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Urgent 10000 Personal Loan

Apply for instant 10000 Rs Loan Online at an attractive interest rate with minimal documentation. With easy personal loan eligibility and a complete online process, getting a 10K loan becomes much easier. 

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How to Apply for a 10000 loan online for my salary?

Nowadays, with the advancement in technology and advent of various lending platforms, you can get an emergency loan 10000 anytime and from anywhere with just a few clicks or taps on your phone. All you need to do is open the website or mobile app of the lender, provide some basic information about yourself, upload the KYC and income documents, and submit your application.

If you get approved after verification, you can get an urgent loan 10000 disbursed into your account instantly.

Occasionally it may so happen that you may need money urgently and you seek a quick and hassle-free loan in your account.

Well, gone are those days when Personal Loans were tedious and it took tons of paperwork to get that money disbursed in your account. Nowadays most of the well-known banks will swiftly disburse the loan or the amount you want to your account without much documentation. All you need is to submit all the required documents on time, and the bank will process your loan quickly.

If you are in urgent need of money, you have come to the right place. This information will tell you All About Personal Loans, applying for the 10K loan, and making the most out of it.

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Personal Loan As Per Different Requirement
1 Lakh Loan
2 Lakh Loan
3 Lakh Loan
5 Lakh Loan
10 Lakh Loan
20 Lakh Loan
30 Lakh Loan
10000 Loan
50000 Loan

Top Instant Personal Loan Providers Online

Bank NameRate of InterestAmount
Incred Personal Loan11.99% - 35.99%Up to Rs. 10 Lakhs
Cashe Loan27.38% - 30.42%Up to Rs. 4 Lakhs
EarlySalary Personal Loan18% - 30%Up to Rs. 5 Lakhs
PaySense Personal Loan16% - 36%Up to Rs. 5 Lakhs
Tata Capital Personal Loan10.99% - 19%Up to Rs. 25 Lakhs

Best Banks for Getting a Personal Loan Quickly

Depending on your financial credibility, salary and reputation with the bank, the lenders may be able to provide you with a low-interest rate on a 10000 Rs loan.

Here are some of the best banks that provide a Low interest rate on Personal Loan online:

Incred Personal Loan

Loaning the money from Incred means that your loan processing will take place almost immediately. For customers of the bank, the loan amount is disbursed to their account in less than 3 hours.

  • Rate of interest: 11.99% - 35.99% p.a.
  • Minimum and maximum amount: Rs. 25,000 - Rs. 10 Lakhs.
  • Tenure: 12 - 60 months.
  • Processing fee: 2% - 4% of the loan amount.

Cashe Personal Loan

CASHe is a lending app that offers Instant Personal Loan of up to Rs. 4 Lakhs without any security or collateral. You can apply  for this personal loan online and use the amount for any purpose, including gadgets purchase, holiday, medical emergencies, repairs & renovations of house, etc. 

  • Rate of interest: 27.38% - 30.42% p.a.
  • Minimum and maximum amount: Rs. 1,000 - Rs. 4 Lakhs.
  • Tenure: 3 months - 18 months.
  • Processing fee: Up to 3% of the loan amount.

EarlySalary Loan

Get EarlySalary Personal Loan up to Rs. 5 lakhs and repay in affordable EMIs. The maximum tenure is between 3 to 36 months and the applicable interest rate starts from as low as Rs. 9 per day. The interest rate offered by EarlySalary is very rational and comes down to less than Rs.9 per day if you avail 10000 Rs loan.

  • Rate of interest: 18% - 30% p.a. 
  • Minimum and maximum amount: Rs. 5,000 -  Rs. 5 Lakhs.
  • Tenure: 3 months - 36 months.
  • Processing fee: Up to 2% of the loan amount + GST.

PaySense Personal Loan

Get instant personal loan online up to Rs. 5 lakhs from PaySense at interest rate of 16% to 36% p.a. and repayment tenure up to 60 months. You can instantly get a 10K loan from PaySense to fulfill your immediate needs.

  • Rate of interest: 16% - 36% p.a.
  • Minimum and maximum amount: Rs. 5, 000 - Rs. 5 Lakhs.
  • Tenure: 3 months - 60 months.
  • Processing fee: Up to 2.5% of the loan amount + GST.

Tata Capital Personal Loan

Apply for a flexible & affordable Tata Capital personal loan online up to Rs. 25 Lakhs at competitive interest rate starting from 10.99% p.a. for extended tenure up to 6 years.

