Personal Loan on PAN Card

Get an instant personal loan on PAN card by providing your PAN card as documentation. The interest rates are affordable and the tenure is flexible. Once the loan is approved through the PAN loan app, the amount is disbursed directly to your bank account within 24 hours. 

PAN Card Loan

According to the prevailing KYC policies laid by the Indian government, Individuals can get a personal loan on a PAN Card or Aadhaar Card. You can enjoy the benefits of getting a PAN card loan for your many financial needs within just 24 hours from the leading personal loan providers. Your PAN card and Aadhaar card is one of the main documents required to apply for an instant personal loan. However, while it may serve as the proof for identity and address, most lenders will require your bank statement as income proof. 

Features & Benefits of PAN Personal Loan

Below are the important PAN card loan details:

  • A PAN loan is an unsecured loan, which means that you are not required to pledge any assets to obtain it.
  • Once approved, a PAN card per loan is transferred to your bank account directly.
  • You can get PAN card se loan and utilize it for many purposes, like wedding, medical emergencies, education, travel, and so on.
  • The repayment tenure for PAN card pe loan is flexible and can be usually up to 5 years.
  • The interest rates for PAN card par loan are affordable.

Eligibility Criteria to Apply for Personal Loan With PAN Card

The eligibility criteria to avail the benefits of pan card loan yojana are as given below:

  • Applicants must be aged between 21 years to 60 years to apply for Aadhar card, PAN card par loan.
  • Applicants must earn at least Rs. 15,000 net monthly income.
  • Income of the applicant must be directly credited to their bank account.
  • To get a loan with PAN card, applicants must have a CIBIL score of at least 700.
  • If you want a PAN card loan apply with the appropriate income documents along with a PAN Card.

How to Apply for a PAN Card loan?

PAN card se loan apply has several benefits. It is instant, hassle-free and completely online. Below are the steps to apply for a PAN Card loan:

  • Check your personal loan eligibility: Find out how much loan amount you can avail online using your PAN Card.
  • Select the suitable tenure: Choose a suitable loan amount and repayment tenure according to your financial needs and convenience.
  • Upload the required documents: Apart from PAN Card, you will also need to upload some other documents, such as Aadhaar card and income documents.
  • Get the loan amount instantly: Once you provide your personal details and upload all the necessary documents, the loan amount will be disbursed to your bank account in just a few hours of approval.

Kotak Personal Loan Festival Offer 

Ahead of festival season, Kotak Mahindra Bank has announced Rs 999 flat processing fee offer on Personal Loans. Customers can avail of instant approvals on personal loan applications up to Rs. 20 Lakhs at lowest interest rate starting at 10.25% p.a for maximum of 5 years. 

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Personal Loan on PAN Card FAQs

Can we get a loan through a PAN card?

Your PAN card is an essential document required to avail a personal loan. However, you will also need income proof and other documents as required by the lender.

Is PAN card mandatory for personal loan?

Your PAN card is one of the key documents required to get an instant personal loan through PAN card loan app or through other lenders’ websites. However, while it may serve as the appropriate document for photo identity, the lender will require other documents as well, such as Aadhaar card, income proof documents, and so on.

How much loan can I get on an PAN card?

You can get a pan card loan 50000 or more amount.

How much CIBIL score is required to avail PAN Card Personal Loan?

The minimum CIBIL score required to avail PAN Card Personal Loan is 700 or above.

Can I get a personal loan without a PAN Card?

Yes, you can get a personal loan without PAN card if the required loan amount is below Rs. 50,000. PAN Card is mandatory for loan requirements of above Rs. 50,000. So, without PAN card loan above Rs. 50,000 cannot be sanctioned.