Types of American Express Credit Cards in India

American Express is one of the leading Credit Card providers in India, when it comes to super-premium benefits, exclusive discounts and excellent rewards points structure. Amex offers credit and charge cards that are bundled with a range of lifestyle benefits to suit the varying requirements and desires of a customer. American Express® Platinum Card is the superlative offering from Amex, while American Express SmartEarn™ Credit Card, American Express PAYBACK® Credit Card and American Express Membership Rewards® Credit Card are instrumented for maximum benefits on shopping, dining and other frequent spend categories. 

You can apply for any American Express credit card that is suitable according to your earnings, spending patterns and repayment abilities. The credit card services of American Express have no beating as the bank leaves no stone unturned in treating customers with best-in-class features after onboarding on the Amex network.

So if you are thinking of availing American Express Credit Cards, given below are the different  Types of Credit Cards Offered by AMEX:

American Express Credit Cards in India: Fees & Charges

1. American Express Membership Rewards® Credit Card

• Membership Rewards® credit card of American Express provides 1,000 Bonus Membership Rewards® points if a user spends Rs 1,500 or more four times every month. 
• An additional 1,000 points are available on crossing spends of Rs 20,000 in a calendar month, subject to prior enrollment. 
• As a welcome benefit, American Express Group offers 4,000 Bonus Membership Rewards® points. 
• Amex Membership Rewards® credit card also has the 18 and 24 Karat Gold collection through which points can be redeemed for vouchers of Taj, Shoppers Stop, Flipkart, etc.

2. American Express® Platinum ReserveSM Credit Card

• American Express® Platinum ReserveSM Credit Card is another premium card in the line-up as it offers vouchers worth Rs 6,000 and complimentary membership of Taj Epicure and EazyDiner Prime. 
• From complimentary visits to domestic airport lounges to free-of-cost priority pass membership, Platinum Reserve credit card has it all.
• A Taj voucher with Rs 10,000 is awarded to users on crossing a spend threshold of Rs 5 lakh which effectively helps in reversing the annual fee of Rs 10,000. 
• Among the premium privileges, an Amex Platinum ReserveSM Credit Card member can enjoy complimentary access to more than 32 golf courses across India without a green fee, twice every month.

3. American Express® Gold Card

• American Express® Gold Card is the second charge card which has no pre-set spending limit, thereby allowing more flexibility over regular credit cards. 
• Amex Gold charge card also provides membership rewards points on fuel purchases, 4,000 Bonus points as a welcome gift. 
• As a Gold card member of American Express, you can earn 1,000 bonus points on performing six successful transactions of Rs 1,000 or more every month in a card membership year. 
• The accumulated rewards points can be redeemed from 18 and 24 Karat Gold Collection provided by American Express Group, which includes premium vouchers from Taj, Flipkart, Shoppers Stop, etc.

4. American Express® Platinum Card

• American Express® Platinum Card comes with no pre-set spending limit and ‘Do Anything’ Platinum concierge. No pre-set limit doesn’t translate into unlimited spending power, though it provides a user with a dynamic limit subject to spend patterns, repayment history and earnings. 
• As an Amex Platinum Card user, you can have the best airport lounge experiences with Priority Pass, The Centurion®, Escape and Delta Sky Club® when flying Delta. 
• From discounts of up to 50% off on suites at Oberoi Hotels & Resorts and 25% at Taj, SeleQtions and Vivanta Hotels, Platinum card provides an unforgettable holiday experience. 
• Among other travel benefits, card members can avail exclusive deals on booking flight tickets from Air France, Delta Airlines, Emirates, Virgin Atlantic, Qatar Airways, KLM, etc. with Platinum card.

5. American Express® Platinum Travel Credit Card

• American Express® Platinum Travel Credit Card provides a welcome gift of 10,000 membership rewards points that can be redeemed for a value of Rs 3,000. 
• Amex Platinum Travel credit card further provides vouchers and travel benefits of Rs 4,500 and Rs 7,500 on hitting spend milestones of Rs 1.90 lakh and Rs 4 Lakh, respectively. 
• Amex allows 8 complimentary lounge visits in a calendar year, with a maximum of two visits in a calendar quarter across India. 
• Amex Platinum Travel credit card users can also avail a Taj Experiences e-gift card worth Rs 10,000.