It has a wide network of 4659 branches spread over 29 states across the country. The Bank is dealing with various personal, corporate and retail banking services and products.
CentralCard, the first credit card of the Bank was introduced in the year 1980. The credit cards of Central Bank of India are popular owing to the minimal fees and interest and the numerous features and benefits associated with the cards.
The following are the features and benefits of Central Bank of India Credit Card
The following are the three categories of Central Bank of India Credit Card
There are two variants under Visa Card
There are two variants under Master Card
There are two variants under RuPay Card
The following are the detailed features of Central Bank of India Credit Card
|Name of the Card||Features|
|Visa Platinum Credit Card|
|Aspire Credit Card|
|Titanium Credit Card|
|World Credit Card|
|Rupay Platinum Credit Card|
|Rupay Select Credit Card|
The details of the rewards of Central Bank of India Credit Card are as given in the table below
|Name of the Card||Rewards|
|Visa Platinum Credit Card||1 reward point for every 100/- spent for all purchases|
|Aspire Credit Card||1 Anmol Reward point for every 100/- spent on the card|
|Titanium Credit Card||1 reward point for every 100/- spent on the card|
|World Credit Card|
|Rupay Premium Credit Card||1 reward point for every 100/- spent on the card|
|Rupay Select Credit Card||3 reward points for every 100/- spent on the card|
There are various exclusive offers on Visa Cards, Mastercards and Rupay Cards. Some of them are as listed in the table below:
|Name of the Card||Offers|
Offers on online food orders
The details of fees charged for Central Bank of India Credit card are as given below:
|Name of the Card||Joining Fee||Annual Fee|
|Visa Platinum Credit Card||Nil||100/-|
|Aspire Credit Card||Nil||100/-|
|Titanium Credit Card||Nil||100/-|
|World Credit Card||500/-||500/-|
|Rupay Platinum Credit Card||Nil||Nil|
|Rupay Select Credit Card||500/-||500/-|
The charges for Central Bank of India Credit Card is as mentioned below:
|Name of the charge||Amount|
|Finance Charge||1.5% p.m. to 3.5% p.m.depending on the card.|
|Cash withdrawal charges||100.00 per withdrawal and 1.5% to 3.5% on transaction amount from the date of withdrawal to the date of repayment depending on the card.|
|Bounce charges||150/- per instance|
|Delayed payment charges||100/-for all other cards and 350/- for World Credit Card|
|Delayed payment charges for Rupay Select Credit Card|
|Card cancellation charges||100/-|
|Foreign Currency Mark-up fee||3.5% of the transaction|
|Railway ticket surcharge|
30/- plus 2.5% of the transaction when booked at railway counters.
If booked online 1.8% of the transaction amount
|Emergency Card Replacement Charges||150/-|
|Charges for the usage of the card over and above the sanctioned limit||2% on the overdrawn amount with a minimum of 100/-|
The applicant has to fulfil the following eligibility criteria to qualify for the card.
The following documents are required for Central Bank of India Credit Card.
To apply for the Central Bank of India Credit Card offline, you can download the application online and submit the same along with the required documents at the nearest Central Bank of India branch.
You should make use of the digital platform provided by MyMoneyMantra for applying for the card.
Applying for the Central Bank of India Credit Card through MyMoneyMantra makes the whole task simple and hassle free for you. You need to get in touch with a single point of contact and the rest will be seamlessly handled by the MyMoneyMantra expert. You will be guided throught he process of application submission and documentation so that not only is it a faster process but also involves least trouble for you.
The experts also guide you across various other products and services from this bank or any other that you can use for better management of your personal finances.
There are numerous payment options for the payment of Central Bank of India Credit Card Bill.
In case of any queries regarding Central Bank of India Credit Card you can contact the Credit Card Customer Care on the following numbers.
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To earn max rewards & redeem cashback, value back offers, discounts & exclusive deals. Select the best Credit Card as per need.
You can check the card application status both online and offline by giving the application reference number, mobile number or date of birth.
You can generate the PIN by at any CBI ATM by opting for Green PIN generation option. On providing some of the personal details like date of birth and mobile number. OTP will be sent to your registered mobile number for verification. Thereafter you can reset your PIN as desired.
When the card is availed against Fixed Deposit, the credit limit will be up to 100% of the fixed deposit amount with a minimum of 20,000/- and a maximum of 10.00 lakhs.
The interest-free period is 55 days.
You can redeem the reward points by logging in to the website ccard.centralbankofindia.co.in and redeem the reward points for either vouchers of leading brands or any gift from the catalogue.
To avail this service, you should send a missed call to 9223512345 from your registered mobile number to initiate the IVR call. On receiving a missed call, a return call will be sent to the same number. When the call is answered, an IVR will be played which will give instructions for the services required.
Based on your requirement you can choose the option and you will get the information through SMS on your registered mobile number.
Yes, a facility to convert purchases over 3000/- into EMI is available only for select merchant establishments who have a tie-up with Central Bank of India.