Best Credit Cards for Online Shopping

Best Credit Cards for Online Shopping

 

A Credit Card is every shopaholic’s best friend. After all, you do not have to carry a lot of cash in your wallet and yet can still pay for the expenses your wants set you up for. Having said that, it is essential to make sure you do not exceed your limit and go overboard in your spending or else it can spell trouble.

Credit Card Annual Fee Key Benefits
Standard Chartered Manhattan Credit Card 999
  • 5% cashback on spending at partner supermarkets & departmental stores.
  • 5x reward points on using your card to pay for Airline ticket reservation, Hotels, Dining, and Fuel.
SBI SimplySAVE Visa & Master Credit Card 499
  • Get 10 reward points on every 100 spent on Movies, Dining, Departmental Stores, & Grocery Spends
 

Citibank Rewards Credit Card

1,000
  • Earn 10 reward points for spending every 125 at apparel & department stores
  • Get 1,000 reward points on spending  1 Lakh in a quarter.
SBI Simply Click Credit Card 499
  • E-voucher from Amazon worth 500 as a welcome gift.
  • E-voucher from Cleartrip worth 2,000 on making annual spends of 1 Lakh online.
  • E-voucher of 2000 on achieving another 1 Lakh milestone.
HDFC Money Back Credit Card 500
  • Earn 4 reward points for spending every 150 online.
  • For every 100 reward points you get 40.
  • Get 2.5 % waiver on fuel surcharge on all fuel spends.
ICICI Coral American Express Credit Card 500
  • Get 50% reward points on all your online spend.
  • Get welcome gift voucher worth 999 from Provogue.
  • Get BOGO offer on movie tickets from bookmyshow.com.
Standard Chartered Super Value Titanium Credit Card 750
  • 5% cashback on fuel, phone bills, and utility bills.
  • 1,000 Reward Points on making a transaction within 60 days of card activation.
  • 500 reward points on online banking registration.
Axis Bank My Zone Credit Card 500
  • Earn 4 reward points on spending each 200.
  • Earn 20 reward points for spending  200 on weekend shopping.
  • Get 25% cashback on all your movie tickets purchases.

If you are nevertheless, going to shop, makes the most of each trip pays handsomely. This can be in the form of cashback, rewards and lower fees. So if you want to shop intelligently and save a great deal yourself, here is a list of a few Credit Cards that come as a blessing to shopaholics.

Standard Chartered Manhattan Platinum Credit Card

Standard Chartered Manhattan Platinum Credit Card

Enjoying a host of offers and discounts on shopping as well as dining and travel are possible with the Standard Chartered Manhattan Platinum Credit Card. These Credit Cards are immensely popular both in India as well as abroad since they provide cashback and rewards on all shopping related splurges. With this Credit Card, you can redeem your reward points for amazing offers from the rewards catalogue.

Benefits

  • Earn around  500 every month as cashback.
  • Earn up to 150 cashback for every transaction.
  • You can also take advantage of exclusive offers from Visa with this card.
  • Shoppers get 5% cashback on spending every  150 at supermarkets and department stores.
  • Every month, on the amount spent on Uber rides, you can avail 20% cashback
  • 3X rewards on using your card for all other expenses.
  • A host of offers and discounts on shopping, dining, travel, and many more with Good Life programme by Standard Chartered.

Eligibility

  • Age: 21 to 65 years
  • Applicant should be from credit cards sourcing locations specified by the Bank

Fee

  • APR: 41.88%
  • Joining Fee: 999
  • Annual Fee: 999

SBI SimplySAVE Visa & Master Credit Card

SBI SimplySAVE Visa & Master Credit Card

Designed explicitly for shopping expeditions, the SBI SimplySAVE Visa & Master assists in saving in a significant way on all your spends. This Credit Card can be used at over 24 million merchant outlets all over the globe.

Benefits

You obtain 10X reward points on dining, groceries, movies and departmental store purchases. Withdrawing cash from anywhere in the world is also easy.

