Dhani
Personal Loan

Dhani personal loan interest rate starts from as low as 13.99% per annum. The applicable interest rate is decided based on the borrower’s credit score, income, age, current obligations (if any), loan amount requirement, and other eligibility factors.  
To get the lowest Dhani loan interest rate, make sure you build and maintain an excellent credit score of 750 or above.

**You can check FREE Credit Score online by PAN number on our MyMoneyMantra website.

To get instant Dhani personal loan apply online through the app with the documents mentioned below:

• Aadhaar for KYC
• PAN Card
• Identity proof
• Applicant’s selfie

Below are the Indiabulls dhani personal loan eligibility criteria:

• Individuals must be aged 21 years or above.
• Applicants should be salaried or self-employed.
• Applicants must be an Indian citizen to meet the Dhani personal loan eligibility norms.
• You must have an Aadhaar number to complete your KYC and instant money transfer.
• For disbursal, you must link your bank account to permit the lender to auto debit monthly EMIs through Net banking/Debit Cards option OR choose the physical/Aadhaar based e-mandate option.
• The sanction of a personal loan, its tenure, and terms & conditions are subject to DLSL’s (Dhani Loans & Services Limited) internal review and evaluation.

Tip: Check Free Credit Score before applying for a loan

Check Indiabulls dhani personal loan EMI Calculator to know your monthly EMI. Also, you can calculate the Dhani instant loan EMI  with the help of MyMoneyMantra Personal Loan EMI Calculator. The tool can be accessed on our official website under the Financial Tools Menu. 

Herein, you only need to share your loan details: Loan amount, Dhani loan Interest rate, and the repayment tenure.

Now, press the ENTER button on your keyboard to get the result.

Instantly the tool will share loan details: Loan EMI, Total Interest Payment, and Total Payment. You will also get a visual representation in the form of a pie chart.

To understand the dynamics better, you may like to change the amount, tenure or Dhani personal loan interest rate and calculate again with different data. This will help you compare various loan offers and choose the best deal in no time.

Also Check: Dhani OneFreedom Credit Card & apply for it.

• After you apply for the loan using the Indiabulls Dhani personal loan app with Indiabulls login personal loan details on your smartphone, you will have to enter your valid phone number.
• You will receive an OTP, which has to be entered in the required field for Personal Loan Verification Process.
• The representatives of the lender will verify your number and you will be then asked to enter the loan amount.
• The app will then require your few basic details. On providing these details, your identity will be verified by the lender, and you will get the Dhani loan payment amount directly in your bank account within minutes.
• Post disbursal you can start making Dhani loan payments online in easy EMIs.

You can check the Indiabulls Dhani Loan application status by following the steps mentioned below:

• Download the Dhani app on your smartphone from Google Play (Android) or App Store (iOS).
• Log in to the app using your Indiabulls personal loan login credentials.
• You will see some tabs. Click on the type of loan you have applied for from the given options.
• Your Indiabulls personal loan application status will be displayed on the screen.

Below is the complete process of applying for a loan on Dhani mobile application:

• Download and install the Dhani personal loan app on your mobile from Google Play or App Store for free.
• Enter your contact number to receive an OTP which has to be entered in the required space for verification.
• After your number is verified, you will have to enter the required loan amount.
• You will then be asked to enter some details about yourself, such as if you are salaried or self-employed, sector wherein you are employed, mode of receiving salary, address details, PAN Card number, and so on.
• After entering all the required details, your identity will be verified.
• Then the approved loan amount will be directly transferred to your bank account within a few minutes.
• You can also use Dhani app for making online Dhani Loan payment, managing and tracking the loan account, and repaying outstanding amounts.

You can reach out to Indiabull Dhani’s customer care centre between 8:00AM to 8:00PM at the following numbers:

Dhani Loans: 0124-6165722
Dhani Credit Line: 022-67737800

You can also send email at: support@dhani.com

If you need instant Dhani personal loan apply online through Dhani mobile app or call at the customer care number mentioned above.