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HDFC Forex Cards

Forex cards are prepaid cards designed for people who are travelling to other countries. You can pre-load your Forex card with the currency of the nation where you are planning to visit. HDFC Bank forex cards offer travellers a safe and easy way to carry foreign currency on their travel abroad. They are safer and easier to use than cash and cheques. These ForexPlus cards are widely accepted and protect you from fluctuations in foreign exchange rates. Below are various HDFC Forex cards with their features, benefits, and charges.

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HDFC Forex Cards - Types, Key Features and Benefits

Currently, there are four HDFC forex cards as mentioned below. Each of these forex cards caters to different needs of travellers.

  • Regalia ForexPlus Card
  • Multicurrency Platinum ForexPlus Chip Card
  • HDFC Bank ISIC Student ForexPlus Card
  • HDFC Bank Hajj Umrah ForexPlus Card

HDFC Bank Regalia ForexPlus Card

The HDFC Bank Regalia ForexPlus Card is best suited for regular travellers. You will not be required to carry and manage multiple currencies and wallets if you have this card. The card is loaded with some attractive features like zero cross currency mark-up charges, complimentary lounge access, emergency cash assistance, complimentary insurance coverTap-n-Pay, concierge services, and so on.

Key Features & Benefits 

  • This card is available in US Dollars.
  • Nil cross-currency mark-up charges.
  • Accepted at all VISA/MasterCard affiliated merchants/establishments across the world as well as for online shopping.
  • Get 2 complimentary HDFC forex card lounge access per quarter at international airports in India.
  • If the card is lost, block your card instantly through Prepaid Card NetBanking.
  • Complimentary insurance covers up to Rs. 13,30,000 against misuse due to counterfeiting/ skimming, death due to road/ rail/ air accident, loss of checked-in baggage, loss of personal documents (only passport reconstruction), and loss of cash in transit.
  • PayWave technology for contactless payments at retail outlets. 
  • All ATM & point-of-sale transactions (POS) are authenticated via PIN, making the card more secure.
  • The card can be used for online transactions on all major e-commerce platforms. 
  • Reloading the card can be done easily using multiple online and offline modes.
  • Get cash delivered to you across the world, in case of loss of card/card not working.
  • Easy online card management using Prepaid Card Netbanking.
  • 24x7 personal concierge/ referral services.
  • The HDFC Bank Regalia ForexPlus card is valid for 5 years from the date of card indenting.

Detailed information on HDFC Bank credit cards

HDFC Bank Multicurrency Platinum ForexPlus Chip Card

The Multicurrency ForexPlus Card is tailor-made for those who travel to different locations. Cardholders can load up to 22 different currencies on this single card. This contactless card also offers emergency assistance services, enhanced insurance coverage, 24x7 customer care, offers at merchant outlets and much more.

Key Features & Benefits

  • A multi-currency forex credit card with 22 currency wallets in USD, AED, CAD, Euro, Hongkong Dollar, Singapore Dollar, Swiss Franc, SAR, Kuwaiti Dinar and other currencies.
  • This HDFC forex card provides protection against exchange HDFC Bank forex card rates fluctuation in future.
  • Withdraw cash or use the card at Point of Sale (POS) terminal in any currency across the world.
  • Add a currency or transfer balance from one currency to another with the Prepaid Card NetBanking facility.
  • Intelligence to utilize funds across currency wallets.
  • If the card is lost, block your card instantly through Prepaid Card NetBanking.
  • Complimentary insurance covers up to Rs. 13,30,000 against misuse due to counterfeiting/ skimming, death due to road/ rail/ air accident, loss of checked-in baggage, loss of personal documents (only passport reconstruction), and loss of cash in transit.
  • PayWave technology for contactless payments at retail outlets. 
  • All ATM & point-of-sale transactions (POS) are authenticated via PIN, making the card more secure.
  • The card can be used for online transactions on all major e-commerce platforms. 
  • Reloading the card can be done easily using multiple online and offline modes.
  • Get cash delivered to you across the world, in case of loss of card/card not working.
  • Easy online card management using Prepaid Card Netbanking.
  • 24x7 personal concierge/ referral services.
  • The HDFC Bank Multicurrency Platinum ForexPlus Chip Card is valid for 5 years from the date of card indenting.

HDFC Bank ISIC Student ForexPlus Card

The HDFC Bank ISIC Student ForexPlus Card is designed for students travelling abroad for higher education. This card comes in partnership with MasterCard International. It is available in three currencies currently, including USD, Euros and Sterling Pounds. The card can be used in any country other than India, Nepal and Bhutan for withdrawing cash and POS transactions.

