Indusind Indulge Credit Card

The key highlights of the Indusind Indulge Credit Card are mentioned below:

Following are the detailed features and benefits of IndusInd Bank Indulge Credit Card: 

Pure 22K Gold Card

• A 22K gold inlay with a reflective surface.
• An EMV Chip & PIN Card to add an extra layer of security.
• Complete black core as against the white core for prevailing plastic cards.

Dining Benefits

• Experience mouthwatering meals at 100+ exclusive restaurants.
• Get Rs. 3,000 off on your total bill amount at partner restaurants.
• Offer applicable twice a year. 

Golf Benefits

• Enjoy the privileges of a Green Fee player that entitles you to unlimited access to select premium clubs across India.
• The specially designed golf program also the opportunity to improve your golf game under the watchful eyes of highly qualified golf instructors at select Golf clubs in India.

BookMyShow Benefits

• Buy one movie ticket and get another one absolutely free.
• The price of the free ticket is capped at Rs. 700. 
• If the price is more than the capped limit, you will get a discount of Rs. 700 and pay the remaining amount.
• You can avail of up to 3 movie tickets in a month.
• Offer valid for all theatres registered with BookMyShow in all major cities. 
• Get an additional Rs. 50 off on selecting the F&B option.
• The maximum discount on F&B is Rs. 50 for every 2 tickets booked. 
• The offer is valid till 31..03.2024.

Priority Pass & Lounge Access

• Get access to 1300+ airport lounges with a complimentary Priority Pass. 
• Unlimited complimentary international lounge access outside India.
• For lounge visits within India with a Priority Pass, a lounge usage fee up to USD 27 will be applicable.
• Discounted foreign currency markup of 1.8% + GST on international transactions.

Reward Points

• 1.5 reward points (RP) for spending every Rs. 100.
• Accumulated reward points can be redeemed against Airline miles on InterMiles/Vistara, Cash Credit or IndusMoments.
• The value of the Reward Points for the purpose of redemption is 100 RP = 100 Miles on partner airlines and 1 RP = Re 1. of cash value.
• The minimum reward points required for redemption towards cash credit and airline miles per eligible card variant is Rs. 500.

Fuel Surcharge Waiver

• Fuel surcharge waiver of 1% at any petrol pump across India.
• This waiver is applicable on transactions between Rs. 400 to Rs. 4,000 only.
• The waiver can be availed only when the payment is made with the IndusInd Bank credit card.
• IndusInd Bank reserves the right to determine a cap on the maximum value/ number of fuel transactions permitted in a month on the card.
• Service tax levied on fuel surcharge (if any) will not be waived.

Visa Infinite Program

• Book 1 movie ticket & get another movie ticket free (discount capped at Rs. 300 per transaction). The offer is valid on all days.
• Get a non-movie discount of 20% (up to Rs. 700) per transaction or per card per month. Non-movie quota is capped at Rs. 2,600 for the year.
• Movie quota & non-movie quota are independent of each other. You can avail of one of both in a month (subject to a maximum benefit of Rs. 1,000 per month).

Airport Meet & Greet Immigration Services

• 25% off on retail rates on Airport Fast Track immigration service at 450+ destinations worldwide for Visa Infinite cardholders.

Visa Airport Limo Transfer Program

• 20% off on retail rates on airport transfer service in key cities globally for Visa Infinite cardholders.

Insurance Benefits

• Infinite cardholders can get up to USD 1,000 per claim up to a limit of USD 1,000 per annum. 

Contactless Payments

• This card comes with a contactless feature that enables swift, convenient, and secure transactions for daily purchases. 
• Simply tap your credit card at merchant locations where standard card payments are accepted.
• Can be used for any amount within the overall daily transaction limit of Rs. 5,000.

Other Benefits

• Exclusive offers on Theatre, Events and more.
• Low rate of interest of 1.79% per month.
• Complimentary e-commerce purchase protection offers coverage for possible losses from online purchases like non-delivery of purchased items after 30 days of the scheduled delivery, wrong/ incomplete delivery, physical damage, etc.
• Exclusive Direct Connect Service allows you to call the bank from your registered mobile number on 022-685 77777 for anything you require.
• Complimentary Personal Air Accident insurance of up to Rs. 25 Lakhs.

Following are the fees and charges associated with an Indusind Bank Indulge Credit Card:

• Joining fee: Rs. 2 Lakhs.
• Annual fee: Nil
• Add-on card fee: Rs. 10,000
• Foreign currency mark-up: 1.8% + GST on international transactions
• Rate of interest: 1.79% per month
• Cash advance fee: 2.5% of the advance amount (minimum Rs. 300)
• Late payment fee: Up to Rs. 1,300

If you are interested in applying for an IndusInd Bank’s Indulge Credit Card, you will have to meet the following criteria:

• The income of salaried individuals should be at least Rs. 36 Lakhs per annum
• The income tax returns (ITR) of self-employed applicants should be at least Rs. 42 Lakhs per annum.

The applicant must have the following documents to be eligible for an Indusind Indulge Credit Card:

• KYC documents: PAN Card, Aadhaar Card and Photograph are mandatory.
• Other acceptable address proofs (if your communication address differs from your Aadhaar Card): Voter’s ID, Driving License, Passport, etc.
• Income documents for salaried individuals: Last 3 months’ bank statements and salary slips or credit card details of another bank.
• Income documents for self-employed individuals: Recent copy of ITR or credit card details of another bank.

*Note: All the documents mentioned above need to be self-attested by the applicant.