SBI Card  
ETIHAD GUEST SBI

Welcome Gift

• As a Welcome Gift on your Etihad Guest SBI Card, you get complimentary Etihad Guest Silver Tier status after the first card transaction. 
• You also get a voucher for free Wifi after the first flight booking.
• Introductory Offer
• Reward Benefits
• Instant Discount Offer
• Spend Based Fee Reversal
• Lounge Access
• Fuel Surcharge waiver
• Emergency Card Replacement Service
• Easy Bill Pay Facility
• Balance Transfer on EMI

Joining Fees: Rs 1499

Annual Fees: Rs 1499 (reversed on Rs 3 Lakh Spends in previous year)

• Should be an Indian resident
• Minimum age of 18 years
• Must be salaried or self employed
• Possess last 3 months bank statements

• KYC fulfilment: Passport/ Voter's ID Card/ Driving Licence/ Aadhaar Letter or Card/NREGA Card/PAN Card
• Address proof: Utility Bills/ Ration Card/ Passport
• ID proof: Aadhar Card/ PAN card/ Driving license/ Voter Id Card
• Income Proof: Last 3 Salary slips / bank statements
• Photographs

Introductory Offer

As an introductory offer, you get 8% discount on economy class and 10% Discount on business class bookings until 31 March 2019*.  

*You will enjoy 3% discount on Economy Class, and 10% discount on Business Class bookings post the Etihad Airways introductory offer expiry.

Reward Benefits

With your Etihad Guest SBI Card you can earn reward benefits in the form of free Etihad Guest miles on card spending.

• 3 Etihad Guest Miles per  100 spent on Etihad.com
• 2 Etihad Guest Miles per  100 spent on International Spends
• 1 Etihad Guest Mile per  100 used on other spends

Instant Discount Offer

• Enjoy instant discount up to 10% on Etihad Airways booking (3% discount for Economy Class and 10% discount for Business class)
• 5% discount on redemption of travel rewards miles

Milestone Benefits

• You earn 5,000 Etihad Guest miles on achieving the milestone of annual spends of 5 Lakh.
• Further, on the annual spend of 10 Lakh, you earn an additional companion voucher.

Spend Based Fee Reversal

On achieving an annual milestone of  3,00,000 with your Etihad Guest SBI Card, you earn fee reversal on an annual membership fee of the next year.

Insurance

Your Etihad Guest SBI Credit Card is truly a Traveller's Card. It brings you complimentary insurance cover of  25 Lakh against overseas air accident,  50K insurance as a Fraud liability cover and up to US$ 1000 allowance for baggage loss.

Lounge Access

Enjoy complimentary membership worth US$99 to Priority Pass Program

The complimentary Lounge Access makes you eligible for 8 complimentary visits* to domestic Visa/MasterCard Lounges annually.

Fuel Surcharge waiver

With your Etihad Guest SBI Card, you avail 1% Fuel Surcharge Waiver on each purchase worth 500 to 4000 at petrol pumps across the country. The maximum surcharge waiver limit is subject to  250 per statement cycle, per account.

Enjoy Visa Privileges

• 4 rounds of complimentary green fees
• Up to 50% off on golf games
• 1 complimentary lesson per month at select golf courses
• Save up to 10% on Hertz car rentals
• Save up to 35% on Avis Car Rentals
• Exclusive Etihad Guest benefits across 900 luxury hotels worldwide
• Exclusive Kaligo.com offer- 25% extra miles on booking on the website and up to 10,000 additional miles per night on hotel stay*

Contactless Advantage

You enjoy SBI contactless advantage with Etihad Guest SBI Card on daily purchases. Transactions are safer, faster and easier.

International Card

• Your Etihad Guest SBI Card is an international Credit Card that is accepted at over 24 million outlets globally, inclusive of 3,25,000 Indian outlets.
• You can conveniently withdraw cash from over 1 million Visa or MasterCard ATMs worldwide.

Emergency Card Replacement Service

• You get the flexibility to replace your Etihad Guest SBI Card in an emergency anywhere in the world.
• You can access 24x7 helpline while travelling abroad.
• For assistance for lost Credit Card in India, contact SBI helpline at 39 02 02 02 (prefix local STD code) or 1860 180 1290

Add-on Cards

You can apply for Add-On Credit Cards for your family members above the age of 18.

Easy Bill Pay Facility

You can use Easy Bill Pay Facility to automate payments of utility bills including electricity, telephone and mobile bills using your Etihad Guest SBI Card.

Flexipay Facility

With your Etihad Guest SBI Card, you can use Flexipay facility on transactions worth  2,500 or more and convert the card payment into easy monthly instalments. The online request should be made within 30 days of retail purchase.

Balance Transfer on EMI

You can request online to transfer the outstanding balance of your other banks' credit cards to Etihad Guest SBI Card at a lower rate of interest and affordable EMIs.

Easy Money

You can use Easy Money facility and request a draft or cheque on your doorstep against the approved cash limit.

Etihad Guest SBI Card is a co-branded travel credit card launched in January 2019 by SBI Card and Etihad Guest which is the loyalty programme of Etihad Airways. Alongside, another variant is also launched 'Etihad Guest SBI Premier Card' for Etihad Guest members and international travellers from India.

These are first-of-its-kind international co-branded SBI Credit Cards. As an introductory offer on Etihad Guest SBI Card, you get 8% upfront discount on economy class booking and 10% upfront discount on business class bookings until 31 March 2019.  Besides, you also enjoy up to 10% discount on booking after the expiry of the introductory offer.

You get Etihad Guest Tier Status on your first card swipe. It is an essential international card that extends global reach through Etihad Airways' network that connects to over 100 destinations worldwide. You get direct benefits on 100+ Etihad Guest partners including leading hotels and Airlines.

The exhaustive benefits of Etihad Guest SBI Card include: complimentary Etihad Guest Silver tier status along with 2,500 Etihad Guest miles, instant booking discounts, premium access to Airport Lounges, extended insurance cover against overseas accident, luggage loss and fraud liability, enhanced security against counterfeiting and skimming with chip and pin enabled technology, special Visa benefits and many more.

You get interest free credit period of 20-50 days on retail purchases, subject to clear payment of previous month's outstanding balance.

• Minimum Card Due is calculated as: 5 % of Total Card Outstanding (Minimum of  200 + applicable taxes + EMI (if any) + OVL amount (if any))
• Cash advance limit is up to 80% of the credit limit, subject to a maximum of  15,000 per day.
• There is no free credit period; interest is levied on cash advance from day one.
• Late payment fee is charged as below:

• Payment Settlement Order: Outstanding Card payment will be settled in order of Minimum Amount Due, Fees & Other Charges, Interest Charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.
• Card payments through cheques payable outside clearing zones are not accepted; only local cheques or drafts payable in Delhi are accepted.
• Applicable taxes apply on each Card Fee, Interest & Charge.
• The continuance usage of the Credit Card is reflective of acceptance of SBI Card terms and conditions.