IndusInd Bank Credit Card Bill Payment

IndusInd Bank Credit Cardholders need not stress about making the IndusInd Bank Credit Card Bill Payment now. The bank has, for the convenience of the customers, made available various online modes of bill payment. Now the IndusInd Credit Cardholders can, in the comfort of their home, make IndusInd Credit Card payments online. Considering the customers who are not comfortable with online banking, the bank has also provided several modes of offline.

Additional Info: Latest update by RBI on Credit Card Bill Payment Due Date Check Now!!

There are several online options like Net Banking, Auto Debit, NEFT, Billsdesk, etc., for IndusInd Bank Credit Card Payment.

IndusInd Bank Credit Card Payment through Net Banking

This option is available for IndusInd Bank customers. To make use of this facility, they should first register for Net Banking facilities by giving a request at the bank branch. Once registration is complete, they can follow the steps given below for the IndusInd Bank Credit Card Payment Online.

• Log in to Net Banking using net banking credentials.
• Go to the ''Funds Transfer'Transfer' option and click on ''Add Beneficiary for Visa Credit Card Bill Payment'' by providing the Visa Card Number and Name.
• Select ''Any Visa Card'' under the ''Funds Transfer " 'Transfer' option
• Select the account which has to be debited.
• Choose the card for which the payment has to be made.
• Enter the transaction amount.
• Confirm the transaction date.
• Confirm the transaction and authenticate the transaction with OTP and transaction password.

IndusInd Bank Credit Card Payment through ATM

You can go to any IndusInd Bank ATM and use the services for credit card payment.

• Access the ATM with ATM PIN
• Go to the Visa Credit Card Bill Payment option.
• Select the IndusInd Bank account which has to be debited for the transaction.
• Enter the Visa Credit Card Number
• Confirm the transaction
• The IndusInd Bank account will be debited, and the transaction will happen in real-time.

IndusInd Bank Credit Card Payment through Mobile App

Register for IndusInd Bank Mobile Application services and then follow the procedure given below to make the Credit Card Bill Payment.

• Log in to the IndusInd Bank Mobile App using the login credentials.
• Choose the ''Credit Cards'Cards' option on the menu.
• Select the ''Pay Now'' option present at the bottom and make the credit card payment either through the IndusInd Bank Account or Swift Pay.
• Enter the amount
• Authorise the transaction with the MPIN
• The transaction will be processed immediately, and you will get a confirmation on your mobile through SMS as well as through email.

IndusInd Bank Credit Card Payment through Auto-Debit

IndusInd Bank customers can make use of this facility to make the credit card payment promptly on the due date. They should ensure to maintain sufficient balance on or before the due date to ensure prompt payment.

• The cardholders should give a request for auto-debit of either the total amount due or the minimum amount due on the due date to their account maintained at the bank.
• Customers have to download the Auto-debit form and submit it through email on duly filling the same with the required details.
• The debit can be made to accounts held singly or jointly. The instructions will be accepted for joint accounts with operating instructions' instructions' Either or Survivor'', Anyone or Survivor''.

IndusInd Bank Credit Card Payment through NEFT/RTGS/IMPS

• IndusInd Bank Credit Cardholders who do not have an account with IndusInd Bank can make the credit card payment through the above option. The procedure given below will enable credit card payment with great ease and in the comfort of your home or office, or anywhere.
• Log in to your bank net banking through login credentials.
• Select ''funds transfer''
• Under Funds Transfer, select 'Addselect' Add Beneficiary'' to add the credit card under the beneficiary list.
• The following details have to be provided for beneficiary addition.
  • Beneficiary Name: Name as on the credit card
  • Account Number: 16 digit credit card number
  • IndusInd Bank IFSC Code: INDB0000018
  • Bank Name: IndusInd Bank

It will take about one hour for the beneficiary activation. After one hour, you can make the credit card payment as given below.

• Log in to your bank's net banking portal using the login credentials.
• Select the ''funds transfer'' option
• Select the mode of payment NEFT/RTGS/IMPS
• Choose the IndusInd Bank credit card from the beneficiary list.
• Review the details, especially the IFSC Code
• Enter the amount and click on submit
• Authorise the transaction with OTP and transaction password.

