Additional Info: Check the Best Travel Credit Card in India & apply.
|Joining fee||4,999 + GST|
|Renewal fee (second year onwards)||4999 + GST (per annum) |
*waived off on annual spends over 5 Lakh
|Finance charges||3.35% per month, 40.2% per annum (from date of transaction)|
|Cash advance fee on domestic ATMs (SBI and other ATMs)|
2.5% of the transaction, minimum of 300
|Cash advance fee on international ATMs||3% of the transaction, minimum of 300|
|Statement retrieval fee for statements older than 2 months||100 per statement|
|Payment dishonour fee||2% of the amount, a minimum of 450|
|Cheque pick up fee||100|
|Overlimit fee||2.5% of over limit, a minimum of 500|
|Charge||Due Card Amount|
|100||200 to 500|
|400||500 to 1000|
|600||1000 to 10,000|
|800||10,000 to 25,000|
|950||greater than 25,000|
|Railway tickets booking through counters||30 + 2.5% of transaction|
|Railway tickets through IRCTC||1.8% of transaction+ applicable taxes|
|Petrol and other products & services at petrol Pumps||1% fuel surcharge waiver for each transaction of 500 to 4,000 (Max 250 waiver per statement cycle, per credit card account).|
|Rewards redemption fee||99|
|Emergency card replacement (when abroad)||Actual cost (minimum of $175)|
|Dynamic currency conversion, Mark up fee||3.50% (Only for transactions above or equal to 1000)|
|Foreign currency transaction, conversion mark up||3.50%|
|Priority Pass Lounge charges|
|Cash payment fee||100|
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To apply for Etihad Guest SBI Premier Card online, all you need to do is fill a Credit Card query form on MyMoneyMantra Website. As you fill the form, you will create unique customer access for yourself. A One Time Password (OTP) is generated so that your identity can be verified. You will receive the OTP on the mobile number shared in the form.
By filling up the OTP, you will access the best Credit Cards according to your credit requirements. You can compare various cards or go directly to Etihad Guest SBI Premier Card and connect with the card issuer.
The moment you click on the chosen card, our representatives will initiate the processing of your request. A card representative will also contact you on the phone and further assist you to avail the card in the shortest turnaround time. They will assist you to get doorstep delivery of the card. The entire process is quick and hassle-free.
To apply for Etihad Guest SBI Premier Card, you must fulfil following eligibility criteria:
To apply for Etihad Guest SBI Premier SBI Card, you are required to fill the card application form and attach the recent passport sized pictures, along with a copy of valid documents to verify your identity, age, income, and address. You can submit any one of the acceptable documents for each category. The approved documents' list is as below:
|Identity Proof||Age Proof||Income Proof||Address Proof|
|Pan Card/ Driving License/Voter ID Card/ Passport||Birth Certificate/Passport/ Voter ID card||Copy of latest utility bills like Telephone bill, Electricity bill, Bank Statement, etc/Rent Agreement/ Voter ID card/ Ration Card/ Passport/ Driving License|
Etihad Guest SBI Premier Card and Etihad Guest SBI Card are the two variants of international co-branded cards by SBI and Etihad Guest which is the loyalty programme of Etihad Airways. The former is the premium version packed with complimentary Gold Tier Status, while the latter comes with complimentary Silver Tier Status. The annual membership cost of Etihad Guest SBI Premier Card is 4999, while Etihad Guest SBI Card costs 1499 annually.
Both Cards are packed at par with exclusive rewards and benefits. A highly frequent flier must choose the premium version while a frequent flyer may opt for the plain variant. Both cards offer exclusive value back in the form of Etihad Guest Mile rewards, Airport Lounge Access and instant discount on direct airways booking. For Example, You enjoy additional excess baggage allowance of 10 kgs with Etihad Guest SBI Card and 15 kgs with Etihad Guest SBI Premier Card. You also get priority boarding and complimentary insurance cover with your card.
As per RBI directive, SBI Card periodically reports your card usage history including the payments and defaults to the credit information bureaus which builds your Credit Score. When you miss the monthly payment on your card, it is bound to be reflected on your report. However, it does take 40-50 days to report a credit history. You get ample time to pay out. The SBI Card doesn't report default without taking the required steps.