN.
• Now give your request for HDFC net banking credit card registration to the PhoneBanking agent of HDFC.
• You will receive your IPIN through courier at your registered mailing address in 5 business days.

Registration through ATM

• You can visit any HDFC Bank ATM to opt for this method of HDFC credit net banking registration.
• On your visit, enter your credit card number and 4-digit ATM PIN.
• Select ‘Other Option’ on the screen and then choose the ‘Net Banking Registration’ option. 
• Then confirm the same.
• Your IPIN will be sent to your registered mailing address through courier.

Registration through Bank Branch Visit

• Firstly, download the form of Net Banking Registration from the HDFC bank’s website.
• Take a printout of the form and fill in all the required details. 
• Submit the filled-up at any HDFC Bank branch.
• The bank will send your IPIN to your registered mailing address through courier.
• The HDFC credit card internet banking registration request is provided free of charge.

You can avail of the following services through the HDFC credit card net banking facility:

• Make automated bill payments of the registered credit card(s).
• View monthly credit card statement.
• View account information.
• View all unbilled transactions.
• De-register a new HDFC credit card.
• Register a new credit card.
• Generate ATM PIN for a new credit card.
• Opt for receiving your statement through email.

• The HDFC card netbanking account provides instant access to your following credit card account information: 
  • Total and remaining credit limit
  • Total and remaining cash limit
  • Billed and unbilled transactions

• Though HDFC shares HDFC credit card statements every month to your registered email address, accessing them can be a little confusing with your inbox filled with numerous emails. Netbanking can be helpful in that matter as you can easily opt for HDFC netbanking credit card login to view your statements.
• You can raise requests for the following using your HDFC net banking account:
  • Registration/deregistration for HDFC Autopay facility
  • Generation/re-generation of credit card PIN
  • Registration/deregistration for new/old credit card
  • Getting credit card statement on email

Payment of HDFC Credit Card: With HDFC credit card net banking, you can make payment for your credit card bill in just a few clicks. No need to depend on other sources to pay your credit card bills if you have installed the HDFC mobile app on your phone. Steps to pay credit card bills from your HDFC net banking account are mentioned below:

• Login to your HDFC card net banking account.
• Choose ‘Credit Card’ for which you want to make a bill payment.
• Enter the number of the card.
• Click on ‘Transact’ then ‘HDFC Credit Card Payment’ and follow the instructions.

Apply for HDFC Insta Loan: You can apply for HDFC Insta Loan through net banking facility. It is an instant loan scheme under which the borrower can avail of a quick loan up to the eligible credit limit of their credit card. Here’s how to proceed:

• Login to your net banking account.
• Select the ‘Credit Card’ tab from the left side menu and then choose ‘Insta Loan’.
• Choose the credit card and click on the ‘Continue’ button.
• You will be required to enter the required loan amount within the available credit limit. 
• Select the repayment tenure for your loan and confirm.
• An approval or rejection acknowledgement of the loan will be displayed on the screen.

Change Your HDFC Credit Card ATM PIN:

No need to worry in case you forget your credit card PIN as you can easily change your PIN with the HDFC net banking facility. Follow the steps below to raise a request for a new IPIN:

• Login to your HDFC net banking account. 
• Click on the ‘Credit Cards’ tab and then choose the ‘Credit Card ATM PIN’ option.
• From the drop-down menu, select the Credit Card and then click the ‘Continue’ button.
• A message will be displayed confirming your request for a new credit card PIN on successful completion. 
• A new credit card PIN will soon be delivered will at your registered address.

Block HDFC Credit Card: If your HDFC credit card is lost or stolen, you can block the card yourself through a net banking account instead of approaching HDFC customer care. Here’s how:

• Login to your HDFC net banking account.
• Choose ‘Credit Card’ and then select the ‘Hotlisting’ option.
• Choose the credit card that you wish to block.
• Provide the reason for blocking either lost or stolen.
• Select the ‘Yes’ or ‘No’ option for the reconfirmation of the card blocking. 
• Click on the ‘Submit’ button.
• Your credit card will be blocked, and the credit limit will be zero. 

Apply for HDFC SmartEMI: With HDFC SmartEMI, you can convert your purchases made with your credit card into EMIs. This facility can be availed of by select HDFC customers, and it allows them to convert their purchases above Rs. 2,500 into EMIs. Follow the below-mentioned steps to apply for SmartEMI through net banking:

• Login to HDFC net banking account.
• Click on the ‘Credit Card’ tab from the left side menu and then choose ‘SmartEMI’.
• Now select the card and the transaction to be converted into SmartEMI.

Change HDFC Credit Card Net Banking Password: You can change your net banking password through your HDFC net banking account by following the steps given below:

• Login to your net banking account and click on the ‘change password’ option given at the top right of the screen of your net banking homepage.
• Enter the current and new passwords in the respective boxes and then click on the ‘Submit’ button.
• An acknowledgement will be displayed on the screen regarding the change in password.
• The bank will also send an email regarding the same to your registered email address.