Dhani Personal Loan Details

Loan amountRs. 1,000 - Rs. 15 Lakhs
Interest rateStarting from 13.99% p.a
Repayment tenure3 - 24 months
Subscription feeRs. 125 - Rs. 1,500 
Processing fee 3% onwards 
Prepayment chargesNil for loans below Rs. 20,000 & 5% thereafter

Indiabulls Dhani Personal Loan Features 

Below are some attractive features of Indiabulls personal loan:

  • Loan amount from Rs. 1,000 to Rs. 15 Lakhs
  • Dhani app loan interest rate starts from 13.99% p.a.
  • The loan can be repaid in 3 interest-free EMIs.
  • A subscription fee of Rs. 125 to Rs. 1,500 is applicable on loan.
  • Get Instant Dhani Loan in just 3 minutes.

Indiabulls Personal Loan Interest Rate

Dhani personal loan interest rate starts from as low as 13.99% per annum. The applicable interest rate is decided based on the borrower’s credit score, income, age, current obligations (if any), loan amount requirement, and other eligibility factors.  
To get the lowest Dhani loan interest rate, make sure you build and maintain an excellent credit score of 750 or above.

Documents Required for Indiabulls Dhani

To get instant Dhani personal loan apply online through the app with the documents mentioned below:

  • Aadhaar for KYC
  • PAN Card
  • Identity proof
  • Applicant’s selfie

Indiabulls Dhani Personal Loan Eligibility

Below are the Indiabulls dhani personal loan eligibility criteria:

  • Individuals must be aged 21 years or above.
  • Applicants should be salaried or self-employed.
  • Applicants must be an Indian citizen to meet the Dhani personal loan eligibility norms.
  • You must have an Aadhaar number to complete your KYC and instant money transfer.
  • For disbursal, you must link your bank account to permit the lender to auto debit monthly EMIs through Net banking/Debit Cards option OR choose the physical/Aadhaar based e-mandate option.
  • The sanction of a personal loan, its tenure, and terms & conditions are subject to DLSL’s (Dhani Loans & Services Limited) internal review and evaluation.

How to Calculate Indiabulls Dhani EMI?

Check Indiabulls dhani personal loan EMI Calculator to know your monthly EMI. Also, you can calculate the Dhani instant loan EMI  with the help of MyMoneyMantra Personal Loan EMI Calculator. The tool can be accessed on our official website under the Financial Tools Menu. 

Herein, you only need to share your loan details: Loan amount, Dhani loan Interest rate, and the repayment tenure.

Now, press the ENTER button on your keyboard to get the result.

Instantly the tool will share loan details: Loan EMI, Total Interest Payment, and Total Payment. You will also get a visual representation in the form of a pie chart.

To understand the dynamics better, you may like to change the amount, tenure or Dhani personal loan interest rate and calculate again with different data. This will help you compare various loan offers and choose the best deal in no time.

Indiabulls Dhani Loan Verification Process

  • After you apply for the loan using the Indiabulls Dhani personal loan app with Indiabulls login personal loan details on your smartphone, you will have to enter your valid phone number.
  • You will receive an OTP, which has to be entered in the required field for Personal Loan Verification Process.
  • The representatives of the lender will verify your number and you will be then asked to enter the loan amount.
  • The app will then require your few basic details. On providing these details, your identity will be verified by the lender, and you will get the Dhani loan payment amount directly in your bank account within minutes.
  • Post disbursal you can start making Dhani loan payments online in easy EMIs.

How to Check Indiabulls Dhani Application Status?

You can check the Indiabulls Dhani Loan application status by following the steps mentioned below:

  • Download the Dhani app on your smartphone from Google Play (Android) or App Store (iOS).
  • Log in to the app using your Indiabulls personal loan login credentials.
  • You will see some tabs. Click on the type of loan you have applied for from the given options.
  • Your Indiabulls personal loan application status will be displayed on the screen.

How Does Dhani Mobile App Work?

Below is the complete process of applying for a loan on Dhani mobile application:

  • Download and install the Dhani personal loan app on your mobile from Google Play or App Store for free.
  • Enter your contact number to receive an OTP which has to be entered in the required space for verification.
  • After your number is verified, you will have to enter the required loan amount.
  • You will then be asked to enter some details about yourself, such as if you are salaried or self-employed, sector wherein you are employed, mode of receiving salary, address details, PAN Card number, and so on.
  • After entering all the required details, your identity will be verified.
  • Then the approved loan amount will be directly transferred to your bank account within a few minutes.
  • You can also use Dhani app for making online Dhani Loan payment, managing and tracking the loan account, and repaying outstanding amounts.

Indiabulls Dhani Customer Care

You can reach out to Indiabull Dhani’s customer care centre between 8:00AM to 8:00PM at the following numbers:

Dhani Loans: 0124-6165722
Dhani Credit Line: 022-67737800

You can also send email at: support@dhani.com

If you need instant Dhani personal loan apply online through Dhani mobile app or call at the customer care number mentioned above. 

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Indiabulls Dhani Personal Loan FAQs

How can I apply for a personal loan through the Dhani app?

  • Download the Dhani app on your smartphone from Google Play (Android) or App Store (iOS).
  • You can apply using your Aadhaar number to complete your KYC and get money instantly OR upload your identity proof documents along with your selfie to complete your application.
  • Check all the details regarding your loan like loan amount, tenure, interest rate, etc. 
  • Proceed for disbursal by linking your bank account for Auto Debit of EMIs using Net banking or Debit Cards option. You ca n also opt for Aadhaar based or physical emandate option.

Is the Dhani app available on Android phones?


Yes, the app is available on both, iOS as well as Android smartphones.

Do I need to pay on Dhani loan from the beginning?


You don’t need to make any principal payments for the first few months. Just pay the interest component of your EMIs every month & principal after a few months.

Where can I use my credit line?


You can use your Dhani credit line on anything, including holidays, phones, computers, clothes, shopping, and so on.

Is there any processing fee for Dhani loans?


No, there is no processing fee involved. However, you will have to pay a subscription fee of Rs. 125 to Rs. 1,500, depending on your subscription plan.

What is the limit for Dhani Credit Line?


You can get credit lines up to Rs. 1,00,000.

What can I do with dhani Wallet?


You can manage all your online payments, including phone recharge; gas, electricity, & utility payments; flight, bus, or hotel bookings; online shopping on a single app. 

What is the payment system of Dhani Instant Personal Loans?


With Dhani’s instant personal loans, you can get money transferred to your account. You will have to pay only interest amount as EMI during the first 6 months and pay principal later.