Apply for the best personal loan offers from top lenders at the lowest interest rate and processing fee. Minimal documentation required for meeting personal loan eligibility. HDFC, ICICI, Bajaj Finserv, Tata Capital, and Kotak Mahindra are some of the banks that offer best personal loans in India.
Here is the table comparing the top 10 best personal loan offers online in India at present, including their interest rates and Personal Loan Processing Fees. To know which bank is best for personal loan, you can refer to the below table:
Bank | Interest Rate (p.a.) | Processing Fee |
HDFC | 10.75%- 15.25% | Up to 2.50% of loan amount |
ICICI | 10.50%-19% | Up to 2.50% of loan amount + GST |
Bajaj Finserv | 13% p.a. onwards | Up to 4% of the loan amount + taxes |
SBI | 9.80% - 12.30% | 1.50% of the loan amount + GST |
Kotak Mahindra | 10.99% - 24% | 0.75% of Loan Amount |
YES Bank | 10.99% onwards | Up to 2.50% of the loan amount + taxes |
Tata Capital | 10.99% onwards | Up to 2.75% of the loan amount + GST |
Axis Bank | 10.49% - 24% | Minimum Rs. 3,999 |
IDFC FIRST | 10.49% - 24% | Up to Rs. 9,999 |
PNB | 9.80% - 14.65% | Up to 1% of loan amount + GST |
To avail of the best personal loan in India, you need to submit the following documents:
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Here are some common eligibility criteria of the top personal loan providers in India:
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You can apply for a personal loan at the best loan company in India online through MyMoneyMantra by following the easy steps as mentioned below:
Now get Navi personal loan of Rs. 10,000 to Rs. 20 Lakhs at lowest interest rate starting from just 9.99% per annum. Repay in easy instalments of 3 to 72 months. The processing fee ranges from 2.5% to 6% of the sanctioned limit + GST.
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If you are wondering which bank is best for personal loan with low interest, HDFC, ICICI, SBI and Kotak Mahindra Bank are some of the best banks for personal loans. These banks are the best place to take personal loan due to their services, attractives rates, easy terms and quick loan processing.
You can calculate your personal loan EMIs by using our Personal Loan EMI Calculator available online on our website. You just need to enter the required loan amount, applicable rate of interest, and tenure of repayment to calculate the EMI. It is a free and easy to use tool. The EMI calculation helps you understand which bank is good for personal loan.
Most lenders prefer borrowers with a minimum salary of Rs. 25,000 to be eligible for best loans in India The income criteria may vary from lender to lender.
The answer to the question which bank gives loan easily is HDFC, ICICI and SBI. They give personal loans easily online without any hassle.