  • With the assistance of the Easy Money facility, you can avail a cheque or draft against the cash limit and get it delivered to your address.
  • The outstanding balance on the Credit Cards of your other banks can be transferred this Credit Card. This helps you take advantage of lower interest rates.
  • 10 reward points on spending per  100 on Movies, Dining, partner Departmental Stores and Grocery.
  • Earn 1 reward point on spending per  100 on all your other spends (4 Reward Points =  1)
  • Use your card at over 3,25,000 merchant outlets in India.
  • Interest-free credit period for around 20 days to 50 days.

Eligibility

  • Furnishing valid proof of identity, address, and income are must
  • Eligibility is based on the applicant’s income and employment.

Fee

  • APR: 40.20%
  • Joining Fee: 499
  • Annual Fee: 499

SBI SimplyCLICK Visa & Master Credit Card

SBI SimplyCLICK Visa & Master Credit Card

If you have a fetish for online shopping, the SBI SimplyCLICK Visa & Master is the Credit Card for you.

Benefits

  • Obtain 5X reward points on all online spends.
  • Earn 10X rewards on online spends at partner stores.
  • Get an Amazon welcome gift voucher that is worth  500.
  • Get a cheque or draft against your cash limit delivered to your address.
  • The balance transfer facility lets you transfer the balance of your other bank’s Credit Cards to this card to obtain lower interest rates.
  • You can contact customer care helpline number anytime you want.
  • You can withdraw cash from more than a million Visa/Mastercard ATMs.

Eligibility

  • Furnishing valid proof of identity, address, and income are must.
  • Eligibility is based on the applicant’s income and employment.

Fee

  • APR: 40.20%
  • Joining  Fee: 499
  • Annual Fee: 499

Standard Chartered Super Value Titanium Credit Card

Standard Chartered Super Value Titanium Credit Card

With the Standard Chartered Super Value Titanium Credit Card, availing a wide array of attractive rewards is easy. You obtain savings on fuel, cashback on utility bills as well as cashback on telecom payments from every service provider.

Benefits

  • Customers can share security and benefits of this card with their children, spouse, parents, and siblings.
  • You can earn reward points on your transactions and exchange these points for incredible offers and gifts.
  • The card is accepted in more than 19 million MasterCard and Visa affiliated establishments all around the world.
  • Get 100% onetime cashback of up to 1,500 (done within first 90 days) on fuel spends.
  • Earn 1 reward point for spending every 150.
  • Get 5% cashback on all your fuel spends, phone bills, and utility bills.
  • Get 20% cashback on all Uber spends on spending minimum 15,000 on your card.
  • Avail up to 12% discount on making hotel bookings through hotels.com.
  • Maximum 3,000 discount on all your flight and hotel bookings done through Musafir.com.
  • Get instant discount of 15% at TATA CLiQ every Friday.
  • Get 15% discount on bills at more than 850 restaurants in India.
  • Get BookMyShow vouchers valued 1000.

Eligibility

  • Age: 21 to 65 years
  • All card applications are subject to policy checks by the Bank.

Fee

  • APR: 88%
  • Joining Fee:  750
  • Annual Fee:  750 (waived off on spending  60,000/year)

ICICI Coral American Express Credit Card

ICICI Coral American Express Credit Card is one of the finest cards for online shopping. One of its best features is low annual fee. The card comes with several shopping treats and with numerous cash rewards.

ICICI Coral American Credit Card

Benefits

  • Get 50% reward points on all your online spend.
  • Get welcome gift voucher worth 999 from Provogue.
  • Get 18-48 days interest free credit period.
  • It’s a card from Gemstone collection which is powered by exclusive lifestyle privileges by ICICI.
  • Save 15% on dining bills under culinary treat program at 800+ restaurants across India.
  • Get 2 complementary visits to domestic airport lounge every quarter.
  • Earn 4 reward points on making purchase of every 100 on dining, groceries, and supermarkets.
  • Earn 2 reward points for spending every 100 on all other transactions.
  • Get BOGO offer on movie tickets from bookmyshow.com.

Eligibility

  • Minimum age: 23 years
  • Minimum salary: 45000/month (for salaried professionals) and 5.4 Lakhs/year as per IT returns (for business professionals).

Fee

  • APR: 40.80%
  • Joining  Fee: 100
  • Annual Fee: 500

HDFC Money Back Credit Card

HDFC Money Back Credit Card comes with some exclusive benefits and rewards for shoppers.

