Joining fee (Annual) | Rs. 1,000 + applicable taxes |
Renewal fee | Rs. 4,500 + applicable taxes |
Reward Benefits | 1,000 bonus points on 6 transactions of Rs. 1,000 each every calendar month |
Best Suited For | Rewards & Travel |
Welcome gift | 4,000 bonus membership reward points |
Annual income | Rs. 6 Lakhs or above |
Age | Minimum 18 years |
Other Benefits | Extra 5,000 Rewards Points in the first year of renewing the charge card.* |
*The extra rewards points are subject to the payment of annual membership fee of Rs 4,500 and will be credited within 90 days from the date of card renewal.
American Express® Gold Charge Card Gold Collections Benefits | |
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24 Karat (24,000 Points) | 18 Karat (18,000 Points) |
Rs 14,000 Taj Voucher | Rs 9,000 Taj Voucher |
Rs 10,000 Tanishq Voucher | Rs 7,000 Amazon Voucher |
Rs 9,000 Flipkart Voucher | Rs 7,000 Flipkart Voucher |
Rs 9,000 Amazon Voucher | Rs 8,000 Shoppers Stop Voucher |
Rs 11,000 Shoppers Stop Voucher | Rs 8,000 Myntra Voucher |
Rs 11,000 Vistara Voucher |
Note: Enjoy movie vouchers worth Rs.6,000 per year* with American Express Platinum Reserve Credit Card.
Also read: American Express Credit Card Benefits
Also Check: American Express Credit Card Login
American Express demands certain documents that can be submitted for KYC purposes of Amex credit cards and Amex charge cards. This includes…
Also Check: American Express Credit Card Payment
You can apply for an Amex Gold Charge card directly through the American Express website and via MyMoneyMantra.
American Express Credit Card Application Through Amex Online
Step 1: Go to American Express website, select the desired credit card that suits best according to your income levels, nature of expenses and the benefits offered.
Step 2: Provide your personal details including name, date of birth, email address, mobile number and complete residential address.
Step 3: Quote your PAN, alongside the employment status.
Step 4: Read the Terms & Conditions and tick the check box for agreeing the same.
Step 5: Click on ‘Agree & Continue’.
American Express Credit Card Application Through MyMoneyMantra
Step 1: Go to MyMoneyMantra’s American Express credit card page,
Step 2: Click on ‘Apply Now’. You’ll be redirected to the American Express Gold card page.
Step 3: Now you can fill in your personal credentials including your name, date of birth, phone number, email address and residential address.
Step 3: After this, you will be required to share the PAN and employment status.
Step 4: Tick the check box after reading the Terms & Conditions
Step 5: Click on ‘Agree & Continue’.
For American Express cards, an individual can select between an Amex credit card and Amex charge card. Also, you can check the latest credit score beforehand to make sure that your credit profile is in good shape.
With limited availability of charge cards in India, there are no absolute rivals. However, users exploring credit cards with premium lifestyle benefits can check for other similar cards that offer a bouquet of benefits, rewards, discounts and fee waivers.
Credit Card | Annual/Joining Fee | Main Benefits |
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SBI Elite Credit Card | Rs 4,999 + GST |
|
HDFC Bank Regalia Gold Credit Card | Rs 2,500 + GST |
|
Axis Bank Select Credit Card | Rs 3,000 + GST |
|
Yes First Exclusive Credit Card | Rs 1,999 + GST |
|
Standard Chartered Ultimate Credit Card | Rs 5,000 + GST |
|
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The primary difference is the type of card. American Express® Gold Card is a charge card, just like American Express® Platinum Card but with lower perks to the latter. American Express Platinum Travel, American Express Membership Rewards, American Express Platinum Reserve, American Express SmartEarn and American Express PAYBACK are all credit cards.
No pre-set spending limit on American Express® Gold Card allows you more flexibility over the standard credit limit. The credit limit of an Amex Gold charge card depends on spend patterns, earnings, existing liabilities, etc.
Yes. You can withdraw cash through American Express® Gold Cards at a fee of 3.5% of the transaction amount subject to a minimum of Rs 250 for all domestic withdrawals. All international withdrawals through American Express® Gold Card attract a fee of $129 of the withdrawal amount.
The late payment penalty on missing American Express® Gold Card bill payment due date is 5% of the outstanding amount. A minimum of Rs 300 is charged.
All Indian residents belonging to a select list of Tier-1 and Tier-2 cities with personal annual income of more than Rs 6 lakh, over the age of 18 years are eligible for American Express® Gold Card. The final eligibility is determined by American Express after careful scrutiny of other factors including credit score, ongoing liabilities, earnings, etc.
Yes. American Express® Gold Card provides lucrative hotel vouchers for travel lovers, discounts on flight and hotel bookings through partner portals and many other discounts on booking hotels that have partnered with American Express.
All the eligible individuals who are frequent travellers and like to dine-in on multiple occasions should apply for American Express® Gold Card as it provides a bundle of benefits that can maximise the experience and open the door to a wide range of vouchers and discounts.