Some of the most important Axis Personal Loan details are as mentioned below:
|Loan amount||Rs. 50,000 - Rs. 15 Lakhs|
|Rate of interest||12% - 24%|
|Tenure||12 - 60 months|
|Lowest EMI possible||Rs. 2,224 Per Lakh|
|Processing fee||1.5% to 2% of the loan amount + GST|
|Processing fee||1.5% - 2% of the sanctioned loan amount + GST|
|Penal interest||24% per annum (2% per month) on the overdue instalment|
|Repayment instruction or instrument return charges||Rs. 500 per instance of cheque/ SI/ ECS/ NACH debit instruction dishonour + GST|
|Credit Information Companies report issuance charges||Rs. 50 per instance per set + GST|
|Cheque/Instrument swap charges||Rs. 500 per instance + GST|
|Charges for issuing duplicate amortization schedule||Rs. 250 per instance per set + GST|
|Charges for issuing a duplicate statement||Rs. 250 per instance per set + GST|
|Re-issuance of photocopy of loan agreement or documents||Rs. 250 per instance per set + GST|
|Duplicate NOC||Rs. 500 per instance per set + GST|
|Stamp duty charges||As per the State Stamp Act|
Here are some attractive Axis Bank Personal Loan features:
Following are the factors that the bank look upon when deciding your Axis Bank Personal Loan Eligibility:
Below are the Axis Bank Personal Loan Documents that you will be required to submit:
|Lender||Maximum Loan Amount||Maximum Tenure||Interest Rate||Processing Fee|
|Axis Bank Personal Loan||Rs. 15 Lakhs||60 months||12% - 24%||1.5% to 2% of the loan amount + GST|
|HDFC Personal Loan||Rs. 12 Lakhs||5 years||10.75% - 21.30%||Up to 2.50%, minimum Rs. 2,999 & maximum (Rs. 25,000 for salaried)|
|YES Bank Personal Loan||Rs. 40 Lakhs||60 months||13.99% - 16.99%||Up to 2.50%, minimum Rs. 999 + taxes|
|Citibank Personal Loan||Rs. 30 Lakhs||60 months||9.99% - 16%||Up to 2%|
|PNB Personal Loan||Rs. 10 Lakhs||60 months||8.80% - 11.65%||Up to 1% + GST|
You can instantly calculate Personal Loan monthly instalment using our online Personal Loan EMI Calculator or Axis Bank Personal Loan EMI Calculator. The process is completely hassle-free. The access is open to all, and there are no charges involved. All you need to do is provide - Loan Amount, Rate of Interest, and Tenure for EMI Calculation.
You will instantly get the estimated Axis Bank Personal Loan EMI Online along with the total cost of the loan and the total interest payable. You can compare different combinations and choose the tenure and amount according to your budget. Our loan representative can further help you know about the best offer for your financial needs.
Axis Bank is one of the largest private sector banks of India and thus extends world-class customer service to the consumers. All you need to do is follow 3 simple steps to get your grievances addressed:
You can directly raise a query or make a request or complaint by visiting the bank’s official website. For unanswered requests, send an email through www.axisbank.com/support. It will generate a Service Request Number. Please save it for records.
Make sure you use a registered email id to make a request. Visit Axis Bank Personal Loan Customer Care and Check the status of your complaint on Toll-Free Number: 18004190068.
If you are not satisfied with the response of Axis Bank, Customer Support Team, write a mail to the Nodal Officer. Fill the online form and mention your Service Request Number.
You can also write to Circle Nodal Officer if you are dissatisfied with the response of your branch.
As per RBI guidelines and Banking Ombudsman Scheme, y can write your grievance to Principal Nodal Officer if you are not satisfied with the response.
24 X 7 customer care contact numbers for Axis Bank are 1860-419-5555, 1860-500-5555
You can also contact on +91-22-24252525/43252525
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You can apply for Axis Bank Personal Loan in the following ways:
Axis Bank replies to loan queries within a maximum of 30 working days from the date of receipt of the completed applications. At MyMoneyMantra, we help customers submit a duly filled form with all the required documents. We ensure that there is no difficulty in filling the loan application. We work towards the lowest turnaround time for the borrowers.
Axis Bank offers Personal Loan from Rs. 50,000 to Rs. 15,00,000 to the eligible borrowers. However, the approval amount depends on certain factors:
The bank offers a personal loan for 12 to 60 months.
MyMoneyMantra does not charge any fees to help you apply for Personal Loan. Our services are 100% free. Only Axis bank would charge a standard, non-refundable processing fee, which will range between 1.5% to 2% of the loan amount plus GST as applicable. All the dues are clearly mentioned in the loan document, and there is no hidden cost involved.
Repayment Schedule/ Interest Certificate by directly calling to Axis Bank Call Centre toll-free number: 1860 419 5555.
Or, send an email to loans@Axisbank.com from your registered email id. You can also visit any of the Axis Bank Loan Centers to make the request.
Yes, you are allowed to make a part-prepayment according to your financial capacity. There are currently no additional charges on part-prepayment of Axis Bank Personal Loan.
For updating the personal details, you can call customer care or mail at loans@Axisbank.com
It is mandatory to clear all outstanding dues before foreclosing the account. So, request a Foreclosure Statement from the bank. After paying out all of the outstanding dues, submit a foreclosure request. Currently, there is no charge for foreclosure of axis bank personal loan.