The key highlights of the lifetime free HSBC Smart Value Card are given below:
|Best for||Rewards, cashback & lounge access|
|Rewards||3X rewards on online, dining & telecom categories|
|Cashback||10% cashback of up to Rs. 1,000|
|Complimentary airport lounge access||3 complimentary visits at domestic & international lounges or 3 meal vouchers for use at airport restaurants in India|
|Welcome gifts||Amazon voucher worth Rs. 500 & Swiggy voucher worth Rs. 250|
|Minimum income||Rs. 3 Lakhs per annum|
|Minimum age||18 years|
Following are the main HSBC Smart Value credit card benefits and features:
Dynamic Annualized Percentage Rate (APR)
Joining & Annual Fees
The HSBC Credit Card provides a convenient way to help you manage your payments, transfer your balances on EMI and also borrow cash with easy instalments at a lower rate of interest. The bank has a host of low-interest EMI options:
Following are the fees and charges levied on the HSBC Smart Value Card:
You must meet the following eligibility criteria for the HSBC Smart Value Credit Card:
You will be required to submit the following documents to apply for an HSBC Smart Value Card along with the filled-in and signed application form:
*The list of documents given above is for only reference purposes. The bank may ask for additional documents during the process of credit card application.
You can apply for HSBC Smart Value Credit Card online via visiting the official website of the bank, clicking on the 'Apply now' button and providing all the required details. Alternatively, you can also apply offline by visiting your nearby HSBC branch.
For instant and hassle-free processing of your credit card application, you can apply online for the card from our website. Just open the ‘Credit Cards’ page, choose a preferred credit card and fill up the available online application form. As soon as you submit your application, our Credit Card experts will contact you to complete the application.
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Apply for HSBC credit cards and enjoy various privileges like lounge access, 10X reward points, cashback, and many more.
Your HSBC Smart Value credit card’s limit is decided at the discretion of the bank. The bank conducts thorough checks before deciding a specific limit for each customer. Some important factors that play a major role in deciding the credit card limit are the applicant’s credit score, credit report, and previous/existing debt repayment habits.
Anyone who meets the eligibility criteria mentioned below can apply for an HSBC Smart Value Credit Card:
Yes, you can use this card for foreign transactions with zero extra charges. However, the bank will levy an applicable 3.3% currency conversion rate in the country where you make the transaction.
Yes, the reward benefits are mentioned below:
New customers can avail of the following welcome privileges on a minimum transaction(s) of Rs. 2,500 within 30 days of card issuance (valid from 01.012023 till 15.04.2023):