  • Rate of interest: 10.99% - 19% p.a.
  • Minimum and maximum amount: Rs. 75, 000 - Rs. 25 Lakhs.
  • Tenure: 12 months - 72 months.
  • Processing fee: Up to 2.75% of the loan amount + GST.

How to Get a Personal Loan for 10000 Salary Instantly?

One of the fastest ways to avail a 10K personal loan online is by applying online. Right from loan comparison to loan application, to document verification and disbursal can be carried out online from the comfort of your home. All you need to do to get an urgent loan 10000 is visit a loan comparison website and share your preferences.

You will get the list of top offers in the market as per your credit score, and you can directly apply without delay. Besides, you need not worry about negotiation for a low rate of interest. The financial distributing companies are the professional loan mediators and have tie-ups that assure the best rate in the lowest possible time.

Why do you need an Instant 10000 rupees Urgently?

A personal loan is an all-purpose loan, and you can use a mini loan of 10k for any financial reason. Generally, people opt for Personal Loans for the following purposes:

  • Paying off debts
  • Backing up money for an emergency
  • Planning a vacation
  • Purchasing an expensive gadget
  • Paying for a college degree
  • Medical bills

What are the eligibility criteria for getting an urgent loan 10000?

  • Are a salaried person with a minimum income of Rs. 15, 000.
  • Have all your documents in place. You have to submit all your documents to the bank (residence proof, ID proof, salary slips, and bank statements).
  • Are at least 21 years of age and less than 60 years at the time of applying for the loan
  • In many cases, self-employed individuals are also eligible for applying for a Rs10000 loan.

Urgent Personal Loan Online FAQs

✅ How much personal loan can I get if my salary is 10000?

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There are lenders in the market which offer you a personal loan at the salary of Rs. 10, 000, based on the verification of your income, financial standing, and repayment capacity. Normally, the lender calculates your personal loan amount based on the proposed equated monthly instalment that ranges within 40% - 50% of your net monthly income (NMI). In such cases, the eligible personal loan amount can go up to 10 to 30 times of your NMI (the multiplier varies with the lender). In such instances, you can get a loan amount starting from Rs. 1 -3 lakhs from your lender.

✅ How can I get an emergency loan 10, 000?

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  • Compare the best rates offered by various lenders on a cash loan.
  • Visit the online website of the loan aggregator and compare the list of top offers in the market based on your credit score.
  • Select the one that is best as per your preferences for an emergency loan 10000.
  • Go through the website of that lender, fill the application form and submit it for verification purposes.
  • The disbursal of the emergency loan will take place subject to the verification of your KYC documents.
  • The online procedure is a convenient way of obtaining an immediate cash loan as per your preferences.

✅ Which bank gives instant personal loan easily?

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Many banks offer urgent loan 10000 at attractive rates of interest. Some of the reputed banks such as SBI, HDFC, ICICI, offer an instant personal loan as per the convenience of the borrower.

✅ Which app gives personal loan instantly?

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Apps have changed the way of giving personal loans to borrowers. Some of the best instant loan apps in India that give personal loans instantly are MoneyTap, KreditBee, Dhani, etc. Simply, download the app on your mobile phone and upload the documents. The document verification takes seconds and within no time you will obtain an instant personal loan.

✅ How to get a loan without a job?

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Yes, you can get a personal loan without a job. You are required to submit the following details with your lender:

  • Submit Form 16– When you do not have salary slips as income proof or any Income tax receipt, in that case, you need to submit Form 16.
  • Give details about your alternate source of income – Such as income from various business pursuits, income proof of your spouse or parents, housing rental income, etc.
  • Submit collateral– Since personal loan does not require any collateral, if you do not have income proof to show, you can negotiate with your lender for the disbursal of loan amount subject to the collateral submission.
  • Maintain a good relationship with the bank – If you hold a savings or a current account with your bank or have a good financial standing in terms of timely repayments, then the bank does not ask for your income proof documents. Also, if you are a pre-approved customer, you are not required to submit the documents and can apply for the instant personal loan.
  • Add a co-applicant – You can add a co-applicant while filling up your personal loan application form. You have to submit your co-applicant’s income proof and guarantee the personal loan payment, if there is any default.

✅ Can I get a personal loan without a bank statement?

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Yes, you can get a personal loan online of 10k if you do not have a bank statement. You can apply online via the lender’s website or app to avail personal loans easily.

✅ How long does it take to get a loan against FD?

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The time taken to get a loan against an FD varies from bank to bank. Generally, the process is relatively quick and straightforward since the fixed deposit serves as collateral. It may take a few hours to a few days for loan approval, depending on the bank's policies and the amount requested. Some banks may offer instant or pre-approved loans against FDs, further expediting the process.