IRCTC SBI RuPay Credit Card: A New Contactless Railway Travel Buddy

IRCTC SBI RuPay Credit Card: A New Contactless Railway Travel Buddy

Good News for Frequent Railway Travellers. SBI Cards and IRCTC (Indian Railway Catering and Tourism Corporation Ltd) have launched a new contact less Credit Card on RuPay payment platform.

The card comes packed with a host of benefits and offers for cardholders travelling with Indian Railways. The customers can save maximum on travel, retail, dining, entertainment and shopping online. 

Booking Discount

The cardholder of IRCTC SBI Credit Card will receive up to 10 percent value back on bookings for AC1, AC2, AC3, AC CC, made online through IRCTC website. The customers will also enjoy 1 percent transaction fee waiver and 350 Bonus Reward Points on the activation of the credit card.

Online Shopping benefits

It also offers several benefits for online shoppers. Customers can avail attractive discounts at BigBasket, OXXY,, Ajio, etc.

Some of the attractive offers include:

  • 20 percent discount on medicines on Medlife,
  • 25 percent off on Fitternity
  • 1 Month Hungama Music at Re 1
  • 250 off on Me N Moms.
  • Up to 40 percent discount on pathology
  • 18 percent off on buying medicines from 1Mg
  • 10 percent fee waiver on any UpGrad course
  • 250 off on shopping at The Man Company
  • 10 percent discount each on Mamaearth and Apollo Pharmacy.
  • 10 percent discount while shopping at Carlton, Aristocrat, VIP, Skybag and Caprese.
  • Up to Rs. 300 off on Myntra
  • 15 percent discount on Cuemath
  • 25 percent off on Bata
  • 10 percent off on ordering in train from Rail Recipe
  • 50 percent off on All Test Series by Adda247.

Fuel Surcharge waiver

Like all SBI Credit Cards, the customer can enjoy 1 percent fuel surcharge waiver on IRCTC SBI Rupay Card as well.

Redemption of reward points

Accumulated reward points can be redeemed to collect free tickets on IRCTC website.


With Near Field Communication (NFC) technology, car holders can use the card for making contact less transactions. By simply tapping the card at a secure reader, a fast and secure transaction can be completed.

Rajnish Kumar, Chairman, State Bank of India IRCTC SBI Card said, with the launch of this new IRCTC and SBI Co branded Credit Card on the indigenous RuPay network, the SBI Cards looks forward to cater to a wider audience. The other SBI IRCTC flagship card that was launched in 2006, is one of the best performing travel cards from SBI Card.

Hardayal Prasad, MD & CEO, SBI Card said, “In an environment where social distancing is the new normal, this new contactless card enables consumers to transact safely and securely online, and at POS (point of sale) by using Tap and Pay.”

Furthermore M P Mall, Chairman and Managing Director, IRCTC revealed that 72 percent of the reserved train ticket bookings business in India are serviced through IRCTC travel. With the launch of this new Co-Branded Credit Card the Loyalty programme will be extended on RuPay Platform as well.

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