Hello,

Guest!

Updated:

Key Highlights of YES Prosperity Edge Credit Card

 Following are the key highlights of YES Bank Prosperity Edge credit cards:

Joining feeRs. 399 plus applicable GST
Annual feeRs. 399 plus applicable GST
Benefits Accelerated reward points, 15,000 bonus reward points, fuel surcharge waiver, insurance cover, complimentary access to domestic airport lounge, golf rounds, etc. 
Rewards2 reward points on spending every Rs. 200 on select categories & 4 on all categories.
Age21 to 60 years
Foreign currency transaction fee3% 

Also Check: Minimum Cibil score for credit card 

Features & Benefits of YES Prosperity Edge Credit Card

Following are the main features and benefits of YES Prosperity Edge Credit Card:

Rewards

  • Accelerated reward points on select transactions on YESCART.
  • 2 reward points on spending each Rs. 200 on Select categories.
  • 4 reward points on spending each Rs. 200 on all other categories.
  • 5X reward points on your first 3 transactions of the biller registered on YES PayNow (offer valid only on the first 5 registered billers). 
  • 15,000 bonus reward points on spending Rs. 6 Lakhs or above in each anniversary year.

Complimentary Golf Program

  • 4 complimentary rounds of green fees each calendar year at select Golf courses in India.
  • 1 complimentary Golf Lesson each calendar month at select golf courses in India.

International and Domestic Lounge Program

  • Domestic: 1 complimentary visit to domestic airport lounge in India per calendar quarter only for Primary Cardmember. 
  • International: Complimentary Priority Pass Membership for International Lounge Program is available on request for cards issued on Mastercard for Primary Cardmember. For cards issued on VISA, cardholders can present their Visa branded YES BANK Credit Card to access lounges abroad displaying the LoungeKey logo. 
  • US $27+GST lounge access charges applicable on lounge access at international airports for cardmembers. 
  • For each guest visit, a charge of US $27+GST will be applicable.

Insurance Cover

  • YES Prosperity Edge credit card benefits include a Credit Shield Cover in case of accidental demise of primary cardholder.
  • Life Insurance Cover of Rs 50 Lakhs for death because of air accident.
  • Medical Insurance Cover of Rs. 15 Lakhs for emergency hospitalization during travelling overseas.
  • Card Protection Plan (CPP) for card loss, theft, fraud, and emergencies. 

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver across India at all fuel stations for transaction between Rs. 400 to Rs. 5,000.

Secure Transactions

  • Your online transactions are secured with MasterCard SecureCode or Verified by VISA.

Instant EMI

  • Convert transactions of Rs. 2,500 or above into EMIs and earn rewards points.
  • Zero documentation is required. 
  • Interest rates vary from 12% to 15% p.a. 
  • No processing fee is involved.
  • Repayment options vary from 3 to 24 months.

Fees 

  • Joining fee: Rs. 399 + GST. Waived on spending Rs. 15,000 on retail within 90 days of card set up.
  • Annual fee: Rs. 399 + GST. Waived on spending Rs. 75,000 on retail within 12 months prior to the renewal.

YES Prosperity Edge Credit Card Fee/Charges

  • Joining fee: Rs. 399 + GST. Waived on spending Rs. 15,000 on retail within 90 days of card set up.
  • Annual fee: Rs. 399 + GST. Waived on spending Rs. 75,000 on retail within 12 months prior to the renewal.
  • Interest on revolving credit, cash advances & overdue amount: 3.5% p.m (42% p.a).
  • Preferential foreign currency markup: 3%.
  • Interest rate for Instant EMI: 12% p.a to 15% p.a.

Additional Reading: Online cibil score check by pan number

YES Prosperity Edge Credit Card Eligibility

Below are the eligibility criteria for yesbank edge credit card:

  • The applicant should be minimum 21 years to maximum 60 years of age.
  • The applicant should be a salaried employee or self-employed individual.
  • Minimum net monthly income required is Rs. 60,000 or Income Tax Return of Rs. 7.2 Lakhs & above.

YES Prosperity Edge Credit Card Document Required

You will need to submit the following documents for YES Prosperity Edge credit card:

  • Duly filled and signed application form along with passport size photographs.
  • Identity proof: Passport/ PAN Card/ Ration Card/ Aadhaar card/ Voter’s ID card/ Driving license
  • Address proof: Passport/ Telephone bill/ Electricity bill/ Voter ID card/ Ration card/ Aadhaar card
  • Income proof for salaried: Recent salary slip and bank statements of last 6 months.
  • Income proof for self-employed: Recent ITR, audited P&L statement, and balance sheet.

Additional Reading: Top Credit rating agencies in India

How to Apply for YES Prosperity Edge Credit Card?

You can apply for the YES Prosperity Edge card online through YES Bank’s website or MyMoneyMantra with the following steps:

  • Visit the bank’s website or MyMoneyMantra and check your eligibility for the card.
  • Fill in the online form.
  • Upload the required documents and submit your application.

Also Check: CIBIL full form

View and improve your credit score - for free.

Know how good your score is

Get insights on how to improve it

Unlock offers as per your score

chart_15f235bf64.svg

The best offers from India’s most
trusted banks

unicard.png
small_SBI_Bank_8169128416.png
HDFC-Bank.png
indusind-bank.png

Best Rewards Credit Cards

Earn max rewards & redeem for cash back, value back offers, discounts & exclusive deals.

YES Prosperity Edge Credit Card FAQs

How can I increase the limit of YES Prosperity Edge Credit Card?

image

Download the YES bank’s credit card limit enhancer form available on the official website of the bank. Fill in the form and send it to the address given below with your last 2 months’ pay slips/salary certificate and latest ITR attached with computation sheet:

YES Private Credit Cards Division

YES Bank Ltd.,

YES Bank Towers,

Plot No. 14,

3rd Main Road,

Ambattur Industrial Estate,

Ambattur, Chennai-600058.

The bank will accept or reject the request for limit enhancement of your card on the basis of internal review. Alternatively, you can also go to your YES Bank’s home branch to place a credit enhancement request.

How do I claim my YES BANK reward points?

image

YES Bank credit card reward points can be redeemed for shopping vouchers or in store purchases with exciting brands like Amazon, Myntra, Flipkart, Big Bazaar, Croma, etc. To visit YES Rewardz, click https://www.yesrewardz.com/.

Is YES Prosperity Edge Credit Card a contactless card?

image

Yes, YES Bank platinum prosperity edge credit card is a contactless credit card.

Can we withdraw money from YES Prosperity Edge credit card?

image

Yes, you can withdraw money from the YES Prosperity Edge card by paying the applicable cash withdrawal fee.

What is the purpose of YES Prosperity Edge Credit Card?

image

Some attractive YES Bank Prosperity Edge credit card benefits include accelerated reward points, complementary golf rounds, complimentary domestic lounge access, fuel surcharge waiver and many more benefits with the joining and renewal fees of Rs. 1,199 plus applicable taxes.