Credit cards require activation before they can be used. However, it can be tricky for several first-time users to activate their credit cards after getting it from the bank.
If you are a Bank of Baroda customer wondering how to activate your BOB credit card, here is everything you need to know about the several ways to activate it.
Activate your BOB Credit Card Online
Do you want to avoid the offline methods for the extra hassle it adds to the entire process? Are you wondering how to activate a BOB credit card in a hassle-free manner? No need to worry. There are several online methods that you can follow to activate your credit card by generating the PIN for the first time.
One of the easiest ways of activating a credit card online is to use your net banking account. It is a safe, quick, and feasible process that you can follow from the comfort of your home.
You can also choose to use your mobile banking account to generate your credit card PIN for the first time. Mobile banking nowadays can be used with or without the help of the internet,, making it one of the most feasible methods for generating a credit card PIN for the first time.
Here are some detailed, step-by-step processes that you can understand and follow to activate your credit card online.
Activate BOB Credit Card through Netbanking
The net banking option can be the best option for you if you are wondering how to activate a BOB credit cardin a hassle-free and quick manner from your home.
You need to follow the steps given below to activate your credit card through your net banking account:
If you are a first-time user and have not yet registered for their official banking account, visit their page and register first to move forward with the process.
First, you need to generate your PIN for the first time and enter the OTP sent to your registered mobile number.
If you are already a registered customer, you need not re-register to activate your credit card PIN.
Go to their page to log in using the necessary credentials.
After that, you have to provide your credit card details, such as your credit card number, CVV, expiry date, along with your exact birth date that is registered with your bank account.
An OTP is received on the mobile number registered with the bank to verify your identity and mobile number.
You will need to put the OTP on your screen. Cross-check all the card details as well as your details before hitting the submit button.
Activate BOB Credit Card through Mobile Banking
It is also possible to activate your credit card through mobile banking. Mobile banking can be used both offline and online. It is a feasible option considering that it is safe, quick, and instant, and does the job seamlessly.
The steps that you need to follow to activate your credit card through mobile banking are mentioned here:
You need to download the mobile banking app on your phone before you start the process of activating your credit card.
If you already have it downloaded, you need to open the app using your credentials.
Go to the select credit cards option and visit the service request option for further steps.
You'll be asked to select your credit card option from the drop-down menu before you click on the generate credit card PIN option.
You will need to add the necessary details to proceed further, including your credit card number, CVV number, and your card's expiry date with your birthdate.
Cross-check all the details that you put in and then confirm them.
After verifying your details with a new OTP, a pop-up will appear on your screen, letting you know that your PIN has been successfully generated.
These are the two most feasible and quick online methods that you can follow to generate your CC PIN for the first time before using it.
Activate BOB Card Offline
If you do not feel comfortable using online methods for your credit card activation, here are some offline methods you can follow:
If you are wondering how to activate a BOB credit cardusing offline methods, the two methods that you can follow are mentioned here:
You can take the help of customer care services to activate your credit card PIN. It is safe, easy, and quick when activating a new credit card PIN compared to other methods.
You can also visit your nearest ATM to activate your credit card safely.
Now, let's take a look at the methods thoroughly so that you can follow them properly when you activate your BOB credit card.
Activate the BOB Credit Card through the ATM
Using the ATM can be one of the best options when it comes to activating your credit card. Here is what you need to do to activate your BOB credit card using the ATM:
Visit your nearest ATM and slide your card through the machine for further steps. The first option that will appear on your screen is to set/regenerate PIN.
The screen will appear after that, asking for your credentials.
You will be asked to put an OTP that will be sent to your registered mobile number.
After the successful entry of your one-time password, you will be taken to the next screen. You will then be asked to generate your credit card PIN.
Make sure you always change your credit card PIN for safety purposes. Never forget to use your mobile number that is registered to your bank account. Any other number will not work in that regard.
Activate BOB Card via Customer Care
If you are wondering how to activate a BOB credit card without following any online procedures or following the ATM method, taking the help of the customer care services of the Bank of Baroda to activate your credit card can be the best option for you.
To follow this method, you need to call their hotline number 18001031006/ 1800225100. The customer care executive will ask you for your preferred language and your card details, date of birth, and other details to verify your information.
After you request them to activate your credit card, they will take you through the entire process. You need to follow the steps that they tell you.
These are the major offline and online methods that you can follow if you wonder how to activate Bank OfBaroda credit card. Go through all the details to opt for the one that most feasible for you.
FAQs
To change your Bank Of Baroda credit card PIN, you can call their customer care number or visit the ATM to change it.
Calling the customer care executive or activating a new credit card through a net banking account can be quick.
The process to activate your credit card remains the same whether you activate it as your primary credit card or add-on card.
You can call their customer care number 18001031006 or 180 0225 100.
You can either use the net banking account to change your Bank Of Baroda credit card PIN, or you can also visit the ATM to do the same.
Updated On May 10, 2026
Written By
Written By Reshma RawatAssistant Content ManagerCredit Cards, Credit Score, Personal Loan, Home Loan, etc.
Reshma Rawat is a passionate writer with a decade of experience in writing for a variety of domains (finance, technology, lifestyle, e-commerce, real estate, etc.). Currently, she is working as Assistant Manager - Content @MyMoneyMantra and writes blogs & webpages on financial products (loans, credit cards, insurance, government financial policies, mutual funds, etc.).
