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Key Highlights of YES Premia Credit Card

Following are the key highlights of YES Bank Premia credit card:

Joining feeRs. 999 + applicable taxes
Annual feeRs. 999 + applicable taxes
Benefits 

International lounge visits, accelerated reward points on select transactions, discount on movie tickets at BookMyShow, complimentary Golf program, insurance cover, 

fuel surcharge waiver, etc. 

Rewards3 reward points on spending every Rs. 200 on select categories & 6 on all categories.
Age21 to 60 years
Foreign currency transaction fee2.50% 

Also Check: Yes Bank Credit Card Bill Payment.

Features & Benefits of YES Premia Credit Card

Following are the key features and benefits of YES Premia Credit Card:

Rewards

  • Accelerated reward points on select transactions on YESCART.
  • 3 reward points on every spend of Rs. 200 on Select categories.
  • 6 reward points on every spend of Rs. 200 on other than Select categories.
  • 5X reward points on first 3 transactions of the billers registered on YES PayNow (this offer is valid only on the first 5 registered billers). 
  • Redemption of reward points can be done against Air Miles. 
  • 10 Reward Points = 1 InterMile or 1 Club Vistara Point.

Check other Yes Bank Credit Card Reward points in detail. 

Discounts 

  • YES Premia credit card benefits include a 25% discount on booking movie tickets on BookMyShow website or mobile app.

International and Domestic Lounge Program

  • Domestic: 1 complimentary YES Bank Premia credit card lounge access per calendar quarter at domestic airport lounge across India only for Primary Cardmember. 
  • International: 
    • For Mastercard: Complimentary Priority Pass Membership is available on request for Primary Cardmember with 2 complimentary visits per calendar year at international airports. US $27+GST lounge access charges will be applicable on usage after 2 lounge visits, all guest visits, and using the card at airports in India.
    • For VISA cards: Cardholders get 2 complimentary visits per calendar year at international airports through the LoungeKey Program. For usage after 2 visits and all guest visits, a charge of US $27+GST will be applicable.

Complimentary Golf Program

  • Waiver of 4 green fees each calendar year at select Golf courses in India.
  • 1 complimentary Golf lesson every calendar month at select golf courses in India.

Insurance Cover

  • Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of the Primary Card member. 

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver at all fuel stations across India for transactions between Rs. 400 to Rs. 5,000.

Secure Transactions

  • Your online transactions are secured with MasterCard Secure Code.

 Other Benefits

  • Instant EMI conversion of transactions of Rs. 2,500 or above.
  • EMI on call
  • Quick loan
  • Card protection plan

Fees 

  • Joining fee: Rs. 999 + applicable taxes. Waived on spending total Rs. 25,000 on retail within 90 days of card set up date.
  • Annual fee: Rs. 999 + applicable taxes. Waived on spending Rs. 1,50,000 on retail within 12 months prior to the renewal date.

Additional Info: Check YES Bank Credit Card Application Status Online.

YES Premia Credit Card Fee/Charges

YES Premia Credit Card involves the following fees and charges:

  • First year membership fee: Rs. 999 + applicable taxes. Waived on spending total Rs. 25,000 on retail within 90 days of card set up date.
  • Renewal membership fee: Rs. 999 + applicable taxes. Waived on spending Rs. 1,50,000 on retail within 12 months prior to the renewal date.
  • Interest on revolving credit, cash advances & overdue amount: 3.5% p.m (42% p.a). 3% p.m (36% p.a) for credit cards issued against Fixed Deposit.
  • Preferential foreign currency markup: 2.50%.
  • Interest rate for Instant EMI: 12% p.a to 15% p.a.

Additional Reading: Yes Bank Credit Card Offers.

YES Premia Credit Card Eligibility

Below are the Yes Bank Credit Card Eligibility Criteria for Premia Credit Card:

  • Minimum age of the applicant should be 21 years and maximum up to 60 years.
  • The applicant should either be a salaried employee or self-employed individual.
  • Minimum net monthly income required is Rs. 1.2 Lakhs or Income Tax Return of Rs. 14.4 Lakhs & above.

YES Premia Credit Card Document Required

Following documents are required to apply for YES Premia Credit Card:

  • PAN Card or Form 60 copy
  • Recent passport size photograph
  • Latest Payslip or ITR as income proof
  • Electricity Bill, Landline Telephone Bill, Passport, or Ration Card as address proof.
  • Aadhaar Card, Passport, Driving License, or PAN Card as identity proof.

Follow the link for: CIBIL Check Free

How to Apply for YES Premia Credit Card?

You can apply for YES Premia Credit Card online through YES Bank’s website or MyMoneyMantra. Following are the steps to apply for the card:

  • Visit the official website of YES Bank or login to MyMoneyMantra’s website to check your eligibility for the YES Premia Credit Card.
  • Fill in the online form by entering the required details.
  • Upload all the required documents. 
  • Submit your application and wait for the bank’s approval.

Other YES Bank Credit Card

  • Yes Prosperity Rewards Plus Credit Card
  • Yes Prosperity Edge Credit Card

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YES Premia Credit Card FAQs.

How can I increase the limit of YES Premia Credit Card?

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Download the credit card limit enhancer form YES bank available on the bank’s website. Fill in the form and mail it to the address mentioned below along with pay slips of last 2 months/salary certificate and recent ITR attached with computation sheet:

YES Private Credit Cards Division

YES Bank Ltd., YES Bank Towers,

Plot No. 14, 3rd Main Road,

Ambattur Industrial Estate,

Ambattur, Chennai-600058.

Your credit limit enhancement will be accepted or rejected by the bank based on its internal review. Alternatively, you can also visit the home branch to place a credit enhancement request.

How do I claim my YES Premia reward points?

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You can claim your YES Bank credit card reward points against shopping vouchers or in store purchases with Amazon, Myntra, Flipkart, Big Bazaar, Croma, or other exciting brands. To visit YES Rewardz, click https://www.yesrewardz.com/.

Is YES Premia Credit Card a contactless card?

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Yes, YES Premia Credit Card is a contactless card.

Can we withdraw money from YES Premia credit card?

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Yes, you can withdraw cash from the YES Bank Premia debit card or credit card by paying the applicable cash withdrawal fee.

What is the purpose of a YES Premia Credit Card?

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YES Bank Premia credit card benefits include international lounge visits, accelerated reward points on select transactions, discount on movie tickets at BookMyShow, complimentary Golf program, insurance cover, fuel surcharge waiver, purchase to EMI conversion, and so on. You can read YES Premia credit card review online to know its various purposes and attractive features.