5 Credit Cards for Those Who Love Dining Out

Updated on: 10 Jan 2024 // 4 min read // Credit Cards
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Whether you have a liking for good old Indian cuisine or you find yourself drawn to new cuisines, there hasn’t been a better time than today.

Dining out in the present day scenario has become much more than just a way to skip cooking, and enjoying a catered meal. It now has much more to do with soaking in new experiences, adapting to new cuisines and enjoying new cultures.

If you are someone who loves to eat, especially at fine dining restaurants, then you might need one of these Best Free Credit Cards in India some incredible dining benefits. We have consolidated a list of the 5 best cards to maximise your experience.

1. HDFC Bank Platinum Times Card

This dining Credit Card comes at an annual fee of Rs. 1,000 and an Annual Percentage Rate (APR) of 40%, which are both reasonable considering the benefits it offers.

To begin with, it comes with a bunch of welcome bonuses. With this card, you can expect to enjoy 20% off on your bills while dining at select outlets.

Moreover, it offers as many as ten reward points, on every Rs. 150 that you spend on dining.

And that’s not all. You will also receive up to 25% off on movie tickets, as well as on shopping when visiting select outlets.

Then again, if you pay a bill ranging between Rs. 400 and Rs. 5,000 for fuelling your vehicle, you are entitled to a fuel surcharge of up to Rs. 500. You can avail this benefit on every billing cycle.

2. ICICI Bank Rubyx Credit Card

You can get this card at an initial annual fee of Rs. 3,000 and a subsequent renewal fee of Rs. 2,000. The APR for ICICI Bank Rubyx Credit Card is 40.8%.

The card welcomes you to the membership with SennheiserHd221 Headphones.

It entitles you to the benefit of minimum 15% on dining bills at more than 2,500 restaurants across the nation.

It also offers two movie tickets through BookMyShow every month, completely free of cost.

Besides, this Credit Card also provides you the opportunity to earn as many as 15,000 PAYBACK points, which can later be redeemed by buying something from the PAYBACK rewards catalogue or shopping at one or more of the partner brands.


Next on our list is a Credit Card offered by one of the largest banks of India, SBI. This card comes at an annual cost of Rs. 2,999 and attracts an APR of 40.2%. This price is instantly justified by the Rs. 3,000 worth gift voucher that the bank offers.

The card entitles you to 10 reward points, for every Rs. 100 spent on dining and groceries, amongst some other categories.

The card also offers aRs. 1,000 voucher for Pizza Hut on spending Rs. 50,000 in a given quarter.

When you make purchases from Big Basket, Reliance Fresh and other such grocery and daily needs store, you can earn up to 15 rewards points for every Rs. 100 spent.

This card also entitles you to a complimentary membership of Trident Privilege Red Tier as well as Cub Vistara (Silver), which is what makes it great value for your money.

4. HDFC Solitaire Credit Card

Offered at a minimal annual fee of Rs. 500, the outstanding bills on this card accrue interest of 37.8% per annum.

While this card offers three reward points for every Rs. 150 spent using it; the rewards points are increased by 50% for similar spends on dining, and even groceries.

The card also waives all fuel surcharges, on purchases starting from Rs. 400 to Rs. 5,000.

Moreover, when you spend upwards of Rs. 75,000 in a span of 6 months using the card, you can enjoy an Rs. 1,000 shopping voucher from Shoppers Stop.

5. HDFC Bank Titanium Times Card

Yet another card on this list which is offered at a modest price of Rs. 500, the bills on this card accrues interest at a rate of 42%.

The card offers a wide array of discount vouchers with its welcome kit. It is also known to offer a 15% discount on dining bills, at select restaurants.

What’s more is that the card lets you enjoy up to 25% off on movie tickets, and offers you two reward points for every Rs. 150 that you spend using it.

Then again, it helps save a whopping Rs. 1,500 on fuel spends every year, making it totally worth the annual fee!

We hope that you now know about some of the most exciting Credit Cards that offer significant benefits on dining out. So, what are you waiting for? Choose one from the best Credit Cards available in India for dining, or for any other activity that accounts for maximum spending on your part and revel in the numerous advantages these astounding Credit Cards offer.

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