UCO Bank Balance Check Number 2024

UCO Bank is a government-owned commercial bank that provides world-class financial products and services. The bank has designed various online and offline methods for UCO Bank balance check and to obtain other account-related information. UCO Bank customers can access their account balances at all times with the following methods.


UCO Bank Balance Enquiry Number

UCO Bank account holders can check their bank account balance for free by dialling the toll-free UCO Bank balance enquiry number. This is one of the easiest and most instant methods to know your balance.

UCO Bank Balance Whatsapp Number8334001234
UCO Bank balance enquiry number18002740123
UCO Bank balance enquiry by SMS56161

UCO Bank Balance Check Number via Different Methods

Following are the various methods of making a balance inquiry in UCO Bank:

UCO Bank Balance Check via Internet Banking

Internet banking is another UCO Bank balance check online method available to UCO Bank account holders. 

  • Account holders must register for the UCO Bank's net banking service to use it to check their UCO Bank account balance.
  • Net banking users can view their UCO balance by looking at the account summary on logging in.
  • Account holders can also use the net banking feature of UCO Bank to seek services, transact, transfer, and pay utility bills.

UCO Bank Balance Check via Mobile Banking

In addition to UCO Bank check balance number and net banking facilities, UCO Bank provides multiple apps for balance enquiry. Account holders can check their UCO account balance on the go with the UCO Bank mobile banking apps mentioned below:

  • UCO M-Banking: This app can be used by UCO Bank account users on their Android or iOS mobile devices. The app provides easy and instant access to banking services, such as UCO Bank account balance check, fund transfers, mini statements, cheque book requests, etc.
  • UCO Pay+: This wallet app from UCO Bank is exclusively accessible on Android devices. Apart from balance enquiry, you can load money into their UCO Pay+ wallet and use it for recharges and bill payments. You can also receive or pay money from/to their friends using their net banking/ debit card/ credit card.
  • UCOSecure: UCOSecure mobile app makes all digital products of the bank safer and secure. It allows you to block and unblock digital products, such as m-banking, e-banking, debit cards, UCOPAY (e-wallet), and BHIM UCO UPI. The app can be used for balance enquiry as well.
  • UCO mPassbook: The UCO mPassbook app allows you to examine your electronic passbook transactions on the go. You can create an account and use this app in offline mode as well. You can check your UCO Bank balance in online as well as offline mode using UCO mPassbook.
  • BHIM UCO UPI: UCO Bank also offers BHIM UPI software. It allows users to send and receive money through a Virtual Private Address using the UPI feature. The users can also check their account balance on this app.

UCO Bank Balance Enquiry via SMS Banking

Account users can easily check their UCO account amount through the UCO Bank balance check SMS service. Just send an SMS to the designated number for instant UCO Bank balance enquiry

SMS UCOBAL mPIN and send to 56161 

If an account holder has multiple UCO Bank accounts linked to the same contact number, they can make a UCO Bank balance enquiry by SMS by texting UCOBAL mPIN 14-digit Account number and sending it to 56161.

UCO Bank Balance Enquiry via ATM

Apart from UCO balance enquiry number and other methods, UCO Bank account users can go to their nearest bank ATM for fast UCO Bank balance enquiry. Just go to your nearest ATM and follow the steps given below to know your account balance:

  • Swipe your UCO Bank ATM card into the ATM machine.
  • Enter the 4-digit PIN of your ATM card.
  • Now choose the ‘Check Account Balance’ option from the menu on the screen.
  • Your UCO Bank account balance will be displayed on the ATM’s display screen.

UCO Bank Balance Check via Passbook

All account holders of UCO Bank receive a passbook, which helps them keep track of their banking transactions. Account holders can easily do a UCO Bank account balance check at their nearest UCO Bank location with their passbook. The passbook contains all of their debit and credit transactions.

UCO Balance Check Toll-Free Number

UCO account-holders can check their UCO account balance by calling the following toll-free UCO Bank balance check number: 1800 274 0123

This UCO Bank balance enquiry no. is available 24x7.

UCO Bank Balance Check Whatsapp Number

UCO Bank offers WhatsApp Banking services to customers to resolve their queries. All you need to do is send Hi on Whatsapp UCO Bank balance enquiry number mini statement, i.e. 8334001234 and follow the instructions.

UCO Bank Balance Check via Missed Call

Currently, the Bank does not offer any miss call number for balance inquiry. However, the bank offers a balance inquiry service through its toll-free UCO Bank balance check no. listed above, i.e. 18002740123. Account holders are not required to register to use this UCO balance check number service.

UCO Bank Balance Check via UPI

Follow the steps given below for a UCO balance check through UPI:

  • Open any UPI app on your smartphone
  • Then enter the PIN code set by you.
  • Select the account for which you want the check the balance.
  • Now tap on ‘check balance’.
  • Enter your UPI PIN. 
  • As soon as you enter the PIN, the balance will appear on your mobile screen.

UCO Bank Balance Check through Customer Support

You can also use the customer support hotline numbers of the bank with multipurpose toll-free numbers to check available balances.