Key Features & Benefits 

  • Get a complimentary globally recognised ISIC Identity Card.
  • This HDFC forex is not just a forex card but also an internationally recognised Student identity card.
  • Get preferential and discounted access to 150,000+ products, services and experiences in 130+ countries.
  • A multitude of educational courses, software licenses, digital communications, and other offers are available to ISIC cardholders.
  • Single currency forex cards available in USD, EUR and GBP.
  • The card is accepted at all VISA/MasterCard affiliated merchants/establishments across the world and for online shopping.
  • If the card is lost, block your card instantly through Prepaid Card NetBanking.
  • Complimentary insurance covers up to Rs. 13,30,000 against misuse due to counterfeiting/ skimming, death due to road/ rail/ air accident, loss of checked-in baggage, loss of personal documents (only passport reconstruction), and loss of cash in transit.
  • PayWave technology for contactless payments at retail outlets. 
  • All ATM & point-of-sale transactions (POS) are authenticated via PIN, making the card more secure.
  • The card can be used for online transactions on all major e-commerce platforms. 
  • Reloading the card can be done easily using multiple online and offline modes.
  • Get cash delivered to you across the world, in case of loss of card/card not working.
  • Easy online card management using Prepaid Card Netbanking.
  • 24x7 personal concierge/ referral services.
  • The card is valid for 2 years from the date of card indenting.
  • All ATM & point-of-sale transactions (POS) are authenticated via PIN, making the card more secure.

HDFC Bank Hajj Umrah ForexPlus Card

With the HDFC Bank Hajj Umrah Card, concentrate on your pilgrimage. This single currency forex card comes with only a SAR (Saudi Riyal) currency wallet. It is specifically designed for convenient and safe use by pilgrim travellers.

Key Features & Benefits 

  • It is a single currency forex card with only a SAR (Saudi Riyal) currency wallet.
  • It is accepted at VISA/MasterCard affiliated merchants/POS and for online shopping.
  • It is one of the safest ways to carry the required Saudi Riyal for your Hajj pilgrimage.
  • You can block the card if it gets lost/ stolen, by simply calling HDFC Bank PhoneBanking, using Prepaid Card NetBanking facility, or Prepaid Card NetBanking facility.
  • Complimentary insurance covers up to Rs. 12,70,000 against misuse due to counterfeiting/ skimming, death due to road/ rail/ air accident, loss of checked-in baggage, and loss of personal documents (only passport reconstruction).
  • Hajj Umrah ForexPlus Card can be used for online payment/transactions on all major e-commerce platforms. 
  • Reloading the card can be done easily using multiple online and offline modes.
  • Get cash delivered to you across the world, in case of loss of card/card not working.
  • Easy online card management using Prepaid Card Netbanking.
  • 24x7 personal concierge/ referral services.
  • SMS and email alert facility towards every activity on your Hajj Umrah ForexPlus Card.
  • The card is valid for 5 years from the date of card indenting.

HDFC Forex Cards Fees and Charges

Regalia ForexPlus Card

  • Card issuance fee: Rs. 1,000 + GST
  • Reload fee: Rs. 75 + GST per reload transaction
  • ATM cash withdrawal: USD 4 per transaction
  • Balance inquiry: USD 0.50 per transaction
  • Currency conversion tax for load, reload & refund transactions: 0.18% to Rs. 990 + 0.018% 
  • Tax Collected at Source (TCS): As applicable under the provision of Financial Act, 2020.

Multicurrency Platinum ForexPlus Chip Card

  • Card issuance fee: Rs. 500 + GST
  • Reload fee: Rs. 75 + GST per reload transaction
  • ATM cash withdrawal: USD 2 per transaction + GST (different charges for different currencies will be applicable) 
  • Balance inquiry: USD 0.50 per transaction + GST (different charges for different currencies will be applicable) 
  • Currency conversion tax for load, reload & refund transactions: 0.18% to Rs. 990 + 0.018% 
  • Tax Collected at Source (TCS): As applicable under the provision of Financial Act, 2020.

HDFC Bank ISIC Student ForexPlus Card

  • Card issuance fee: Rs. 300 
  • Reload fee: Rs. 75 + GST per card
  • Reissuance/replacement fee: Rs. 100 + GST per card
  • ATM cash withdrawal: USD 2/ EURO 1.50/ GBP 1 per transaction + GST 
  • Balance inquiry: USD/ EURO/ GBP 0.50 per transaction + GST 
  • Cross currency markup charges for transactions where the transaction currency is different than the currency available on the card: 3% on transactions + GST
  • Currency conversion tax for load, reload & refund transactions: 0.18% to Rs. 990 + 0.018% 
  • Tax Collected at Source (TCS): As applicable under the provision of Financial Act, 2020.

HDFC Bank Hajj Umrah ForexPlus Card

  • Card issuance fee: Rs. 200 + GST
  • Reload fee: Rs. 75 + GST per reload transaction
  • Reissuance/replacement fee: Rs. 100 + GST per card
  • ATM cash withdrawal: SAR 7.50 per transaction + GST
  • Balance inquiry: SAR 2 per transaction + GST 
  • Cross currency markup charges for transactions where the transaction currency is different than the currency available on the card: 3% on transactions + GST
  • Currency conversion tax for load, reload & refund transactions: 0.18% to Rs. 990 + 0.018% 
  • Tax Collected at Source (TCS): As applicable under the provision of Financial Act, 2020.

