Apply for a pre-approved personal loan up to Rs. 50 Lakhs online without any documents at competitive interest rate. The repayment can be done in tenure of up to 6 years. Get the pre-approved loan offer from top banks like HDFC, SBI, Bajaj Finserv, ICICI and IDFC FIRST.
|Bank name||Loan amount||Interest Rate||Processing fee|
|HDFC Personal Loan||Up to Rs. 40 Lakhs||10.50% - 21% p.a.||Up to 2.50%|
|SBI Personal Loan||Up to Rs. 20 Lakhs||9.60% - 12.60% p.a.||0% till 31.01.2022|
|Bajaj Finserv Personal Loan||Up to Rs. 25 Lakhs||13% p.a. onwards||Up to 4% + taxes|
|ICICI Personal Loan||Up to Rs. 50 Lakhs||11.25% p.a. onwards||1.25% + GST|
|IDFC FIRST Personal Loan||Up to Rs. 40 Lakhs||10.49% p.a. onwards||Up to 3.5%|
Pre-approved personal loans are offered by many banks, NBFCs, and other lending institutions to their valuable customers who have an existing relationship with them. Some of the top banks that provide pre approved personal loans are HDFC, SBI, ICICI, Bajaj Finserv, and IDFC FIRST Bank. They offer pre-approved loans up to Rs. 25 Lakhs - Rs. 50 Lakhs at interest rates starting from 9.60% - 13% p.a. And processing fee up to 4%.
HDFC offers pre-approved personal loans up to Rs. 40 Lakhs for its select customers. Existing HDFC Bank customers can log in to their NetBanking account to check their eligibility for a pre-approved offer.
SBI pre-approved personal loan scheme is offered to select SBI customers. You can get up to Rs. 20 Lakhs loan amount with instant loan processing and disbursement in just 4 clicks.
Apply for Bajaj Finserv pre-approved personal loan and get the loan processed instantly. Existing customers just need to provide some basic contact details, share the OTP and check their eligibility in a few seconds.
ICICI offers pre-approved personal loans up to Rs. 50 Lakhs to the customers with good credit history in just 3 seconds. The pre-approved customers can enjoy the least processing time with minimal documentation. You can log in to the Internet Banking with iMobile app or through the website of the bank to check your eligibility.
IDFC FIRST Bank offers pre-approved personal loan up to Rs. 40 Lakhs with zero documents to select reputed customers. You can apply for the loan online through the bank’s website or the IDFC FIRST Bank Loans app or offline from the branch.
Note: know about the sbi personal loan interest rates and get instant loan.
Now get Navi personal loan of Rs. 10,000 to Rs. 20 Lakhs at lowest interest rate starting from just 9.9% per annum. Repay in easy instalments of 3 to 72 months. The processing fee ranges from 2.5% to 6% of the sanctioned limit + GST.
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In most cases, you can get approval in a few hours or even minutes of application.
The maximum loan amount offered under a pre-approved personal loan is up to Rs. 50 Lakhs. The loan amount eligibility varies from bank to bank and depends on the borrower’s eligibility.
You will usually get an SMS or email from your bank regarding the pre-approved personal loan offer. You can also check your eligibility online through the bank’ netbanking or mobile app or offline by visiting the nearest branch. You can also call at the customer care number of the bank to know your eligibility.
HDFC, ICICI, and SBI are some of the banks that have the easiest personal loan approval process.