As a privilege customer of SBI Card PRIME, you get welcome e-voucher worth 3,000. The gift voucher can be used with any of the partner brands: Yatra.com, Hush Puppies/ Bata, Marks & Spencer, Pantaloons and Shoppers Stop.
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SBI Card PRIME is packed with multiple avenues to earn PRIME rewards, milestone rewards, and complimentary rewards. To earn maximum points, you must use your PRIME Card for the bill payments. The payments processed by your wallet would not earn you points. As you accumulate points, you earn additional bonus offers such as renewal fee waiver and Pizza Hut e-vouchers.
You can earn 20 Points/ 100 on setting up standing instruction for the payment of Utility Bills
Example: Say, you pay 10,000 monthly bills for electricity, telephone, water, cooking gas, TV, etc. You can earn 2000 points every month and 24000 per year by paying bills with your SBI Card PRIME. You also get free credit for the duration of the card payment cycle.
Next, you can earn 10 Reward Points per 100 on Dining, Groceries, Departmental stores and Movie spends.
Let's say you have another sum of 10000 -15000 monthly expenses on dining, grocery, movie, travel booking, etc. Here you can conveniently earn 24000-30000 points in a year.
You get additional 20 Reward Points on 100 spent on your birthday. So a party day can save you 2000-4000 points.
4 points =1
You can use the accumulated points to pay the credit card bill and also avail milestone benefits at the same time.
It is absolutely hassle-free to redeem reward points of your SBI Card PRIME. You can redeem the points through SBI Card Mobile app, by writing an email or logging in SBI Card website with your account ID and password. Redemption can be made for gift voucher, gifts as well as cash. The choice is entirely yours.
It takes 3 to 10 working days to deliver the E-Vouchers and 15 to 30 days to deliver the gifts picked from reward catalogue.
You can revise the limit of your SBI Credit Card if you receive a pre-approved credit limit offer or by forwarding a request for the same. For, the former option it will be a Zero document approval and all you need to do is initiate the request through the website or your registered mobile number via SMS, Call or by writing an email.
Based on its internal risk policy, SBI Card periodically keeps a check on the cardholders Credit Limit. Primarily your credit card repayment history contributes in gaining pre - approval limit offer.
For requesting an increase in the limit (without a pre - approved offer in hand), contact SBI Card helpline number at 1860 180 1290 or 39 02 02 02 (prefix STD code). You need to check if you are eligible for the same or not.
After the positive response from the customer car, submit income documents to prove your eligibility for a limit increase. Submit soft copies of Form 16, ITR VI, Last 2 months salary slips at www.sbicard.com or email the same. You can also send the documents to following address:
Correspondence Department, DLF Infinity Towers, Tower C, 10-12 Floor, Block 2, Bldg 3, DLF Cyber City, Gurgaon - 122002
The basic eligibility requirements are:
For SBI Card PRIME you would require basic documents to establish your identity, income and residence proof. The documents required are:
Balance Transfer facility on SBI Card PRIME facilitates the primary cardholder to transfer their other cards? outstanding payments to SBI Card at a lower interest rate.
You can request for BT on SBI Card PRIME in following ways:
Alternatively, SMS BT to 56767; or call SBI Card Helpline at 39 02 02 02 (prefix STD code) / 1860 180 1290 and make the request.
It is mandatory for financial institutions to report credit activity of individual as well as commercial accounts periodically to the credit bureaus like CIBIL. This indeed builds your credit history and improves your financial credibility. If you regularly pay out your Credit Card bills, you can create a good credit history with no efforts, whatsoever. This will help you avail easy loans, overdraft, credit lines in the future.