Apply now for instant HDFC Personal Loan and get loan up to Rs. 40 Lakhs at interest rate starting as low as 10.50% and upto 4999 + GST processing fee. Repay in flexible tenure of 5 years.
Following are the features of HDFC Personal Loan:
Note: Check HDFC Personal Loan Interest Rate for Salary Account holders.
|Personal Loan Eligibility by Banks|
Now get IDFC First Bank personal loan of Rs. 20000 to Rs. 1 Crore at lowest interest rate starting from just 10.49% per annum and the processing fee is 3.5% of the sanctioned limit + GST.
The minimum income for the salaried employee who wishes to apply for a Personal Loan from HDFC Bank should be Rs. 25,000 per month (Rs. 50,000 for Non-HDFC Salary Accountholders).
The applicant must have a work experience of at least 12 months to avail an HDFC Bank Personal Loan.
An applicant can get a maximum of Rs. 40 Lakhs Personal Loan from HDFC Bank provided the applicant is eligible and capable of repaying the amount.
Yes, CIBIL Score plays an important role in the assessment of a Personal Loan application at HDFC Bank. A good score indicates good repayment record. The bank prefers a minimum CIBIL score of 700 and above for considering a Personal Loan.