IndusInd Bank Credit Card Payment through Visa Money Transfer

• Log in to your bank net banking portal.
• Choose ''Visa Payment'' under ''Third Party Funds Transfer''
• Enter the following details
  • Beneficiary Name: Cardholders Name
  • Beneficiary Account: 16 digit credit card number
  • IFSC Code: INDB0000018

• Choose the account that has to be debited.
• Enter the amount and confirm the transaction
• Authorise the transaction with transaction password and OTP.

IndusInd Bank Credit Card Payment through BillDesk

The steps for IndusInd Bank Credit Card Payment Online Billdesk is given below:

• Access the IndusInd Bank Bill Desk portal.
• Enter the following details
  • Type of Credit Card
  • Credit Card Number
  • Mobile Number
  • Email ID
  • The amount to be paid.

• Select the bank through which the payment has to be made and click on the submit button.
• You will be directed to the respective bank's net banking portal.
• Choose the account that has to be debited.
• Confirm the transaction.
• Authorize the transaction with OTP and transaction password.
• You will get the acknowledgment through SMS to your mobile number as well as via email.

IndusInd Bank Credit Card Bill Payment through Swift Pay

Swift Pay uses the IndusInd Bank Bill Desk portal for enabling the IndusInd Bank Credit Card payment.

• Enter the credit card number, mobile number, email ID, and the amount to be paid.
• You can then make the payment using the net banking portal of the desired bank, similar to payment through the bill desk.
• You will receive confirmation through SMS as well as email.

IndusInd Bank Credit Card Payment through NACH

IndusInd Bank Credit Cardholders who do not have an IndusInd Bank account can make use of the National Automated Clearing House(NACH) facility to set auto-pay for credit card payments.

• Download the NACH form for;IndusInd Bank Credit Card payment
• Fill up the NACH form with required details, i.e., the bank account number, IFSC Code, credit card number, total amount due or minimum amount due, mobile number, and email ID.
• The duly filled and signed NACH mandate along with a cancelled cheque has to be sent to the following address.

IndusInd Bank Ltd. (Credit Card Division),

PO Box No. – 9421,

Chakala MIDC,

Andheri (East), Mumbai – 400 093

• Ensure sufficient balance in the account on or before the due date for prompt payment.

IndusInd Bank Credit Card Payment through UPI

A virtual payment address or Account Number and IFSC Code is required to make payment of bills through the Unified Payment Interface (UPI).

To begin with, register for UPI services following the procedure given below

• Download the Mobile App that supports UPI
• Provide your mobile number for registration.
• Provide the IFSC Code and Name of the bank.
• Create UPI ID and PIN.

You can then follow the steps given below to make the IndusInd Bank Credit Card payment.

• Log in to the Mobile App
• Navigate to the UPI Payment Section
• Click on send money
• Enter the Account Number and IFSC Code.
• Click on Pay to complete the transaction.

For individuals who are not comfortable with the online payment modes, the bank has provided some offline modes for credit card bill payment.

IndusInd Bank Credit Card Payment by Cash

• Visit the nearest IndusInd Bank branch
• Fill up a deposit form with the credit card number and name of the cardholder
• Provide PAN number if the amount is beyond Rs. 50000/-
• The amount will be credited instantly to your credit card account.
• Cash handling charges of Rs. 100/- will be collected.

IndusInd Bank Credit Card Payment by Cheque

• You can write a cheque favouring IndusInd Bank followed by the 16 digit credit card number.
• The name of the cardholder and the mobile number should be mentioned on the reverse of the cheque.
• You can drop off the cheque at any branch of IndusInd Bank.
• Make sure to drop the cheque well in advance if the cheque is drawn on any other bank, as it will take 3 to 4 days for the realisation of the cheque.

Processing time for IndusInd Bank Credit Card Bill Payment

The processing time for the different modes of IndusInd Bank Credit Card Bill Payment is given below: