How to Check Axis Bank Credit Card Balance?

Updated on: 19 Jan 2024 // 3 min read // Credit Cards
Author :(20 posts)

Keeping track of your credit card balance is crucial for managing your finances and avoiding overcharges or fees. Axis Bank, one of India's leading banks, offers various convenient methods for customers to check their credit card balances. Whether you prefer online, mobile, or traditional methods, Axis Bank has you covered. Let’s explore these different methods in detail.

Method 1: Checking Credit Card Balance Using Axis Bank Mobile App

The Axis Bank Mobile App streamlines the process of managing your credit card finances. With a user-friendly interface, it offers an instant and efficient way to keep track of your credit card balance. This modern solution is ideal for those seeking quick, on-the-go access to their financial information, ensuring that staying informed about your expenditures is just a few taps away.

Step-by-Step Guide:

  • Download the App: First, download the Axis Bank mobile app from the Google Play Store or Apple App Store.
  • Log In: Use your internet banking credentials or your credit card details to log in.
  • Navigate to Credit Cards: Once logged in, go to the ‘Credit Cards’ section.
  • View Balance: Here, you can view your credit card balance, available credit limit, and recent transactions.


  • Accessible 24/7.
  • Real-time updates on your balance.

Method 2: Check Credit Card Balance Using Axis Bank Internet Banking

Axis Bank's Internet Banking platform provides a seamless and secure way to monitor your credit card balance. It's an ideal solution for users who prefer managing their finances through a comprehensive online portal. This method offers detailed transaction insights and easy access to statement histories, ensuring effective financial tracking and management from the comfort of your home or office.

How to Use:

  • Visit Axis Bank Website: Go to the Axis Bank internet banking portal.
  • Log In: Enter your user ID and password.
  • Credit Card Section: Select the ‘Credit Cards’ option from the dashboard.
  • Balance and Statements: View your balance and download statements if needed.


  • Comprehensive details on transactions.
  • Option to download e-statements for record-keeping.

Method 3: Checking Axis Bank Credit Card Balance Using SMS Alerts

SMS Alerts from Axis Bank offer a straightforward and quick way to stay updated on your credit card balance. This service is perfect for those who prefer immediate notifications without the need for internet access. It provides the convenience of real-time balance updates directly to your phone, ensuring you're always informed about your financial status with minimal effort.

Setting It Up:

  • Register for SMS Alerts: Ensure that you’re registered for SMS alerts with Axis Bank.
  • Automatic Alerts: Receive automatic updates on your balance after each transaction.
  • Check Balance Anytime: You can also check your balance by sending a specified SMS code provided by Axis Bank.

Why Choose Axis Bank SMS Alerts?

  • No need for internet access.
  • Instant notifications after transactions.

Method 4: Check Axis Bank Credit Card Balance Using Customer Care

Utilizing Axis Bank's Customer Care for checking your credit card balance is a testament to personalized assistance. It's a reliable choice for those who prefer human interaction or require additional support. This method not only provides up-to-date balance information but also offers the opportunity to address any queries or concerns, ensuring a comprehensive and reassuring banking experience.

How to Proceed:

  • Call Customer Care: Dial the Axis Bank customer care number.
  • Verify Identity: Be ready with your credit card details for verification.
  • Request Balance: Ask the representative for your credit card balance.


  • Personal assistance.
  • Can inquire about related services or issues.

Method 5: Check Axis Bank Credit Card Balance via ATM

Checking your Axis Bank credit card balance via ATM offers a practical, offline option. It's especially convenient for those who are on the move or prefer physical banking methods. ATMs provide immediate balance information and the option for a printed mini-statement, making it a straightforward solution for quick and accessible financial updates without the need for internet connectivity.


  • Visit an Axis Bank ATM: Locate the nearest Axis Bank ATM.
  • Insert Your Card: Enter your credit card and PIN.
  • Select ‘Balance Enquiry’: Follow the prompts to check your balance.

Why Use ATMs?

  • Useful if you are out and don't have internet access.
  • An immediate printout of the mini-statement is available.

Checking Axis Bank Credit Card Balance by Different Methods

Monitoring your Axis Bank credit card balance is straightforward, thanks to these diverse methods. Whether you prefer the convenience of digital options or the traditional ATM and customer care methods, staying informed about your credit card usage is easier than ever. Regularly checking your balance not only helps in effective financial management but also aids in detecting any unauthorized transactions early.