In contrast to UCO Bank missed call balance check, anyone can inquire about their UCO account balance by using its IVR or toll-free number. It is particularly useful because of its 24-hour availability, throughout India:

  • Call UCO Bank toll free number for balance enquiry, i.e. 1800 274 0123, from the number which is linked to your UCO account.
  • Follow the IVR instructions and choose the 'Balance Enquiry' option.
  • After that, you can choose to get the alert through SMS.
  • You will get an SMS with your available account balance within a minute.

Why Should You Regularly Make UCO Bank Balance Enquiry?

  • If you tend to automate your payments for EMIs, utilities, SIP investments, etc. you must know your account balance before the deduction date.
  • Checking the balance in your account regularly is important to know exactly how much you are spending and on what, to track your monthly budget. 
  • Regular monitoring of your expenses through a balance check will help you get control over your expenditure. 
  • If you fail to maintain the minimum balance in your bank account, banks may charge a penalty. Checking balance regularly ensures that sufficient balance is maintained to avoid penalty.
  • With increased cases of cyber fraud, checking your UCO Bank balance regularly helps you know if there is any unauthorised or fraudulent transaction happening in your account. 

How is UCO Bank Balance Check Useful?

UCO Bank balance check is a tool that keeps you aware of the financial transactions in your account and helps you budget your expenses. There are various modes of UCO Bank balance check to suit the convenience of the customers. You can do the balance check through internet banking, ATM, passbook, Mobile Banking, SMS Banking and through USSD Code. You can be cautious of frauds and anomalies with the help of a UCO  Bank balance check. To keep robust financial health, a regular UCO Bank Balance Check is essential.

UCO Bank Balance Check Number FAQs

✅ How to check UCO bank balance with USSD Code?


Customers without Wifi or data banks can utilise the USSD code for checking the account balance. The step-by-step guide for UCO Bank balance enquiry with USSD Code is as given below.

  • Use  the  phone dialer of  a registered mobile number and dial *99#
  • Opt for the preferred language
  • Enter the four digits of the IFSC Code of the bank, i.e., UCBA 
  • Select the ‘balance enquiry’ from the options on the menu.
  • Follow the instructions for the UCO  Bank balance check.

There are other options like mini-statement, funds transfer through MMID, know your MMID and Change Pin. You can choose the service required and follow the instructions on the screen.

✅ What are the features of UCO mBanking Plus?

  • The customers of UCO bank should have an operative UCO bank account to be able to use the mobile banking service. 
  • The UCO mBanking facility is available for current accounts operated individually and proprietorship accounts,  savings bank accounts, accounts of UCO bank staff, overdraft against deposits, credits to loan accounts through NEFT/IMPS.
  • Minors aged 10 years and above can access the mBanking app.
  • HUF, Societies, Trusts, Clubs, illiterates are not eligible for mobile banking.
  • Only retail customers can access the UCO mBanking app at present.
  • Only Android and iOS devices support UCO mBanking Plus app.
  • Balance enquiry, mini-statement, funds transfer, payment of utility bills, viewing the accounts linked to a customer, hotlisting of debit/credit cards, etc., are some of the transactions that can be done through UCO mBanking Plus.

✅ How to register for UCO bank Mobile Banking?


You can register for UCO bank Mobile Banking through the mobile banking application. Alternately, you can register for UCO bank mobile by visiting the branch and submitting the application for mobile banking registration. On review of the application, mobile banking will be activated. The MPIN and TPIN will be sent by SMS to the registered mobile number.

✅ How can I check my UCO bank account balance through a phone call?


For a UCO bank balance check through a phone call, you will have to call the UCO Bank balance check no 1800-274-0123. You do not have to register a mobile number for this service. You can just make a call, and you will receive your account balance through SMS.

✅ How to check UCO bank account balance through SMS banking?


For checking the UCO bank account balance through SMS banking, you will have to send the SMS to UCO Bank balance enquiry no 56161. The SMS formats to be used are UCOBAL <mPIN> for a single and UCOBAL <mPIN> <14 digit Account number> where the customer has multiple accounts. All you have to do is to type the relevant SMS format and send it to 56561.

✅ How to check UCO bank balance online?


Customers with internet connection or databank can check UCO bank balance through net banking or mobile banking. Registration for net banking or mobile banking is necessary. You can log in to your net banking account using the login credentials or download the mobile apps, i.e., UCO mBanking o Plus, UCOSecure, BHIM UCO UPI, UCO Pay+, or mPassbook and check the account balance.

✅ Do I have to pay any charges to check UCO Bank balance?


No, there are no charges involved in checking UCO Bank balance. However, nominal operator charges will be applied for SMS services.

✅ Do I need to visit UCO Bank to check my bank balance?


If you are an UCO Bank account holder, you don’t need to visit the bank to check your account balance. You can check your balance from any ATM, SMS or through mobile app.

✅ Can I use UCO m-Passbook application offline?


Yes, once your account is synced and data is loaded, you can use the application in offline mode as well. The account balance will be shown as per the last synced date.

✅ What are the different online modes to check UCO Bank account balance?

  • UCO Bank Balance Check via Net Banking
  • UCO Bank Balance Check via Mobile Banking
  • Check your
  • Account Balance via UPI for UCO Bank

✅ What is the UCO Bank balance check WhatsApp number?


The UCO Bank balance check WhatsApp number is 8334001234. Just send 'Hi' to this number to know your balance. Don’t give a missed call on this number as this is not a UCO Bank balance check miss call number.