HDFC Forex Cards Eligibility

  • Regalia ForexPlus Card, Multicurrency Platinum ForexPlus Chip Card, and HDFC Bank Hajj Umrah ForexPlus Card: Anyone can apply for these cards. There is no need to be an HDFC Bank customer.
  • HDFC Bank ISIC Student ForexPlus Card: Anyone can apply for an HDFC Bank ISIC Student ForexPlus Card. However, it cannot be issued to customers below the age of 12 years

HDFC Forex Cards Documents Required

If you want an HDFC Forex card apply with the following documents: 

Regalia ForexPlus Card, Multicurrency Platinum ForexPlus Chip Card, and HDFC Bank Hajj Umrah ForexPlus Card: The following are the KYC documents that are required along with a signed copy of the card application form:

  • Self-attested copy of PAN and a valid passport (mandatory).
  • Self-attested copy of valid VISA or ticket (mandatory for non-HDFC Bank customers).
  • Address proof (required if the residential address is different from the address mentioned on the passport).
  • Additional mandatory documents for non-HDFC Bank customers: Cancelled cheque/passbook and copy of 1-year bank statement (of the account from which the forex card will be funded).
  • Any other such document as requested by the HDFC Bank.

Please carry the applicable KYC documents with self-attested copies during card collection from branches or keep them ready in case of home delivery. The HDFC Bank forex card activation will be done only after the KYC documents are completely verified.

HDFC Bank ISIC Student ForexPlus Card

  • Duly signed Forex card application form by the applicant and the guardian.
  • Self-attested copy of valid passport 
  • Self-attested copy of PAN card of the applicant or guardian (if the applicant is major, PAN Card of the applicant is mandatory). If the forex card is funded by the guardian, the guardian’s PAN card is also mandatory. 
  • Self-attested address proof (if the address on the passport and forex card is different than the address on the application form).
  • Additional documents for non-HDFC Bank customers: Cancelled cheque/passbook, copy of 1-year bank statement, and self-attested copy of international travel ticket/visa.

Please carry the applicable KYC documents with self-attested copies during card collection from branches or keep them ready in case of home delivery. The card will be activated only after the KYC documents are completely verified.

Some HDFC Bank Credit Card

HDFC Bank offers the following credit cards:

HDFC Forex Cards FAQs

How long does it take to get a HDFC forex card once applied?

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After successful completion of the application process, you can expect your card to get delivered to your doorstep in three days. In case you have chosen to personalise your Forex card, it may take a week.

Can I withdraw cash from HDFC Bank Forex Card?

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Yes, you can withdraw cash with your HDFC Bank Forex Card. The HDFC forex card charges for cash withdrawal will be applicable as mentioned below:

 

  • Regalia ForexPlus Card: ATM cash withdrawal: USD 4 per transaction.
  • Multicurrency Platinum ForexPlus Chip Card: ATM cash withdrawal: USD 2 per transaction + GST (different charges for different currencies will be applicable). 
  • HDFC Bank ISIC Student ForexPlus Card: ATM cash withdrawal: USD 2/ EURO 1.50/ GBP 1 per transaction + GST. 
  • HDFC Bank Hajj Umrah ForexPlus Card: ATM cash withdrawal: SAR 7.50 per transaction + GST.

How do I know if my HDFC Bank Forex Card is activated?

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You can log in to your HDFC Bank’s net banking portal to check the status of your Forex Card activation.

How can I load my HDFC Forex card instantly?

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You can reload your HDFC Bank Forex Card instantly through any of the following methods:

 

  • Visit the nearest HDFC Bank branch and submit the filled-in Forex Reload form/ A2 form along with a cheque/ debit instruction. The amount you wish to reload will be added to your Forex Card within a few working hours.
  • If you are an existing HDFC Bank account holder, you can use the NetBanking facility to reload your Forex Card.

Can I transfer money from HDFC Forex card to bank account online?

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Yes, there are two ways to transfer your money to your bank account from an HDFC Forex Card:

 

  • If you are an existing HDFC Bank account holder, you can call HDFC PhoneBanking or visit the nearest branch to transfer the remaining amount from your Forex card to your bank account.
  • If you are not an account holder in HDFC Bank, you can call or visit the nearest HDFC Bank branch office and get the money transferred by furnishing certain documents like your Forex Card, identity proof, bank account number, and a cancelled cheque of the bank account.

How can I check my HDFC Forex card status?

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You can call the HDFC Bank customer care number +91-22-61606161 (toll-free) from your registered mobile number and follow the instructions. You will have to provide your Forex Card number and a few personal details to the customer care representative for identity verification.