Tata Capital offers personal loan 10.99% p.a. onwards ROI with repayment tenure of up to 6 years and processing fee of 2.75% of the loan amount + GST.
|Rate of Interest||10.99% p.a. onwards|
|Processing Fees||2.75% of the loan amount + GST|
|Tenure||Up to 6 years|
|Loan Amount||Rs. 75,000 to Rs. 25 lakhs|
|Lowest EMI per Lakh||Rs. 1,903|
|Age||Minimum 22 years to maximum 58 years|
|Minimum Income||Rs. 15,000 per month|
|CIBIL Score||750 & above|
|Minimum Work Experience||1 year|
|Minimum Stability at Current Job||6 months|
Note: Also check Tata Capital Personal Loan Application Status to meet unplanned financial needs.
There are some of the factors that affect an applicant's eligibility to get a Personal Loan from Tata Capital:
Additional Info: Also check TATA Capital Personal Loan Customer Care service if you have any query related to your loan.
Personal Loan eligibility can be increased in several ways. Below are some steps that need to be followed for the same:
The following documents required to get the Personal Loan from Tata Capital:
Now get IDFC First Bank personal loan of Rs. 1 Lakh to Rs. 1 Crore at lowest interest rate starting from just 10.49% per annum and the processing fee is 3.5% of the sanctioned limit + GST.
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The minimum age criteria to be eligible to avail the Personal Loan from Tata Capital is 22 years, while the maximum age for salaried employees is up to 58 years.
The minimum income requirement for a salaried employee is Rs. 15,000 per month to get Tata Capital Personal Loan.
The applicant must have minimum work experience of 12 months (minimum 6 months being in the current job) to avail the Personal Loan from Tata Capital.
The maximum Personal Loan amount an applicant can avail from Tata Capital is up to Rs. 25 Lakhs.
Yes, your credit score does have a considerable impact on your Personal Loan eligibility. A good score indicates a fair repayment record. The minimum CIBIL score for the personal loan at Tata Capital is 750. Most of the banks avoid giving loans to the applicant having a credit score lower than that.