5 Best HSBC Credit Card Offers to Checkout in 2019 -20

Updated on: 14 Dec 2021 // 25 min read // Credit Cards
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With more people opting for cashless modes of payment, the number of Credit Card users has reached new levels recently. Around 46.1 million Credit Cards have been issued by banks in India as of February 2019, according to the Reserve Bank of India (RBI). Between the periods of February 2018 to February 2019, the number of Credit Card users in India rose by approximately 9.13 million. This significant rise in the number of Credit Card users can be attributed to the numerous benefits that you can enjoy with Credit Cards. In order to cater to this demand, many banks have introduced new product offerings to satisfy the needs of maximum users.

HSBC Bank, one of the most trusted banking organizations globally, provides a wide range of financial solutions to meet the customer’s needs. The solutions also include Credit Cards, backed with many benefits like reward points, cashback, discounts, gift vouchers to ensure the best user experience. The icing on the cake is that most of these HSBC Credit Cards in India do not have a joining and annual fee. With Multiple Credit Cards on offer from HSBC Bank, you must choose one which meets your requirements in the best way and rewards you for your lifestyle.

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Let’s take a look at the 5 Best HSBC Credit Cards in India:

1. HSBC Visa Platinum Card

This Credit Card from HSBC provides you with a chance to earn great rewards and avail exciting offers. From lifestyle shopping to everyday expenses, this HSBC Visa Platinum Card has got you covered.

Benefits & Rewards

  • Earn 10% cashback of up to 2,000 during the first 90 days.
  • Get a movie ticket voucher worth 500 on spending Rs. 50,000 or more in one year. Maximum benefits available to cardholders can go up to Rs. 3,000 per year.
  • Earn 2 Reward Points for every 150 spent using the HSBC Credit Card.
  • After spending more than Rs. 4 Lakh in one year, earn 5x reward points on subsequent
  • Fuel Surcharge Waiver for all fuel purchases.
  • Convert Air miles for domestic and international flight bookings with Jet Airways, Singapore Airlines.

Fees & Charges

  • No Joining Fee, No Annual Fee.

2. HSBC Premier Mastercard Credit Card

Coming with many benefits and rewards, HSBC Premier Mastercard Credit Card provides you with a privileged lifestyle.

Benefits & Rewards

  • Earn 2 reward points for every 100 spent on this HSBC Credit Card.
  • Earn 50% cash back at PVR Cinemas on purchase of movie tickets, maximum cashback up to 500 per month.
  • Get Airport Lounge access at all leading Airports in India.
  • Earn a movie ticket voucher worth 1,000 on spending more than Rs. 75,000 in a calendar month. However, the maximum benefits available herein to each cardholder in a year are Rs. 6000.
  • Get a dedicated 24-hour Golf Concierge service.

Fees & Charges

  • Joining and Annual Fees is Nil.

3. HSBC Advance Visa Platinum Card

Designed to complement your lifestyle, HSBC Advance Visa Platinum Card offers some of the best rewards and discounts. You are privileged to enjoy a host of offers ranging from travel privileges to dining, shopping, and more.

Benefits & Rewards

  • Earn 2 reward points for every 150 spent using this HSBC Credit Card.
  • Get additional discounts on Movies, Flights, Restaurants, and various other lifestyle purchases.
  • Earn 3x Reward Program Bonus Points on online spends for the first two years from the date of issue.
  • Get a movie ticket voucher worth 500 on spending Rs. 50,000 or more in a year. Maximum benefits available herein to the customer are Rs. 3000 every year.

Fees & Charges

  • No Joining and Annual Fees.

4. HSBC Cashback Credit Card

HSBC Cashback Card is enabled with the VISA Paywave Technology, that allows you to make contactless transactions. This globally accepted HSBC Credit Card offers unlimited cashback on all transactions.

Benefits & Rewards

  • Unlimited cashback on all qualified
  • Earn 1.5% cashback on all online spends (excluding the transfer of funds to a mobile wallet).
  • Earn 1% cashback on all transactions made with HSBC Cashback Credit Card.

Fees & Charges

  • Joining fee is Nil.
  • Annual fee applicable is Rs.750, that can be reversed if your annual spends are 3 Lakh or more in a given year.

5. HSBC Smart Value Credit Card

Keeping your money and time in mind, HSBC has designed this Smart Value Credit Card, which offers great rewards and discounts on your every transaction.

Benefits & Rewards

  • Earn 10% cashback, maximum up to 1,000 during the first 60 days of card issuance on specified transactions.
  • 3x Reward Points on dining, online, and telecom spends.
  • Earn movie ticket voucher worth 200 if your spends in a calendar month are Rs. 15,000 or more. However, maximum benefits per cardholder herein are capped at Rs. 1200 for a given year.
  • Avail instalments at attractive interest rates of 10.99% per annum for products purchased using HSBC Credit Card EMIs, if the purchase is made during the first 3 months of card issuance.
  • Get a fuel surcharge waiver on all fuel purchase transactions across all leading fuel stations in India.
  • Get an Amazon voucher 500 on payment of the annual fees.

Fees & Charges

  • Joining fee is Nil.
  • Annual fee is 499 and the same can be waived off if annual spends in a previous year are Rs. 50,000 or more.

It is very important to choose a Credit Card that best suits your requirements and know all the details regarding available offers and charges before applying. With so many discounts and benefits on offer, HSBC Credit Cards in India provide you with an opportunity to lead a privileged lifestyle without burning a hole in your pocket. Though, you must ensure that you exercise financial discipline while using Credit Cards. Otherwise, it is very easy to fall into a debt trap.

Also Read: Have a Credit Score of 750 or Above? Here are some of the Best Credit Card Offers for You!

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