2000 Loan on Aadhar Card
Emergencies can occur anytime in life, and one should be prepared financially to overcome those exigencies. Getting a 2,000 loan on Aadhar card is the easiest way to cater to any short-term financial emergency, like a small medical issue, purchasing a gadget, bill payment, meeting the monthly budget, etc. You can easily avail of an instant loan of ₹2,000 on an Aadhaar Card through personal loan apps at affordable interest rates starting from 10% p.a.
Top Lenders Offering ₹2,000 Loan on Aadhar Card
Below is the list of some popular lenders in India offering a ₹2,000 loan on an Aadhar card online.
| App | Loan Amount Range | Starting Interest Rates | Apply Here |
|---|---|---|---|
| Kamakshi Money | ₹1,000 - ₹2 Lakhs | 18.00% p.a. | Apply Now |
| Ram Fincorp | ₹1,000 - ₹2 Lakhs | 0.35% per day | Apply Now |
| Kundan Finance | ₹1,000 - ₹2 Lakhs | 1.50% p.m. | Apply Now |
| Moneyview | ₹1,000 - ₹10 Lakhs | 14.00% p.a. | Apply Now |
| Fi Money | ₹1,000 - ₹5 Lakhs | 12.75% p.a. | Apply Now |
Benefits of Taking a ₹2000 Loan on Aadhar Card Online
Below are the key benefits of getting a ₹2000 loan on Aadhar card online:
- Getting instant disbursal is easy with an Aadhaar card by just furnishing its details for the verification process. Once your request is approved, the loan amount is sanctioned and disbursed instantly to your account.
- Short-term loans of ₹2,000 usually do not require a plethora of documentation. You just need to provide your Aadhaar card for KYC along with some income documents.
- These loans are typically offered at competitive interest rates starting from 10% p.a. as the loan amount is small. However, the final interest rate is decided considering the borrower’s eligibility.
- An Aadhaar card loan of ₹2,000 is offered with flexible tenures, usually ranging from 2 months to 5 years. You can choose a convenient tenure as per your budget.
- This loan can be used for any legitimate purpose, including travel, wedding, higher education, home renovation, gadget purchase, etc.
- Sometimes lenders offer pre-approved personal loans to applicants with excellent credit scores.
- A short-term personal loan of ₹2,000 does not require any collateral.
Eligibility Criteria for ₹2,000 Loan on Aadhaar Card
The following are the detailed eligibility criteria for an Aadhaar card loan of ₹2,000:
| Occupation | Salaried, self-employed professional or self-employed non-professional |
|---|---|
| Age | 21 - 60 years for salaried and 25 - 65 years for self-employed individuals |
| Credit Score | 700 or above |
| Net Monthly Income | At least ₹15,000 or more |
| Bank Sccount | Applicant must possess an active bank account linked to their Aadhaar for direct fund transfer |
| Work experience for salaried applicants | Applicant should have been working with their current organisation for at least the last 6 months |
| Business stability for self-employed applicants | Applicant should be in the current business for at least the last 2 years |
Documents Required for Aadhar Card Loan 2000
For an Aadhar card loan 2000, you will need your Aadhaar Card as the primary document for KYC. However, some loan providers may also ask for the additional documents mentioned below:
- A duly filled and signed loan application, along with a passport-size photograph.
- Identity proof: Adhaar Card/ Voter ID/ PAN Card/ Driving License/ Passport
- Address proof: Adhaar Card/ Voter ID/ Driving License/ Utility Bills/ Passport
- Income documents for salaried: Salary Slips for the past 3 months, Bank Statements of the last 6 months, and Income Tax Return/ Form 16
- Income documents for self-employed: Income Tax Return, P&L account, balance sheet & income computation for the last 2 years, Form 26 AS, Income Tax Challan/ TDS Certificate (Form 16A) for declared income tax.
Steps to Apply for a ₹2,000 Loan on Aadhar Card Online
If you want an Aadhar card loan of 2000 online, apply by following the steps mentioned below:
- Click on the "Apply Now" button provided above to easily apply for the loan.
- After clicking "Apply Now," you will be redirected to the app partner's website.
- Fill in your requirement details on the partner website.
- Once your application is verified and approved by the lender, the amount is disbursed to your bank account directly within a few minutes.
FAQs
A ₹2,000 loan on an Aadhaar card is an unsecured digital personal loan for instant short-term needs, utilising the applicant’s Aadhaar for fast e-KYC verification. This enables instant online approval and disbursal.
Yes, you can get a ₹2,000 loan using your Aadhaar card without a salary slip, especially through online lenders (NBFCs/ fintechs) who require Aadhaar-based e-KYC and analyse bank statements for income verification, often disbursing funds quickly.
A 2,000 loan on an Aadhaar card is typically offered at competitive interest rates starting from 10% p.a.. However, the final interest rate is decided considering the borrower’s eligibility.
You can get a ₹2,000 loan on an Aadhaar card instantly, often within a few minutes to 24 hours, because the identity verification process is faster through Aadhaar-based eKYC, enabling instant approval and disbursal to your bank account through online applications.
Yes, students can also apply for a ₹2,000 loan using their Aadhaar card, because many lenders offer small personal loans with minimal documents. However, some lenders may require college ID or part-time job income proof along with Aadhaar and PAN for quick processing.
Yes, applying for a ₹2,000 loan online with your Aadhaar card is a legitimate and safe process, provided you apply via trusted, Reserve Bank of India (RBI)-approved lenders.
Yes, some lenders provide a small ₹2,000 loan on an Aadhaar card as identity and address proof, even without any credit score, to first-time borrowers.
Reshma Rawat is a passionate writer, with a decade of experience in writing for a variety of domains (finance, technology, lifestyle, e-commerce, real estate, etc.). Currently, she is working as Assistant Manager - Content @MyMoneyMantra, and writes blogs & webpages on financial products (loans, credit cards, insurance, financial policies by government, mutual funds, etc.
Abhijeet Singh has comprehensive experience in business writing, content management, SEO, social media and user analytics. Key areas of expertise include stock markets and personal finance.