The ICICI Bank provides a wide range of credit cards that come with their respective features and benefits. There are separate ICICI credit cards for different purposes like traveling, lifestyle, security, and rewards. For each ICICI credit card, you will have to meet certain eligibility criteria.
Given below are the general eligibility criteria applicable to most ICICI Bank Credit Cards:
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|Card Name||Eligibility||Joining Fee|
|ICICI Bank Diamant Credit Card||Eligibility to own this card is by invitation only||Rs. 1,25,000 + GST|
|ICICI Bank Emeralde Credit Card||Rs. 12,000 + GST|
|ICICI Bank Sapphiro Credit Card||Net Annual income of the applicant should be minimum Rs. 15 lakhs||Rs. 6,500 + GST|
|ICICI Bank Rubyx Credit Card||Net Annual income of the applicant should be minimum Rs. 10 lakhs||Rs. 3,000 + GST|
|ICICI Bank Coral American Express Credit Card||Net Annual income of the applicant should be minimum Rs. 5 lakhs||Rs. 500 + GST|
|ICICI Bank Coral Credit Card||Net Annual income of the applicant should be minimum Rs. 5 lakhs||Rs. 500 + GST|
|MakeMyTrip ICICI Bank Platinum Credit card||Net Annual income of the applicant should be minimum Rs. 2.5 lakhs||Rs. 500 + GST|
|ICICI Bank Instant Platinum Credit Card||Nil joining fee|
|ICICI Bank Coral Credit Card Against Fixed Deposit||Rs. 500 + GST|
|ICICI Bank Rubyx Credit Card Against Fixed Deposit||Rs. 3,000 + GST|
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The issued credit cards that you receive from the bank are already activated. You do not need to activate them manually.
The full-form of MAD is Minimum Amount Due. It is the minimum amount that a cardholder has to pay to the bank in order to continue the services without having to pay a late fee. The Total Amount Due is the Minimum Amount + your credit card bill.
You can be eligible to expand your credit limit only when you complete 12 months of using the credit card. On completion of the tenure, you can apply for an increase of your credit limit by the following processes:
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A credit card user can withdraw their money up to a limit, once the initial tenure of 180 days is over. The maximum sum of money that a user is eligible to withdraw is the Cash limit.
Your application has a specific reference number. You can use this number to track your application process at: https://loan.icicibank.com/asset-portal/my-applications-login
You can choose any one of the following procedures to block your credit card:
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Yes, you can use your ICICI debit card to pay your credit card bill from an ATM.
The ICICI credit card that is sent to you from the Bank has a 16-digit number engraved on top. (For American Express credit cards it is 15-digits). This is your Credit Card Number.