Indiabulls Dhani offers personal loan at attractive interest rates starting from 0% p.a., repayment tenure of up to 3 months, and subscription fee of up to Rs. 1,500.
|Loan amount||Rs. 2,500 – Rs. 1 Lakh|
|Rate of interest||Starting from 0%|
|Repayment tenure||3 months|
|Subscription fee||Rs. 125 - Rs. 1,500|
|Turnaround time||Get money in just 3 minutes|
Following are the Indiabulls Dhani Eligibility Criteria:
|Two Wheeler Loans||Purchase a home/scooter with no down payment provided|
|New Car Loans||Purchase of a pre-owned car|
|Used Car Loans||Purchase of a new car|
|Wedding Loan||Pay for the wedding expenses incurred. Covers the cost of invitations, jewellery, hotel room for guests, travel expenses, venue expenses, decoration expenses etc.|
|Travel Loans||Holiday /personal travel expenses.|
|Medical Loans||Pay for any medical emergency. Covers the cost of the treatment, doctor's fees, medicines etc.|
|Education Loans||Fund the education expenses of students studying abroad or in India.|
|Top-up Loans||Personal Loan that can be availed by anyone already having an Existing loan with Indiabulls Personal Loan.|
|Personal Loan Eligibility by Banks|
Now get Navi personal loan of Rs. 10,000 to Rs. 20 Lakhs at lowest interest rate starting from just 9.99% per annum. Repay in easy instalments of 3 to 72 months. The processing fee ranges from 2.5% to 6% of the sanctioned limit + GST.
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Indiabulls Dhani specialises in quick approvals and disbursements. Indiabulls Dhani only requires the following details from you for your personal loan application - Pan card Information(to verify your identity), Address proof(in the form of Passport, Aadhar Card, Driving License, Utility Bills) and your Bank account details(to verify your finances) along with your application form. You can submit these details to us online itself. Once your loan is approved, we will disburse you with the loan amount immediately.
Indiabulls Dhani is a revolutionary tool by Indiabulls group to provide personal financial assistance to individuals. Indiabulls Dhani's best feature is the quick and hassle-free personal loan process. Indiabulls Dhani ensures that their customers never have to wait at their branches to avail a Personal loan. They provide an easy application process through their website or app. Their application is extremely user-friendly and you can apply, verify, upload and even check your application status through the same.
The EMI amount contains your Interest as well as the principal amount. At Indiabulls, the Interest to be applied is calculated using a monthly reducing balance method. In a monthly reducing balance method, the principal amount is reduced with the EMI payment and the Interest is calculated every month, on the remaining amount. The Interest rate may also change monthly /yearly as per the plan and type of loan availed.
You can pay for the personal loan EMI through NACH (National Automated Clearing House). NACH is a web-based platform that helps you to make bulk periodic transactions. You will have to register for NACH to start paying your EMIs. The EMI amount will then be deducted directly from your bank account every month.
The most important feature/benefit of a Personal loan is that it can be used for any purpose. There is no restriction on the end usage of the personal loan amount availed. Also, Indiabulls Dhani offers a quick and hassle-free application process for Personal loans. Indiabulls Dhani offers you a variety of Personal loan products for all your customer needs. Personal loans also offer a lower Interest rate as compared to other credit facilities like credit cards. Personal loans are also unsecured, which means they require no collateral. Indiabulls Dhani also does not require a guarantor to approve your loan. Through personal loans, you can avail for a loan of up to 15 lakhs.
The EMI is a very important part of your loan application process as this is the amount that you will have to pay long term. The EMI amount needs to be enough to fall well within your monthly income. Moreover, the bank will also your EMI amount to check your income eligibility. Finalizing the EMI amount also means finalizing the loan amount and tenure for your Personal Loan application. For all these reason, it is important to determine your EMI beforehand, so you can be confident in your application.
Indiabulls Dhani provides a wide variety of Personal loan products for its customers. Please find the details below:
Along with the Interest rate, other charges associated with your Personal Loan are Processing few, Prepayment charges, EMI bounce charges, late payment fees etc. The processing fee will have to be paid at the time of submitting your loan application. The processing fee starts from 3% of the loan amount. Pre-payment charges for Personal Loan are nil. EMI bounce charges are 400/- per EMI bounce and late payment charges start from 3%per month. Apart from these, you will also have to pay any legal/stamp duty charges as applicable as per state laws.
Once you submit your application to Indiabulls Dhani, the team will go through your application and eligibility. Based on your desired loan amount and tenure, you will be given a soft approval. Once the team verifies your eligibility and determines that you are a trustworthy individual, the team finalists the loan details and gives you the hard approval. The team then sends you the documents such as sanction letter, loan agreement etc by mail. A sanction letter contains all the details such as the approved loan amount, tenure and the approved rate of Interest. The loan amount is then disbursed as per the details mentioned in the sanction letter.
Yes, Indiabulls Dhani provides you with the latest technology-based application features. You can easily apply, submit and track your Personal loan application through the company's website or mobile application.
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