If you want to make the IndusInd Bank Credit Card Payment, then as a cardholder you can now choose from various options to make the IndusInd Bank Credit Card Bill Payment. Read further to get an idea about the various IndusInd Bank Credit Card Online Payment as well as offline payments.
IndusInd Bank Credit Cardholders need not stress about making the IndusInd Bank Credit Card Bill Payment now. The bank has, for the convenience of the customers, made available various online modes of bill payment. Now the IndusInd Credit Cardholders can, in the comfort of their home, make IndusInd Credit Card payments online. Considering the customers who are not comfortable with online banking, the bank has also provided several modes of offline.
Additional Info: Latest update by RBI on Credit Card Bill Payment Due Date Check Now!!
There are several online options like Net Banking, Auto Debit, NEFT, Billsdesk, etc., for IndusInd Bank Credit Card Payment.
This option is available for IndusInd Bank customers. To make use of this facility, they should first register for Net Banking facilities by giving a request at the bank branch. Once registration is complete, they can follow the steps given below for the IndusInd Bank Credit Card Payment Online.
You can go to any IndusInd Bank ATM and use the services for credit card payment.
Register for IndusInd Bank Mobile Application services and then follow the procedure given below to make the Credit Card Bill Payment.
IndusInd Bank customers can make use of this facility to make the credit card payment promptly on the due date. They should ensure to maintain sufficient balance on or before the due date to ensure prompt payment.
It will take about one hour for the beneficiary activation. After one hour, you can make the credit card payment as given below.
The steps for IndusInd Bank Credit Card Payment Online Billdesk is given below:
Swift Pay uses the IndusInd Bank Bill Desk portal for enabling the IndusInd Bank Credit Card payment.
IndusInd Bank Credit Cardholders who do not have an IndusInd Bank account can make use of the National Automated Clearing House(NACH) facility to set auto-pay for credit card payments.
IndusInd Bank Ltd. (Credit Card Division),
PO Box No. – 9421,
Andheri (East), Mumbai – 400 093
A virtual payment address or Account Number and IFSC Code is required to make payment of bills through the Unified Payment Interface (UPI).
To begin with, register for UPI services following the procedure given below
You can then follow the steps given below to make the IndusInd Bank Credit Card payment.
For individuals who are not comfortable with the online payment modes, the bank has provided some offline modes for credit card bill payment.
The processing time for the different modes of IndusInd Bank Credit Card Bill Payment is given below:
Mode of payment
Time taken for processing
|Net Banking-Customers of IndusInd bank||Same day|
|NEFT/RTGS||2 to 3 working days|
|ATM||Same day i.e., on due date|
|IndusInd Mobile App||Same day|
|Visa Money Transfer||5 working days|
|BillDesk/Swift Pay||2 to 3 working days|
|NACH||On the due date|
IndusInd Bank cheques-2 to 3 days
Other bank cheques-Up to 5 days
Not to worry. The excess amount will be adjusted for the next billing cycle. You can also call Credit Card Customer Care and request a refund, and the excess amount will be recredited to your account within 2 to 3 days.
No IndusInd Bank Credit Card payment cannot be made with other bank credit cards. As of now, payment is allowed only through net banking of other banks.
No charges will be collected for payment of the credit card bill through any of the modes provided except for payment by cash. Cash handling charges of Rs. 100/- will be collected for payment made by cash.
Yes. The total amount due in the credit card statement will be inclusive of the add-on cardholders transaction as well. The primary cardholders transaction details and the add-on cardholders transaction details will be shown separately in the credit card statement.
If the amount paid is below the minimum amount due, it will not be considered as payment made within the due date and will attract penal charges.