Question 1

✅ How can I apply for a personal loan through the Dhani app?

Accepted Answer

Download the Dhani app on your smartphone from Google Play (Android) or App Store (iOS).  You can apply using your Aadhaar number to complete your KYC and get money instantly OR upload your identity proof documents along with your selfie to complete your application.  Check all the details regarding your loan like loan amount, tenure, interest rate, etc.   Proceed for disbursal by linking your bank account for Auto Debit of EMIs using Net banking or Debit Cards option. You ca n also opt for Aadhaar based or physical emandate option.

Question 2

✅ Is the Dhani app available on Android phones?

Accepted Answer

Yes, the app is available on both, iOS as well as Android smartphones.

Question 3

✅ Do I need to pay on Dhani loan from the beginning?

Accepted Answer

You don’t need to make any principal payments for the first few months. Just pay the interest component of your EMIs every month & principal after a few months.

Question 4

✅ Where can I use my credit line?

Accepted Answer

You can use your Dhani credit line on anything, including holidays, phones, computers, clothes, shopping, and so on.

Question 5

✅ Is there any processing fee for Dhani loans?

Accepted Answer

No, there is no processing fee involved. However, you will have to pay a subscription fee of Rs. 125 to Rs. 1,500, depending on your subscription plan.

Question 6

✅ What is the limit for Dhani Credit Line?

Accepted Answer

You can get credit lines up to Rs. 1,00,000.

Question 7

✅ What can I do with dhani Wallet?

Accepted Answer

You can manage all your online payments, including phone recharge; gas, electricity, & utility payments; flight, bus, or hotel bookings; online shopping on a single app.

Question 8

✅ What is the payment system of Dhani Instant Personal Loans?

Accepted Answer

With Dhani’s instant personal loans, you can get money transferred to your account. You will have to pay only interest amount as EMI during the first 6 months and pay principal later.

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