Bank of Baroda offers a variety of products and services and caters to both commercials as well as retail sectors. Bank of Baroda also offers a wide range of credit cards designed to suit the various lifestyle requirements of its customers. Apply for the credit card and check the BOB Credit Card Application Status 7 days after completing the application process.
Have you applied for a BOB Credit Card and are waiting for approval? Check the BOB Credit Card Status online and be rid of your anguish. The bank has devised various offline and online methods to check the status of the credit card application. After seven days of completing the application process, you can check the status of the credit card. Know all about the different modes of BOB Credit Card Status check in this article.
There are two ways of checking the BOB Credit Card Status.
Follow the procedural guide given below to check the BOB Credit Card Status
To check the BOB Credit Card status via email, you will have to write to the bank at firstname.lastname@example.org. The subject of the email should be 'AS-(application reference number). You should also mention the credit card application reference number, date of birth and mobile number in the email. You will get the status of the card via email or SMS.
If you are not able to check the status online, you have other methods to check the BOB Credit Card Status.
You can check the BOB Credit Card Status by calling the BOB Financial Solutions Limited helpline at the following numbers.
Resident customers can call the numbers
Non-Resident Customers can call the numbers
Keep the credit card application reference number ready before you make the call. The representative of the bank will need the application reference number to provide you with the application status.
Always make the call from the mobile number you have mentioned in the credit card application.
Visit the nearest Bank of Baroda branch and contact the concerned official. Provide the details required, like the application reference number, to check the status. The official will also require photo identification proof for authentication. Thereafter he/she will let you know your credit card application status.
A credit card provides easy access to funds and makes your shopping, travel, dining, and entertainment comfortable, as you will not have to pay immediately for any of the transactions. Along with advantages, credit card comes with a threat of fraud as well. If you do not exercise caution regarding certain aspects pertaining to the credit card, you may fall prey to fraudulent transactions and end up with a huge financial loss. Some of the points to ponder to avert misuse of the credit card are:
The following results will be displayed or informed while checking the BOB Credit Card Status.
In Progress: If your application is still under review and a conclusion has not been reached, the status will be ‘In Progress.’
On-hold: When the review of the application is kept on On-hold or pending for want of additional information, the status will be ‘On-Hold.’
Approved: Your request for a credit card has been approved, and the card will be dispatched soon.
Dispatched: On approval of the credit card application, the card will be sent for delivery. In such a case, the status will be 'Dispatched', and the card will reach you soon.
Rejected/Declined: Your request for a credit card has been rejected or disapproved. The reasons will not be mentioned. You will be able to get the details by calling the BOB Financial Solutions Limited helpline.
No Records Found: If the credit application reference number entered is wrong, then the status will be 'No Records Found' You should verify the number once and provide the right reference number to get the status.
Follow the steps given below and improve the chances of getting approval for a BOB Credit Card.
You can identify the Spoof by just going through the email and sense the following:
To safeguard yourself from Spoof.
There could be several reasons for the Credit Card Application to be rejected.
If all the required details and documents are provided, the bank will take 20 working days to complete the review and give a decision.