Best Bank for Credit Card in India

When it comes to choosing the best bank for credit card in India, the answers can vary according to the parameter for which we need a credit card. There are some banks that offer good rewards programs, some offer good international lounge access, some are lifetime free, some offer good fuel points, while there are some banks that are ideal for shopping and groceries. 

In this blog, we will give you a brief idea about the banks which are best for certain credit cards in India according to the purpose they serve.

Axis Bank Credit Cards

If you are someone who wants to have the best of everything at your disposal, then Axis bank credit cards might be the thing you ve been looking for. Axis Bank, the third largest private sector financial institution in India, was founded in December 1993. It is the third-largest credit card issuer in the country, following HDFC and SBI Card. Axis Bank offers two super premium credit cards, namely the Axis Bank Burgundy Private Credit Card and the Axis Bank Magnus Credit Card. It also provides excellent travel credit cards in collaboration with Air Vistara, including the highly regarded Vistara Infinite card for frequent domestic flyers. Additionally, the Axis Bank MyZone Credit Card is a highly sought-after credit card among first time users among other Axis bank credit cards.

SBI Credit Cards

SBI Card, the second-largest credit card issuer in India after HDFC Bank, has over 1.4 crore active credit cards. Popular offerings include SBI Elite, Air India SBI Signature, SBI SimplyCLICK, Simply SAVE and BPCL SBI credit cards.

HDFC Credit Cards

HDFC presents an extensive selection of credit cards tailored to suit various needs and preferences. Their offerings encompass Super Premium, Co-Brand, Professional, Premium Travel, Premium Women, Premium, Regular, Commercial, and CashBack Cards. Whether you're in search of the finest credit cards in India or dedicated cards for shopping, travel, fuel, rewards, or specialized usage, HDFC ensures an ideal match. From exclusive cards for teachers, doctors, and women to corporate cards, HDFC caters to each segment with personalized solutions.

HSBC Credit Cards

HSBC offers a range of credit cards in India to cater to different needs and lifestyles. Their credit card offerings include rewards cards, cashback cards, travel cards, and co-branded cards with partner brands. HSBC credit cards come with various benefits such as reward points, airport lounge access, fuel surcharge waivers, and exclusive offers on dining, shopping, and entertainment. With their customer-centric approach and flexible features, HSBC credit cards provide a convenient and rewarding experience for cardholders in India.

IDFC First Credit Cards

IDFC First has emerged as a prominent credit card issuer in the country, renowned for its distinctive offerings at affordable costs. While the bank initially focused on providing lifetime free credit cards, it introduced a super-premium card in 2022. Known as the IDFC First Private Credit Card

AU Finance Bank Credit Cards

AU Bank credit cards are a hallmark of excellence, offering a diverse array of exclusive options across various categories. Backed by the innovative SwipeUp platform, these cards provide upgraded features, including higher credit limits, superior rewards, and enhanced benefits. Designed for both AU Bank customers and non-customers, AU Bank credit cards redefine the credit card experience, ensuring maximum value and satisfaction for every cardholder.

Now that you have seen best banks for credit cards in India, lets check out some frequently asked questions related to top banks offering credit cards:

Best Bank for Credit Card FAQs

Which bank credit card is best for fuel in india?

When it comes to fuel, the Best Fuel Credit Cards in India can vary based on individual preferences and needs. Some popular options known for fuel benefits include HDFC Bank's Regalia Credit Card, BPCL SBI credit card. It's recommended to compare the features, rewards, and fuel-related benefits of various cards to find the best fit.

Which bank has maximum credit card?

In terms of the maximum number of credit cards, it is difficult to determine a single bank as the clear leader. Many banks offer a wide range of credit cards, and the maximum limit can vary based on individual eligibility, credit history, and other factors.

Which bank credit card is best for EMI?

Several banks offer credit cards suitable for EMI-based transactions. SBI (State Bank of India) offers the SBI Card Flexipay feature, allowing cardholders to convert purchases into easy EMIs. HDFC Bank, Axis Bank, and Kotak Mahindra Bank are also known for providing EMI options on credit card transactions. Comparing the specific EMI features and terms of each bank can help determine the best option based on requirements.

Which bank gives easily credit card?

The ease of obtaining a credit card depends on various factors such as credit history, income, and eligibility criteria. Banks like HDFC, Axis, SBI, HSBC, AU bank and IDFC First bank have relatively straightforward credit card application processes. However, individual circumstances and creditworthiness play a significant role in the approval process.

Which bank gives fastest credit card in India?

Several banks provide fast credit card services in India. For example, Axis and HDFC Bank offer an instant credit card facility to pre-approved customers. SBI, HSBC, AU bank and Kotak Mahindra Bank also provide quick credit card processing and issuance. It's important to note that while the process may be faster, it still depends on meeting the bank's eligibility criteria and providing the necessary documentation.