HDFC Moneyback Credit Card

Benefits

  • Earn 4 reward points for spending every 150 online.
  • For every 100 reward points you get 40.
  • Get 20-50 days interest free credit period.
  • Earn 4 reward points for spending every 150 spent online.
  • Earn 2 reward points on spending every 150 on all other transactions.
  • Get 2.5 % waiver on fuel surcharge on all fuel spends.
  • Get cashback worth 250 on a spend of 1000 within 45 days of card issuance.

Eligibility

  • Age: 21 to 60 years.
  • Good credit history is a must.

Fee

  • APR:  40.8%
  • Joining  Fee: 500
  • Annual Fee: 500

 

Best Credit Cards for Shopping

Citibank Rewards Credit Card

Citibank Rewards Credit Card

As the name suggests, Citibank Rewards Credit Card is truly a reward Credit Card. It comes with multiple benefits tailored for online shoppers and redeemable reward points they don’t expire.

Benefits

  • Get 10 reward points for spending every 125.
  • Earn 10X reward points on spending at apparels & department stores.
  • Get 17-23 days interest free credit period.
  • Earn 10X times reward points on spending at different online merchants like Myntra, Jabong, Flipkart, GoIbibo, Raymonds, Westside, Adidas, Clarks, Yebhi, Yatra, Groupon, and others.
  • Get 10 reward points for spending every 125.
  • Get 1,000 reward points on spending 1 Lakh in a quarter.
  • Get 5000 bonus reward points on adding a card.
  • Get 2,000 reward points on card activation
  • Get 1,000 reward points on card renewal.
  • Reward points can be redeemed at over 700 e-shopping and outlets partners.
  • Spend 30,000 or above annually and get your annual fee waived off.

Eligibility

  • Minimum age: 18 years
  • Applicant must furnish valid proof of identity, income, and address.

Fee

  • APR: 39%
  • Joining  Fee: 1,000
  • Annual Fee: 1,000

Axis Bank My Zone Credit Card

Axis Bank My Zone Credit Card comes with some amazing shopping and dining benefits for shoppers.

Axis Bank My Zone Credit Card

Benefits

  • Earn 4 reward points on spending each 200.
  • Earn 20 reward points for spending 200 on weekend shopping.
  • Get 20-50 days of interest free credit period.
  • Get a welcome gift of 100 reward points.
  • Earn 40 reward points for dining on spending 200 on weekends.
  • Get 25% cashback on all your movie tickets purchases.
  • Get your joining fee waived off on spending 5000 within 45 days of the card issuance.

Eligibility

  • Age: 18-70 years
  • Applicant must procure valid proof of identity, income, and address.

Fee

  • APR Rate: 46.78%
  • Joining  Fee: 500
  • Annual Fee: 500

Snapdeal HDFC Bank Credit Card

HDFC Bank in collaboration with Snapdeal has come up with this amazing Credit Card that offers numerous deals, discounts, cashback, reward points, and other offers for online shoppers.

Snapdeal HDFC Bank Credit Card

Benefits

  • Earn 10 reward points on spending 150 at Snapdeal.
  • Earn 2 reward points on spending 150.
  • Enjoy 50 days of interest free credit period.
  • Earn 10 reward points on spending 150 on Snapdeal.
  • Get 5% discount on all Snapdeal spends.
  • Earn 2 reward points on spending 150.
  • Get fuel surcharge waiver up to 250 on every billing cycle.
  • Reward points redeemable for Snapdeal vouchers.

Eligibility

  • Age: 21-60 years
  • Applicant must provide valid proof of identity, income, and address.

Fee

  • APR: 40.80%
  • Joining  Fee: 500
  • Annual Fee: 500

 

You can Apply Online For Credit Cards through MyMoneyMantra. All in all, these Credit Cards are sure to fulfil the whims and fancies of all kinds of shopaholics fruitfully.

 

Also Read: How to Deal with a Written off or Settled Credit Card Account in Your Credit Report?

 

To apply online for Credit Cards, Secured Loans and Unsecured Loans, visit www.mymoneymantra.com, the leading online lending marketplace that offers financial products from 60+ Banks and NBFCs. We have served 2 million+ happy customers since 1989.

Talk to our Loan Specialists toll-free at 18001034004 to know more about our products and offers.

 

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