Below are the key highlights of SBI Card PRIME:
The key features and benefits of SBI PRIME credit card are as follows:
Fuel Surcharge Waiver
Trident Privilege Membership
Club Vistara Membership
Fraud Liability Cover
Easy Bill Pay Facility
Balance Transfer on EMI
Joining & Renewal Fees
The basic eligibility criteria to be fulfilled to get approved for the SBI PRIME credit card are:
Moreover, you can check the basic SBI Credit Card Eligibility Criteria for other SBI Cards.
The documents required to apply for an SBI PRIME credit card are listed below:
You can apply for SBI Card PRIME through any of the following ways:
Follow the steps below to apply for an SBI PRIME Card through the official website of the bank:
Alternatively, you can also apply for the card online from our website. The process for the same is given below:
Know how good your score is
Get insights on how to improve it
Unlock offers as per your score
To earn max rewards & redeem cashback, value back offers, discounts & exclusive deals. Select the best Credit Card as per need.
To earn maximum points, you must use your PRIME Card for the bill payments. The payments processed by your wallet would not earn you points. As you accumulate points, you earn additional bonus offers such as renewal fee waivers and e-gift vouchers.
It is absolutely hassle-free to redeem reward points of your SBI Card PRIME. You can redeem the points through the SBI Card mobile app, by writing an email or logging in SBI Card website with your account ID and password. Redemption can be made for gift vouchers, gifts as well as cash. The choice is entirely yours. It takes 3 to 10 working days to deliver the E-Vouchers and 15 to 30 days to deliver the gifts picked from the reward catalogue.
You can revise the limit of your SBI Credit Card if you receive a pre-approved credit limit offer or by forwarding a request for the same. For requesting an increase in the limit (without a pre-approved offer in hand), contact SBI Card helpline number at 1860 180 1290 or 39 02 02 02 (prefix STD code). You need to check if you are eligible for the same or not.
After the positive response from the customer car, submit income documents to prove your eligibility for a limit increase. Submit soft copies of Form 16, ITR VI, Last 2 months salary slips at www.sbicard.com or email the same.
You can also send the documents to the following address:
Correspondence Department, DLF Infinity Towers, Tower C, 10-12 Floor, Block 2, Bldg 3, DLF Cyber City, Gurgaon - 122002
The balance transfer facility on SBI Card PRIME facilitates the primary cardholder to transfer their other cards’ outstanding payments to SBI Card at a lower interest rate.
You can request for BT on SBI Card PRIME in the following ways:
Alternatively, SMS BT to 56767; or call SBI Card Helpline at 39 02 02 02 (prefix STD code) / 1860 180 1290 and make the request.
It is mandatory for financial institutions to report the credit activity of individual as well as commercial accounts periodically to the credit bureaus like CIBIL. This indeed builds your credit history and improves your financial credibility. If you regularly pay out your credit card bills, you can create a good credit history with no effort, whatsoever. This will help you avail easy loans, overdrafts, and credit lines in the future.